I have no idea what to do any more they always treathing me that my credit is gonna be ruin, did any body got reported to a collection agency ? Please help
We have been reported twice and our credit score has tanked. Royal Holiday "sold" us a 1 week every other year plan from Puerto Vallarta, MX. They said it had a $31,000 annuity after 30 year ownership. They did not disclose that many property are all inclusives. We were told that we could cancel the original purchase within three days. Each time I went to the office, I was told no one was available to meet with me. We were also told that the subsequent travel trips could be fully written off on our taxes as they were for "checking the property". And any time we requested to transition to RCI (which was a "perk" of the sale), the week(s) weren't available. We paid our purchase price in full. We stopped paying our annual maintenance fees. Royal Holiday deliberated misrepresented the facts of the purchase.
We purchased a membership(2 weeks) in 1991 in Bahama and paid $12,800. But, the annual membership fee had been getting higher and higher , so we decided to end the membership last year(2011). We reported it in June 2011 to the Royal Holiday Club by email and they replied "What do you mean "end the membership"?" We answered, " we terminate membership, so delete our name from RHC". And then no reply from the Royal Holiday Club. Then suddenly they charged $1340 in October 2011. We researched the Royal Holiday Club through a lawyer and he said Royal Holiday Club is like a fitness club and if you don't pay annual fee you just can't use the facility. However, RHC continues to threaten us to report Federal Credit Agency in Washigton, etc,. The bottom line is RHC has no right to force us to pay. It's a membership club!!!!
Peice of edvice to all canadians, RH contracts are valid ONLY where they where signed in the first place. For example we signed ours in Mexico. Collection companies (RH only deals with one, from the USA) might harras you but there isnt much they can do. AS for Equifax and Transunion, that manage our Canadian credit files, you probably noticed already that you dont have any info on out of the country credit info. Thats because they can't merge these credit files. So basically theres isnt much RH can do if you refuse to pay them anymore. A recent TV program in Montreal called LA FACTURE, alslo said that in all cases they delt with, what they received from these 2 credit companies was that they have never received any info regarding RH contacting them ! In my case, Royal Holiday can go to *** because we are not paying these scammers anymore!
So far like mentioned earlier RH can't affect your credit score here in Canada. Just got accepted for a loan this week towards the purchase of a brand new pick-up truck with Ford ! But I'm still trying to find out how to retrieve some of our money. We are still getting the monthly invoice and letter from their collection agency. My phone let me block telephone numbers... at first they were trying to get information from my work place, but all calls, fax, emails are screened by me. I did get a very nasty call from one of them. All they wanted was to confirm if I was still working there. They stopped their daily calls at work the day I started questioning who they were... and told them no such information would be given, no more calls at work now. Don't get intimidated by them... or they will get to you! Good luck to you all....
I have and also sent an email to the resort it's self and putting most of the blame on them for allowing such dishonest and the resort getting kick backs for allowing the scam to continue. So I told RH I will return to the resort for vacation with a travel agency and make it my duty to warn every one I can when they are approached by these cockroaches and ask they check the Internet about RH. Cheers!
what happen? did they stop sending you the annual fee as they call it?
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Scammed by Royal Holiday
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We bought our week in Cozumel in 2007. After returning to the states, we found that this company is a scam and cancelled our contract within the 3 days as required. We also hae a clause in our contract stating that we can cancel at any time by simply stopping the annual maintenance fee. Royal holiday started harrassing us 2 years later, and even had a sleaze ball attorney from Miami contact us to state that if we did not pay, they would sue us. Since this was a form of extortion, and th attorney did not have a license to collect money, we contacted the Florida Bar Association ant they disbarred the attorney. These crooks are worse than the drug cartels, and they should all be thrown in jail.
About Royal Holiday Club. Its registered in Isle of Man in the name of Royal Holiday Club. In Mexico/USA used as a trademark. So, hopefully you guys understand that its a fraud anyway to us. Its basically european club, so.. and besides our (the members) rights were be taken away by using Mexico instead Europe where its registered. 'They' (RHC) might think that they are safe because they dont need to follow european lawsystem, but Im also sure american and canadian attorneys will find their ways to help.. at least you guys there. No attorneys in Miami will help RHC, I dont think. RHC doenst legally exist in USA.
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Ray
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We bought membership from them in 2012 this year. We did not bay the whole money. Charge us $ 1500 US. They primes within 5 years unlimited travel to Mexico and Dominican Republic without taken off any points but when we try to book no answer. We stop paying and suddenly we start getting call trying to damage our credit. Are they able to damage our credit this was scam. I need some advice. Please Help. Thanks
Peice of edvice to all canadians, RH contracts are valid ONLY where they where signed in the first place. For example we signed ours in Mexico. Collection companies (RH only deals with one, from the USA) might harras you but there isnt much they can do. AS for Equifax and Transunion, that manage our Canadian credit files, you probably noticed already that you dont have any info on out of the country credit info. Thats because they can't merge these credit files. So basically theres isnt much RH can do if you refuse to pay them anymore. A recent TV program in Montreal called LA FACTURE, alslo said that in all cases they delt with, what they received from these 2 credit companies was that they have never received any info regarding RH contacting them ! In my case, RH can go to *** because we are not paying these scammers anymore!
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help
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We were scam too. I hate going to this vacation destination. I need help to cut them off my back. I do not care about my money. Just wanted them out. Mo...fu... out.
We like so many were promised that they they would buy our time share from us for a good price. They promised us that we could get all our money back if we were not satisfied in five years with interest at 25%. ! They ran us in circles in our attempts to get our money for our time-share they switched us to new employees who had no record of all the paper work we had sent in. It is a scam of the highest order.
We paid over $12,000. When never used their services because we could see they were lying to us. We told them we wanted out.... they told us if we did not pay monthly payments they would ruin our credit.
True to their word they reported us to their collection agency. And our credit has been adversely affected. That was back in 2007. We saw more activity of collections in Dec. of 2012.
The same thing happened to us.... promised to buy our time share and ran us in circles.. Did they use Monterey Financial for collections?
After 6 years they are still attacking our credit. We told them we were done after $12,000. and their failure to do what they promised. They told us if we didn't give them $14,000. more they would ruin our credit.
Id never would let any party to take my money for free like this. Of course it makes difference when theres absolutely nothing we can do about it... but then its about a fraud anyway. Theres always ways (should be) to get justice if the company legally exists.. is legal.
I hope people (americans and canadians) will realize that RHC bases on a lie to us. Its not mexican company, its about former IFG International division which nowadays uses name First Names Group (also the parent of First National Trustee company), located in Isle of Man, Ireland....
I lost all my money I paid so far to them. I dont seem to have same legal rights to fight them in this because in my case its about First Names Group.
Comments
We researched the Royal Holiday Club through a lawyer and he said Royal Holiday Club is like a fitness club and if you don't pay annual fee you just can't use the facility. However, RHC continues to threaten us to report Federal Credit Agency in Washigton, etc,. The bottom line is RHC has no right to force us to pay. It's a membership club!!!!
In my case, Royal Holiday can go to *** because we are not paying these scammers anymore!
Thank you very much for that comment. I too live in Canada and have decided to stop paying them. They can go to you know where!
Have you been able to verify up until today that their is nothing on your credit file about royal holiday? I hope so!
I presume they still contact you for payment via collection calls/letters etc?
We are still getting the monthly invoice and letter from their collection agency. My phone let me block telephone numbers... at first they were trying to get information from my work place, but all calls, fax, emails are screened by me. I did get a very nasty call from one of them. All they wanted was to confirm if I was still working there. They stopped their daily calls at work the day I started questioning who they were... and told them no such information would be given, no more calls at work now. Don't get intimidated by them... or they will get to you!
Good luck to you all....
In my case, RH can go to *** because we are not paying these scammers anymore!
!
They ran us in circles in our attempts to get our money for our time-share they switched us to new employees who had no record of all the paper work we had sent in. It is a scam of the highest order.
We paid over $12,000. When never used their services because we could see they were lying to us. We told them we wanted out.... they told us if we did not pay monthly payments they would ruin our credit.
True to their word they reported us to their collection agency. And our credit has been adversely affected.
That was back in 2007. We saw more activity of collections in Dec. of 2012.
After 6 years they are still attacking our credit. We told them we were done after $12,000. and their failure to do what they promised. They told us if we didn't give them $14,000. more they would ruin our credit.
True to their word they are still at it....
I hope people (americans and canadians) will realize that RHC bases on a lie to us. Its not mexican company, its about former IFG International division which nowadays uses name First Names Group (also the parent of First National Trustee company), located in Isle of Man, Ireland....
I lost all my money I paid so far to them. I dont seem to have same legal rights to fight them in this because in my case its about First Names Group.