That there gonna embarass me in front of everyone in my work and arrest me cause I didnt go to court

ComplaintsUnsolicited Phone CallsRja capital inc

Complaint

0
Julie
Country: United States
I need to pay a 100$ every two weeks and since I agreed then they said theyll file a report against me and take me to jail

Comments

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  • 0
    Sarah C.
    | 2 replies
    Julie, Do you really have a debt?  There's a possibility that you're being scammed.  In any case the behavior you're describing is a violation of the Fair Debt Collection Practices Act.  You might consider suing them.
    • 0
      wes replies to Sarah C.
      | 1 reply
      Last year the supreme court ruled that debt collectors could not call and harass you.  You can sue them in state civil court for harrassment.  This is not the first time this has happened to me but they may make threats and that is all it is.  I got hung up twice trying to resolve the matter.   I then realized after I thought about it that they were trying to scam me after 7 years for a payday loan.  They threatened to serve papers on me at work last nigh.  Hah    It never happened because it is just a scam.   Do not send them any money or give your personal info.  I didn't.   THanks god they can go screw themselves or bring on the big guns as far as I am concerned.
      • 0
        Wes replies to wes
        I also tried a reverse number lookout and could find nothing.  These scammers are getting really good and shame on them for taking advantage of people that don't know any better.
  • 0
    Pam
    They called and told me if I did not pay $50 in three days and set up payment arrangements to pay the balance in full within 6 months that they would take me to court and that I would then owe $2500.
  • 0
    matt
    | 1 reply
    got a very disturbing almost threatening call from RJA capital asking to settle a credit card debt, they were very rude and they actually hung up on me. to me this call seemed way over the top for a fairly small collection, ($2500)....any info or advice
    • 0
      D replies to matt
      THEY ARE AS LOW AS THEY CAN BE, BUT DON'T GIVE THEM ANY INFO, $$$$, & CHANGE YOUR BANK ACCOUNT INFO IMMEDIATELY.
  • 0
    alexis
    do not give these people your money!! they are crooks. theyve left threatening voice mails, called my work, told me i was going to jail.. one guy even left a voicemail saying "have fun in court, tud a loo!"
  • 0
    Lorraine
    This company Rja capital, called my job treating me telling me I'm going to jail and I'm going to be served court papers at my job.   Did anyone get papers served at their job?  I just find this company very disturbing.
  • 0
    tj
    | 11 replies
    BBB shows NOTHING on them.

    Corporationwiki finds this:
    http://www.corporationwiki.com/New-York/Buffa ... /107855296.aspx
    "Anthony J. Coppola"
    "Buffalo NY"

    http://www.corporationwiki.com/New-York/Buffalo/anthony-coppola/64642606.aspx
    "Visionary Creative Services"
    "Sean Howard"
    "Orrin Pava"
    "Anthony Coppola"
    "Joseph Mortellaro"
    "Buffalo NY"

    Telling you that you are "going to jail" is common with illegal and deceptive "debt collection" shakedown rackets, violating FDCPA.
    • 0
      tj replies to tj
      | 3 replies
      File compaints with FTC, your state AG, and the New York AG.
      • 0
        Sharee replies to tj
        | 2 replies
        What is the state AG that I need to file a complaint with along with the Fed Trade Comm?

        Thanks!
        • 0
          tj replies to Sharee
          | 1 reply
          Both your own state's Attorney General, and the New York Attorney General.

          Many states regulate debt collectors, often requiring them to obtain state licensing, and that they be bonded, prior to collecting debts in that state, even if they are physically located out of the state.

          If they are bonded, and you sue them and win, if they fail to pay off a judgement, you can collect it from their bonding company.  It makes it easier to find an attorney to go after them if they can't just disappear when you win.
          • 0
            Sharee replies to tj
            Thanks!
    • 0
      tj replies to tj
      | 6 replies
      From corporationwiki:
      "...
      Rja Capital, Inc. has a location in Buffalo, NY. Active officers include Anthony J Coppola.

      Filings:  Foreign For-Profit Corporation (TX - Active)
      State of Record:  TX  
      State Reference ID:  801635209  
      File Date:  Thursday, August 02, 2012  
      Active:  True  
      Filing Type:  Foreign For-Profit Corporation  


      Statement & Designation By Foreign Corporation (CA - Active)
      State of Record:  CA  
      State Reference ID:  03498029  
      File Date:  Wednesday, August 01, 2012  
      Active:  True  
      Filing Type:  Statement & Designation By Foreign Corporation  
      ..."

      Numerous "shakedown" complaints, starting March 2012.
      Note threatening calls, including calls implying "prosecution", and calls to relatives.
      Note several shill posts, some removed.
      The following numbers are linked by common MO, common use of alternate names, and similar numbers suggesting a block of sequential numbers consistent with a call center PBX.
      https://800notes.com/Phone.aspx/1-315-410-2072
      https://800notes.com/Phone.aspx/1-315-410-2078
      https://800notes.com/Phone.aspx/1-315-410-2082
      https://800notes.com/Phone.aspx/1-315-410-2066
      https://800notes.com/Phone.aspx/1-716-831-2565
      "RJA Capital"
      "Robert James Associates"
      • 0
        tj replies to tj
        Also note the shill posts claiming they are "legitimate" and claiming they are "an arbitration firm".

        This is a common phrase used by Buffalo-area debt collectors to imply they might be some sort of "law firm", when they are not.
      • 0
        donald hutchison replies to tj
        | 4 replies
        i borrowed 500 dollars from cash net usa to pay some bills and buy food im live on disability and am very ill. i got sicker and the loan sliiped my mind ,i have several things wrong with me .i got a call from ,RJA CAPITAL IN NEW YORK I ENDED UP PAYING AROUND 100 ON A 500 DOLLAR LOAN ,THIS DOES NOT STOP HERE BEFORE I MADE MY LAST PAYMENT OF 143.95 A MONTH I GOT ANOTHER CALL (THOUGHT IT WAS FROM RJA THESE PEOPLE REALLY GOT HATEFUL THREATENED TO JAIL ME TAKE MY DISABILITY AWAY  AND SO ON THEY WANTED 600 THAT DAY SO ME AND MOM WHO IS SICKER THAN ME RAN TO BARTLES VILLE OKLAHOMA GOT THE MONEY ROM ONE OF HER CREDIT CARDS AND PAID THEM WITH GREEN DOT MONEY PACKS WHICH CANNOT BE TRACED  THEY SAID TIS WILL TAKE CARE OF IT  YESTERDAY AFTER 6 MONTHES THEY WANT ANOTHER 140 DOLLARS FOR THE CASH NET USA  DEBT OF 500 DOLLARS THIS HAS TO STOP  IM BEING SCAMMED BY ONE COMPANY OR THE OTHER I NEED HELP IM CONFUSED  PHIONE NUMBER IS 620 216 0300 lost in ks please help me ..../
        • 0
          donald hutchison replies to donald hutchison
          it was 1100 i payed to rja capital and 600 to the other company on a 500 dollar loan i got a call yesterday wanting another 140 dollars on this 500 dollar loan from cash net usa i need legal please please help me  email is dhutch12345@gmail.com adress is  donald hutchison 203 south osage \elgin sedan ks 67361 phone is 620 216 0300 im lost my mom is dying i get sicker day by day help me please...
        • 0
          Michael replies to donald hutchison
          | 1 reply
          The way you deal with this problem is very simple. Tell them to sue you. They'll never do it because they aren't even a legit debt collection company. To be honest, they've broken so many laws in dealing with you that they really owe you quite a bit. Every time they call you, just tell them to go ahead and bring the lawsuit. They'll stop calling and there will never be a lawsuit. I'd bet money on it.
          • 0
            Keith replies to Michael
            They called me and said I am going to be served for fraud!
        • 0
          Keith replies to donald hutchison
          Donald in the same boat.  They are going to serve me.
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