Owe $600 and will be arrested?

ComplaintsCollection AgenciesASC

Complaint

0
Chelsea Garcia
Country: United States
I have been getting calls from an "agency" called ASC Law Firm. The first time they called I was at work and they left me a message saying I owe 600+ dollars! I have never heard of their company and only took a loan out with a company I researched for weeks and talked to. So I was quite upset when listening to this message so being generally concerned I called back...When they picked up there was no professionalism, for explain no "thanks for calling I am....how can I help you". Being very skeptical I was asking what was going on and why there was a lawsuit against me...(I am a young adult just starting off) the man named Dan Wilson began informing me in all these claims I had against me. When I began questioning him, he got defensive and told me I was going to be arrested on a specific date, and getting aggravating of why I was getting arrested and how come I have never seen paper work he hung up on me. I called back and he continuously hanging up. At one point he would answer not say anything and hang up! He has continued to call me and work and won't leave me alone. I am all stressed out and a nervous wreck, I would really like some reassurance.

Comments

12Next
  • 0
    tj
    What you describe matches the usual pattern for a fraudulent debt collection racket.  You will not be "arrested" or "sued" by criminals running a scam.  All they can do is harass and threaten.  


    There are many scammers playing fake "payday loan debt collector" to try to con and extort people by phone.  Many are calling from India and have thick Indian accents, but there are similar scams run from the U.S.

    Debt collectors are required to comply with FDCPA, which requires that they obtain and send you proof of any alleged debt if you request it.  Never pay any debt collector who cannot prove you owe a debt.  They are usually criminals running scams.

    File complaints with FTC, and your state Attorney General.

    If they make threats, also file complaints with your local poilce and the FBI.
  • 0
    tj
    | 1 reply
    Really though, you should just pay since you probably owe it.
    • 0
      MARY SMITH replies to tj
      but 99% of these people do not owe these damn people a penny i would not pay ----!!!!!!!!!!!
  • 0
    That was "Dave"
    | 1 reply
    He wants you to pay every fake caller who demands money from you.

                   TJ
    • 0
      MARY SMITH replies to That was "Dave"
      do not pay these scammers a penny!!!!!!!!!!!!!!!!
  • 0
    Katie
    | 2 replies
    Yes TJ, quit trolling these sites and get a real job. Nobody owes anything to these scumbags "ACS" or whatever name they are using today. If you want more info on this scam, see the FBI website on their Internet Fraud page. Or google "ACS Fraud", "ACS Scam", "ACS Law Firm Scam", or the phone number from which these idiots called you from.

    They are getting close to being caught, so hopefully this will stop soon. In the meantime tell Dan Wilson, Brian Anders, Mike Thomas or any of the other generic names they give you to go to hell.
    • 0
      mary smith replies to Katie
      thank you you said it right to the point
    • 0
      mary smith replies to Katie
      these poeple goes under different names ASC,AASC, Anderson law Firm, Cash Advance, cash USA they go under some many fraduant names
  • 0
    tj
    I assume your reply is directed to the "tj" played by "Dave".

    Your information is accurate.  One of these Indian fake "debt" scammers even tried to con an employee in the office of the Kansas AG.

    Although the overseas scams are easily recognizable, they must be conning someone to keep doing it.  They compensate for their accents, and their funny "investigative agency" names, by just calling more people and making more vicious threats.

    More dangerous are U.S. based debt collectors running similar fake "process server" scams.

    People need to know in no uncertain terms that this activity is illegal, criminal, and an indicator of fraud.  

    Sadly, the U.S. based collections industry has taken little initiative in separating itself from the rogues and pretenders and educating consumers on legal vs. illegal practices.  

    I suspect they still want to cross the line without educated consumers catching them, but in the long run the legitimate collectors pay a price, in higher costs to buy accounts, and in increased regulatory costs that they and not the rogues will get stuck paying.
  • 0
    sal ammander
    | 1 reply
    Answer the phone this way : If they continue to call you and you know from CID it is same call. .....

    "City Name( your town name )  Law Offices" " Please Hold"..  Then after a few seconds if they are still on the line, answer again with " How may I help you, this is Attorney XXXXXXXXX ".   If they are still on the line, then ask again, and if they ask for someone then tell them they have the wrong number that this is a " Law Office ".

    This usually works fine...................
    • 0
      :-) replies to sal ammander
      One word "lame"
  • 0
    Revenit
    WARNING:

    tj above trolls sites like this and takes the side of scam debt collectors.
    He works for ASC Collections.
    He use to work for  NCO Financial collections.
  • 0
    Jaime
    | 1 reply
    I was scammed by this company they called saying I was going to be civil sued for a payday loan I took out a few years earlier, they sounded totally professional ( a woman named Rochelle) she had all my info when I took the loan, how much I owed, my address. I knew I owed the debt so I decided to take her up on the payment plan, I didn't think anything of it till it was paid off then I noticed they were still  pulling out of my account so I was trying to contact the company but cannot find any info on them. My bank also cannot gain any info all they see is a ACS from Amherst NY .....please if anyone has a number or knows how I can possibly get money back ( close to 1000 dollars ) it would be much appreciated
    • 0
      Gillian replies to Jaime
      contact 855-232-0759 they go by ACS Recovery.. do not believe this company .. if any collection agency does not provide a written letter or DCA License they are fraud! Please note this if you keep getting calls and keep asking them for this info do not give any information! These people purchase accounts if you default on loans and these payday loans sell it to them.. unknowingly..

      File with the BBB, FTC and the DCA License of the State of New York.

      Also it is illegal to collect payday loans in the state of New York.

      research DCA License and read th Fair Debt Collection Act.. they are in violation on all accounts!

      fake names such as Matt Lane, Michelle Oliveri, Samantha Rodgers etc..

      I hope this helps!
  • 0
    AE
    | 1 reply
    I just recieved a phone call from "ACS" in Amherst, NY. Before I agreed to give them any info, I asked for coumnetation showing who they are and why they were handling the account. They said they woudl send it than started making demands about when I should call back and when I should make arrangments to pay and such. When I pushed them further for information such as an address or phone number, they got real defensive and started hanging up on me. The people I spoke to are "Rochelle Randall" "Tony Roberts" "Lee Knight" and "Allen" (didn't get his last name. They said they would for a group of attorneys and one they told me is Andrew Collins. I believe this company to be purely a scam and that they are trying to steal people's id and money. PLease investigate beofre giving anyone your info.
    • 0
      tj replies to AE
      Contact the New York Attorney General.

      They have been investigating and shutting down fraudulent debt collectors in the Buffalo area, which includes Amherst, for several years.
  • 0
    tj
    Looks like they got one.

    http://www.ftc.gov/opa/2012/02/acc.shtm

    "...
    For Release: 02/21/2012
    Court Halts Alleged Fake Debt Collector Calls from India, Grants FTC Request to Stop Defendants Who Often Posed as Law Enforcement
    At the request of the Federal Trade Commission, a U.S. district court has halted an operation that the FTC alleges collected phantom payday loan “debts” that consumers did not owe.  Consumers received millions of collection calls from India, and that since January 2010 the operation took in more than $5 million from victims, according to the FTC.
    ..."

    If you are being harassed by this type of scam, contact FTC.
  • -1
    ms
    bottom line i work in collections and far more people that owe many legally are rude and nasty to me than i ever would be to them. the people are call are career debtors and use every stall tactic and excuse under the sun to not pay their bills. it's sickening is what it is. then they get mad cause i call them a couple of times of week and ask them to pay there bills and say that i am harassing them! please! they should be glad they owe citibank because the neighborhood i grew up in was a little different. if you owed somebody money and you didn't pay, hung up the phone on them, threatened to sue them for trying to get their money back?? you could expect something more than a few phone calls that's for sure! these scumbags that don't pay their bills and cry harassment are the reason why normal bill paying americans have to pay such high interest rates! no you're not going to jail, probably not going to be sued, so what!!! just pay your bill and it all goes away
  • +1
    Brenda  Poole
    If I owe I would gladly pay. I ask for it in writing  and then I do not get anything from them. Then the phone calls stop for awhile. Then the phone calls start again,  they will say they mailed it ,but they did not . Then he said he would e-,mail it  and he never did. My lawyer called them and they would not even talk to him. So you are telling me to pay people who won't even give me a written bill??
  • -1
    Anonym
    Well Brenda its obvious that your not disputing the bill. Sounds like a stall tactic if ya ask me. Maybe you should have just paid your bill in the first place and you wouldn't be getting calls,  makes sense right?
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