saying a felony warrant would be issued tomorrow for check fraud on a cash advance that I stopped
Complaint
Lisa Tannehill
Country: United States
I got a call from my mother and daughter today saying a lady had called from Justified Mediation but left no number for me to call, we had to go to caller i.d. to find the number.
When I called them, they transferred me to a different dept. and the lady said I owed 522.00 on a payday loan taken out in 2010 that I had put a stop payment on and closed that account in 2010. Of course what info she had was on wrong bank, that bank went out of business and was taken over by a different bank. Nor was the check I gave Ace one from Washington Mutual, she proceeded to tell me that if I didn't pay this that a felony warrant would be issued tomorrow for me on check fraud. I told her I needed till morning to come up with money as I am on SSS and have a limited income. she gave me till 8:45 am to do so. Thankfully I didn't fall for this and did research and found that I can not be arrested for not paying that loan and that this scam has been going on now for some time. Besides if this is a mediation center then how come I got no chance to settle this for when I offered to pay 300.00 she said I could make that amount tomorrow but would still have to pay the 232.00 owed or be arrested and of course there is a 9.95 debit card fee for every payment.. Prior to this call I had been getting weird calls from men with Nigerian accents coming from an unknown number and when the calls started at 3 am I told them if they called anymore I would get a reversal look up and press charges, the calls stopped and then 3 weeks later I get this nightmare. I live in Calif. and if Ace was going to go to mediation with me wouldn't it be hard for me to do if they are in Florida? The number that I returned call to today was 813-600-4048
When I called them, they transferred me to a different dept. and the lady said I owed 522.00 on a payday loan taken out in 2010 that I had put a stop payment on and closed that account in 2010. Of course what info she had was on wrong bank, that bank went out of business and was taken over by a different bank. Nor was the check I gave Ace one from Washington Mutual, she proceeded to tell me that if I didn't pay this that a felony warrant would be issued tomorrow for me on check fraud. I told her I needed till morning to come up with money as I am on SSS and have a limited income. she gave me till 8:45 am to do so. Thankfully I didn't fall for this and did research and found that I can not be arrested for not paying that loan and that this scam has been going on now for some time. Besides if this is a mediation center then how come I got no chance to settle this for when I offered to pay 300.00 she said I could make that amount tomorrow but would still have to pay the 232.00 owed or be arrested and of course there is a 9.95 debit card fee for every payment.. Prior to this call I had been getting weird calls from men with Nigerian accents coming from an unknown number and when the calls started at 3 am I told them if they called anymore I would get a reversal look up and press charges, the calls stopped and then 3 weeks later I get this nightmare. I live in Calif. and if Ace was going to go to mediation with me wouldn't it be hard for me to do if they are in Florida? The number that I returned call to today was 813-600-4048
Comments
The whole "mediation" act is just a pretense for making an implied legal threat. It is typical of US based collection shakedown rackets to deceive all over the place, but with a "back door" excuse if you catch them in it. It's the semantics of sociopaths.
Bunch of liars who just make up threats and BS and throw it at you.
Throwing "facts" at you, hiding safely in anonymity at the other end of a phone in an unknown location, proves nothing, even if they occasionally get lucky.
It's possible you are being targeted by scammers after applying online at some fake "payay loan application" website, although even posting an ad on Craigslist listing a phone number is enough to attract predators.
Google finds absolutely NOTHING showing up against this phone number.
This is typical of shakedown scams using disposable phones, or possibly VoIP like Magicjack.
They keep changing their numbers so fast you only find a few complaints, if any.
Real collection agencies or law firms show months to years of complaints.