saying a felony warrant would be issued tomorrow for check fraud on a cash advance that I stopped
Complaint
Lisa Tannehill
Country: United States
I got a call from my mother and daughter today saying a lady had called from Justified Mediation but left no number for me to call, we had to go to caller i.d. to find the number.
When I called them, they transferred me to a different dept. and the lady said I owed 522.00 on a payday loan taken out in 2010 that I had put a stop payment on and closed that account in 2010. Of course what info she had was on wrong bank, that bank went out of business and was taken over by a different bank. Nor was the check I gave Ace one from Washington Mutual, she proceeded to tell me that if I didn't pay this that a felony warrant would be issued tomorrow for me on check fraud. I told her I needed till morning to come up with money as I am on SSS and have a limited income. she gave me till 8:45 am to do so. Thankfully I didn't fall for this and did research and found that I can not be arrested for not paying that loan and that this scam has been going on now for some time. Besides if this is a mediation center then how come I got no chance to settle this for when I offered to pay 300.00 she said I could make that amount tomorrow but would still have to pay the 232.00 owed or be arrested and of course there is a 9.95 debit card fee for every payment.. Prior to this call I had been getting weird calls from men with Nigerian accents coming from an unknown number and when the calls started at 3 am I told them if they called anymore I would get a reversal look up and press charges, the calls stopped and then 3 weeks later I get this nightmare. I live in Calif. and if Ace was going to go to mediation with me wouldn't it be hard for me to do if they are in Florida? The number that I returned call to today was 813-600-4048
When I called them, they transferred me to a different dept. and the lady said I owed 522.00 on a payday loan taken out in 2010 that I had put a stop payment on and closed that account in 2010. Of course what info she had was on wrong bank, that bank went out of business and was taken over by a different bank. Nor was the check I gave Ace one from Washington Mutual, she proceeded to tell me that if I didn't pay this that a felony warrant would be issued tomorrow for me on check fraud. I told her I needed till morning to come up with money as I am on SSS and have a limited income. she gave me till 8:45 am to do so. Thankfully I didn't fall for this and did research and found that I can not be arrested for not paying that loan and that this scam has been going on now for some time. Besides if this is a mediation center then how come I got no chance to settle this for when I offered to pay 300.00 she said I could make that amount tomorrow but would still have to pay the 232.00 owed or be arrested and of course there is a 9.95 debit card fee for every payment.. Prior to this call I had been getting weird calls from men with Nigerian accents coming from an unknown number and when the calls started at 3 am I told them if they called anymore I would get a reversal look up and press charges, the calls stopped and then 3 weeks later I get this nightmare. I live in Calif. and if Ace was going to go to mediation with me wouldn't it be hard for me to do if they are in Florida? The number that I returned call to today was 813-600-4048
Comments
I have been getting calls from these people since yesterday. From officer Knox, victoria Taylor, ms patty. They are telling me all of the same things as mentioned in all of the other complaints. All numbers are 813. They put me in tears this morning when Victoria called me and said i was a malicious liar, and i play games then she said i had 30 min to come up with the money or i was being issued a felony warrant in the entire state of GA for defrauding a financial institution with malicious intent and will serve a mandatory 90 days in jail! WTF! Yesterday officer knox told me i already had a warrant! I immediately called my friend and told him the situation. Of course we conferenced them in and he addressed the way they spoke to me and officer Knox told him that they are not obligated to give customer service, they just push papers. Of course it took us 2 days to even get the name of the company. They just told me JMS but would not tell me what it stood for! And like all you others, i couldn't find any info out either, other than this site. My friend and I called all the numbers that the above posts listed asking for people like Stewart Malone, katrina, Kim etc and of course, those people do not exist or are not available. Thank you to everyone who posted, it helped me a lot and put me at ease. I am not paying these people anything! I am also going to the FTC. Oh, and don't borrow from western sky aka cash call. That's how i got into this mess. They are predatory lenders. Thanks guys!!! Kim
If these people are calling you, call the loan company yourself and ask for the collection company who purchased the account. Call the collection company and tell them that you are getting harassing phone calls from the people and request for your account to be locked. I asked the collection company who these people are and they said that they pay little to nothing for our information and have a deadline to close the account. She told me that they use strong arm tactics, and that is not legal. She blocked my account. They can't pull me up anymore. I still reported them to the FTC and its pending investigation.
Thanks,
Km
Making threats and using deception are not just "strong arm tactics", and they ARE illegal, in violation of FDCPA, the federal debt collection law. Telling you that is itself deceptive, and ANOTHER violation of FDCPA. All such deceptions and illegal threats work to evade your right to dispute alleged debts and demand proof you owe it. They commonly accompany fraudulent collection of unowed "debt".
This is one of the most shady companies out there. I called my Attorney General to report them. Please be forewarned.
I advised my mother when and if he calls again to get all the information he has as if she is going to pay the debt, so we will have that to file with the State's Attorney General's Office.
DO NOT PAY THESE PEOPLE........FILE A COMPLAINT WITH YOUR STATE ATTORNEY GENERAL'S OFFICE AND THE FEDERAL TRADE COMMISSION.
A few weeks later, I got a phone call from a different person. I told them that they had the wrong number, that I'd previously been assured that my phone numbers were removed, and that he was calling my cell. He also assured me that he would remove the numbers.
This morning, I got a phone call from some woman, whose name, I believe, was Sherry Hawk (Sharon, Shelly, ..? Hawk, Hank, some version thereof.) She asked for my sister. I told her she had the wrong number, and that this would be the third phone in which I informed their company of that. She said I was wrong, that they hadn't called me. I said, you've been calling my cell phone, and I have a log of the phone calls. she called me a know it all and then told me that I didn't even know what company she was calling from. I told her that she is calling my cell phone and I have a log. And then told her it's a violation of FCC regulations to continue to call my cell phone without my permission, and she told me I had no idea what I was talking about. She then continued to raise her voice and ranted at me, finally she hung up on me. I called her back, and didn't realize that it was her when she answered. I told her that I've been getting phone calls from this number, this is the third time that someone has called me and that the last person, some woman, was extremely rude, and volatile, and that she ranted at me and then hung up and that if I .. that's where she cut me off and told me that it was HER that spoke with me and went on the "you have no idea what you're talking about and no rights" rant again.
She then hung up on me again, and when I called back, she sent me to voicemail. I then looked up the phone call from Mr. Royce, and called him back. I got transferred to him. I told him we'd spoken (date and time) and that at that point, I told him that this was not my sister's number and that it was meant to be removed. He said he had removed it from their database. I said, well, I've received two more phone calls from you all for my sister. The second call, assured me, again, that he was removing me. I told Mr. Randall that thus far I'd been nice about it, but this morning was the third phone call, and if I received another one, particularly from that woman that called me this morning, I would be filing claims with the FCC and any other company I could put my hands on. I told him that I work for attorneys, I do, indeed, know what my rights are, and that this was, indeed, harassment, and a violation of FCC regulations as well as a few others and I would be engaging my right to free counsel through my company if I heard from them again. I told him that I called HIM back because he was reasonable when we spoke the first time and I felt that they had a right to know that I would file complaints against him and since he'd been so nice the first round, I felt like I should tell him that they were facing potential litigation even though his other rep was out of line. He assured me that he would listen to the recordings. I said, that's fine. I have a recording of all phone calls that come from all of your various numbers, because there's an app on my phone, so please feel free to review it and I'd advise that you keep it since I will also be keeping copies of all of our conversations.
Again, Mr. Royce was very polite and assured me that my number would be removed.
We'll see.