Owe $600 and will be arrested?

ComplaintsCollection AgenciesASC

Complaint

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Chelsea Garcia
Country: United States
I have been getting calls from an "agency" called ASC Law Firm. The first time they called I was at work and they left me a message saying I owe 600+ dollars! I have never heard of their company and only took a loan out with a company I researched for weeks and talked to. So I was quite upset when listening to this message so being generally concerned I called back...When they picked up there was no professionalism, for explain no "thanks for calling I am....how can I help you". Being very skeptical I was asking what was going on and why there was a lawsuit against me...(I am a young adult just starting off) the man named Dan Wilson began informing me in all these claims I had against me. When I began questioning him, he got defensive and told me I was going to be arrested on a specific date, and getting aggravating of why I was getting arrested and how come I have never seen paper work he hung up on me. I called back and he continuously hanging up. At one point he would answer not say anything and hang up! He has continued to call me and work and won't leave me alone. I am all stressed out and a nervous wreck, I would really like some reassurance.

Comments

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  • 0
    google search
    I had a voice mail waiting for me when I got out of work from a Samantha Donald stating she needed to confirm my address to mail me some legally required notice.  When I called the number that she left it was answered by a Lee Knight at ACS law.  He stated that "insert my friends name" had given my name/number as a reference and did I know how to get ahold of her as there was a very important legal case being settled soon.  I have no idea what that was all about but I do know that this friend has given my name/number without my consent on a rent-a-center application before.  So, don't know what she has gotten herself into but I don't appreciate her dragging me into it....and I just let her know that!  This Lee Knight....sounded like bull$hit to me.  That's why I goggled him and how I found this site.  The phone numbers were 855-232-0759 and 516-777-0927.
  • 0
    Gillian
    contact 855-232-0759 they go by ACS Recovery.. do not believe this company .. if any collection agency does not provide a written letter or DCA License they are fraud! Please note this if you keep getting calls and keep asking them for this info do not give any information! These people purchase accounts if you default on loans and these payday loans sell it to them.. unknowingly..

    File with the BBB, FTC and the DCA License of the State of New York.

    Also it is illegal to collect payday loans in the state of New York.

    research DCA License and read th Fair Debt Collection Act.. they are in violation on all accounts!

    fake names such as Matt Lane, Michelle Oliveri, Samantha Rodgers etc..

    I hope this helps!
  • -1
    A couple things....
    | 1 reply
    First off, not every single collections call u get is a scam. Ok? Get that thru ur heads people! This company is most likely a real agency and have the right to collect on the debt. Now that I've said that, this company is breaking the law. They are not a scam, but they are not legal either. The whole collections industry has gotten out of hand. Collectors resort to scare tatics to try to collect the debt. Just know ur rights, read FDCPA laws and u can sue them for illegal practices! Payday loans, like what this company collect on, are the worst of the worst. I worked at a ligit collections agency back when I was in college, and our client would listen to every single call we made, and if we said even the slightest thing wrong, even the smallest thing like saying the mini Miranda and recording disclosure in the wrong order, we would get in huge trouble, and often even fired! Basically, when a collector calls u, ask for address, company name, and make sure to ask them if they are a collections agency, illegal ones will not want to give out that info, and if u ask directly if they are collectors, and they say no, then u can possibly even sue for them misrepresenting themselves! Also collectors MUST send written notice within 5 days of first contact. Anyways, read fdcPa n ull be good. Also keep in mind ACS is a very very very common name, probably thousands of collection agencies are named ACS. So just cause one is illegal and have Indian accents, it doesn't mean every ACS is illegal. Cause collectors CAN and WILL sue you to recover money u owe them
    • +1
      deborah replies to A couple things....
      You know what? Keep your fricking opinions to yourself ! These are hard working people and dont need to hear you and your comments!
  • +1
    erica
    I have been through the same thing and it is a scam do not pay out anything they have been doing this for a while now don't believe it
  • 0
    deborah
    They got me for$80! Had me scared into agreeing to make payment arrangements for 6 montjs in the amount of $ 36.16 on a payday loan taken out in 2009! If i didnt pay I'd be charged in court and have to pay $600 in fees! Never again! I just feel sorry for the people that really got alot of money taken from them! They probably worked their ass off for it!
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