Collection agency comitting bank fraud
Complaint
almost a victim of fraud
Country: United States
I had an Advanta credit card account that was settled in June of 2010
SOOOO- When I received letterd from the SCUMBAGS at Carson Smithfield, I sent them a copy of the letter and check to Advanta - this was a one page photocopy.and I wrote on their payment stub "This account has already been settled- see attached"
Next thing I know- that same check is showing as a pending transaction on my account.
I went to the bank to try to resolve the issue. They put a 24 hour block on the account so that the check would not post, then they put a stop payment on the check.
The photocopy of the check was bounced back to the bank they deposited it at-
The stop payment order states clearly- DUPLICATE original check was submitted and paid on acct 6/30/10- this is fraud.
Still trying to figure out who to complain to about this so they xan be prosecuted.
Filed a complaint with FTC, contacted Attorney General's Office, consumer protection unit- who referred me to the OCC. The OCC only deals with bad banks though
SOOOO- When I received letterd from the SCUMBAGS at Carson Smithfield, I sent them a copy of the letter and check to Advanta - this was a one page photocopy.and I wrote on their payment stub "This account has already been settled- see attached"
Next thing I know- that same check is showing as a pending transaction on my account.
I went to the bank to try to resolve the issue. They put a 24 hour block on the account so that the check would not post, then they put a stop payment on the check.
The photocopy of the check was bounced back to the bank they deposited it at-
The stop payment order states clearly- DUPLICATE original check was submitted and paid on acct 6/30/10- this is fraud.
Still trying to figure out who to complain to about this so they xan be prosecuted.
Filed a complaint with FTC, contacted Attorney General's Office, consumer protection unit- who referred me to the OCC. The OCC only deals with bad banks though
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