Bbeing charged for a membership we didn't join
Complaint
Paula Linn
Country: Canada
We received a latter from Handyman Club of America demanding that we pay "our past due membership fees". Our balance said $470! I've never heard about this company.
The letter didn't have any invoice number or phone number I could use to call them. I couldn't find their phone # anywhere including their website to dispute this matter so I e-mailed them asking them if they had any records of us signing a contract with them and of course I got no response.
The letter didn't have any invoice number or phone number I could use to call them. I couldn't find their phone # anywhere including their website to dispute this matter so I e-mailed them asking them if they had any records of us signing a contract with them and of course I got no response.
Comments
Now I'm worried this $10 invoice could ding my credit.
Some a**hole named Robert Masters runs this scam. Hope he sees his due justice.
DD
That pushes the charge back through the banking system, reversing it and forcing a "chargeback" fee on the merchant who made it, raises their chargeback ratio so that merchants with high levels of fraudulent charges get cut off, and also documents the reason for the reversal.
Once you find fraudulent charges, you must assume your account information is in the hands of people willing to make more of them, so you BLOCK IT.
Contact your bank to block your card number, before more charges start "accidentally" showing up.
If a company crams through charges for unordered products, file disputes through your bank, and shut down your account or block your card number to prevent further crammed charges. Your bank can reverse charges back 2 to 3 months, under FRB Reg. E or FCBA.
If they are shipping or billing you for anything unwanted, file complaints with FTC and your state Attorney General. In addition, file mail fraud complaints with the US Postal Inspector.