Legal action for a payday loan

ComplaintsScamsSJM Marketing

Complaint

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Latricia Jackson
Country: United States
A person calling saying he is from the U.S. Investigation Bureau Crime Division from a 786-345-1038 number. claiming to be an Officer Patrick Wilson, with a heavy indian accent. He says I owe SJM marketing a payday loan I supposedly took out on May 13, 2010. My bank statements do not show adeposit into my account on that date in the amount of $265.00.These people are harrassing me at work and at home. I would like for it to stop.

Comments

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  • 0
    tj
    They are a common phony "debt collector" extortion racket.

    They are often reported to have thick Indian accents, and may be calling via VoIP from India, which allows them to easily change their phone numbers.  They are also reported to have access to old payday loan data and possibly credit reports, which helps them fake the appearance they are collecting on some "payday loan".  Access to skip trace or credit information allows them to locate employers or relatives to harass or use to threaten embarassment.

    They are just criminals who can't carry out any of their threats.  File complaints with your local police and the FBI.
  • 0
    barbara
    | 4 replies
    The same thing just happend to me and I never got a loan out I contacted sjm marketing and they said I don't have an account with them. So I called the fake indian investigaters and they had my social and everything which is kinda conserning they saidi have a lawsuite filed against my name and ssnumber I told them go right ahead I'm going to call the cops and they told me the cops can't help me so I told them that's alright you go ahead and do what you think you need to do and I'm gonna file a report with the fbi and they hung up on me
    • 0
      D Morris replies to barbara
      | 1 reply
      can you give me the number please i am having the samething happening to me right now.
      • 0
        Guillermo replies to D Morris
        Same thing is happening to me right know I would like this to stop there harrasing me  by putting me to jail and they keep on calling my cell phone
    • 0
      D Morris replies to barbara
      can you give me the number please i am having the samething happening to me right now.
    • 0
      contacting sjm replies to barbara
      What's the # please to of sjm
  • 0
    Walker
    | 4 replies
    I just spoke to a person who said they are from coffman, bernstein and associates, 678-894-0621 they said that they have information from sjm marketing about a payday loan that i owe from 10/2007. I have never heard of this company. He asked me have i ever lived in Florida. He said that he was going to issue a warrant for my arrest. I contacted the better business bureau in there area & was connected to a automated system & they said that the phone number that i entered into there system has a rating of an F & they are not an accredited business. While i was on the phone with the better business bureau in alpharetta georgia, i get a voice mail message on my phone from a man saying that his name is a mr. small & then he said his name was investigator small so, he could not get his name straight. He said that i have committed a multiple check fraud & it is locked into the last four digits of my ss #. This a very serious offense according to the state that i live in laws. You will also be named as the respondent & it is imperative that i contact him. I have never heard of this place & they would not be calling themselves investigators if they were a legit company. Wow, don't understand why people continue to try & scam you. I believe this is a scam & i don't appreciate the harassment. Please beware of scammers.
    • 0
      jessi replies to Walker
      | 3 replies
      So what did it happen in your cases because is happening to me right know and I don't know what to do
      • 0
        Patricia replies to jessi
        | 2 replies
        There are attorneys out there that will sue these companies on your behalf - cost you nothing and you might get some money in your pocket.  I have successfully had two such companies sued and won them both.  The first one I got $300.00 and the second one I got a judgment for 1500.00, but the Attorney General of New York shut them down before they paid out.  I too am now working the get SJM Marketing sued.  I have a voice recorder that goes on my cellphone and a recorder that is attached to the home phone.  Did not take long to prove the have violated the law. They must provide proof of the debt before they can "have you arrested for banking fraud".  I love playing with these people and I lobby at the State Legislature against them.
        • 0
          beth replies to Patricia
          So I have a stark law calling saying the represent smj marketing, I fell for it and gave them info and set up payments.   then I canceled that card I gave to them. when he called today I asked why they had three addresses and if he was an accredited law firm why did their address go to a UPS store, why where they not accreditated with BBB, and why did the FBI have a case against them.   That I needed proof of a deposit, proof of a returned payment, and according to my attorney ( I don't have one) they have to provide me with a copy of this before they can sue me.   How do I know for sure this is scam.
        • 0
          Nancy replies to Patricia
          I  would like to kniw how to go about suing this company as well.  I was first informed that i had one loan of which I defaulted only to later be told that I now  have two totaling  $1160.00.  They further told me that if I  didn't pay I would be taken to court.  I informed that I was going to check into this further  and I was transferred to another person.  When I explained  my concerns she then hung up.  This is ridiculous and needs to be stopped.
  • 0
    Bothered also
    The number I have is 8558355880
  • 0
    Tammy
    | 3 replies
    Same thing just happened to me for a loan I supposedly took in 2010 under my maiden name. They are threatening to come to my work and home to arrest me.
    • 0
      jessi replies to Tammy
      In your cases what are you gonna do
    • 0
      jessi replies to Tammy
      | 1 reply
      In your cases what are you gonna do
      • 0
        Not much point in doing anything.. replies to jessi
        They're probably Indian scammers, scamming from safely overseas, so no one is going to sue or prosecute them.  On the other hand, there isn't any real "debt", and they can't do anything they threaten, so you can safely ignore them.

        If you are inclined, play dumb and waste their time until they get mad.  Maybe they'll have a stroke or get heart disease.
  • 0
    adam
    This exact thing happened to me yesterday. They called me saying I took out a payday loan in 2011. I have never taken out a payday loan. They said the current balance is 890 and if I didn't pay I would be responsible for well over 2000 dollars in attorney costs. Has anybody resolved this issue?
  • 0
    deb
    I have phone number, 850-359-4878.
    I have called Attorney Generals office, my bank, and the Federal Trade Commision.  Still have a couple more calls to make.
    Have a couple names, of these scammers.
  • 0
    Rose
    I just got a call also, this is very disturbing knowing that they have your ss# The number that called me was 951-446-1594.  They told me I had two outstanding  judgments from  SJM marketing and GTI.  I'm going to report both.
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