Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

  • 0
    FTC documented cases
    where people didn't owe anything, and you still got money from them using illegal deception and threats.

    Your scripts were designed for that purpose, even including how to handle cases where people claimed they had already paid, the debt was discharged in bankruptcy, or the account was fraudulent.  It didn't matter whether the account was legally owed or not, you had a talk off to get money anyway, all while evading validation.

    You played "process server" without being licensed and bonded, you played "attorney" without being licensed as one, even "deputy sheriff", or "with the DA's office" or "with the county court".  You even relished playing those parts, calling and harassing relatives, or even complete strangers, since you were incompetent at skip-tracing.

    And no, a breach of contract is only that.  It is not a "lie".  Your legal recourse would be to sue, if you still could.  But your legal remedies weren't good enough for you, so you had to lie with every call.
  • 0
    Diana still wants her money.
    Now Harlow want some, too.

    Keep changing names, mail drops, whatever.  For all your talk of "deadbeats", you are the definition of "fly by night".

    That's what RICO was made for, to allow your liabilities and judgements to follow you wherever you go.
  • 0
    fly by night
    You ignore the law, and just change names when you get sued.
  • 0
    Next hearing date
    Pacer documents indicate the next hearing is scheduled for 1:30 on January 30, 2012.
  • 0
    Begley/Lunsofrd have new attorney
    Pacer docs further indicate as of 12/1/11 Begley & Lunsford have hired new and/or additional counsel:

    John J.E. Markham, II
    Markham & Read
    One Commercial Wharf West
    Boston, MA 02110
    jmarkham@markhamread.com
    (617) 523-6329
  • 0
    If the horse were dead
    there would be no reason to keep beating it, but this horse keeps getting up and moving.  It really needs more beating.
  • 0
    ?
    If edward had money to open a new office last week and hire brad jade steve and others.  Why don't he pay his former employees?
  • 0
    serious
    I don't think he is responsible to pay anyone.  He also did not get paid.  Did he ever sign any checks that any of the former employees got paid?  Leave him alone, he owes you nothing.
  • 0
    They are all
    fly by night deadbeats.
  • 0
    WHY
    Because you did not work for Edward, you worked with him.  Why don't you pay the former employees, since you are so concerned about it.
  • 0
    Yes
    Why to go Wayne and Jason glad to see you fighting back! Looks like you hired a good Attorney. I will be praying for you guys.
  • 0
    Thai Han's extra curricular activities
    http://www.zirana.com/irvine/crime/police_blo ... 1_11032011.html

    Han, Thai (M/O) of Irvine
    Reported On: 11/02/11 in Los Angeles County
    For: Lewd Conduct
  • 0
    What do you expect?
    You must like talking to idiots on a daily basis.
    No one promised you you could use the phone for everything.

    If you don't like it, send letters.  
    If that doesn't work, you can always sue, and pay an attorney to try to wring blood from a turnip.  If the attorney's smart, he will charge you cost plus, if not, maybe he will do it for a percentage.

    If you can't sue, tough luck, you waited too long.  That's why you bought this cr*p so cheap, so stop complaining.

    As for whether it's right or wrong, who cares?
    There're a lot worse problems in the world deserving of moral discussions.
    You don't like it, go do something else more worthwile.  Almost anything.

    The banks were idiots to loan money to people who couldn't pay their bills in the first place, just like they were idiots to give them mortgages on overpriced houses that went south and left investors holding the bag.  The Europeans and Chinese were idiots to invest in what the banks said were great risk free investments.  

    Maybe next time they will learn... Nah... Not likely.  They didn't learn from the 90's commercial real estate crash (sunk the Japanese, who are still sunk to this day), so why this time?

    Just don't think you can keep playing "process server" and get away with it for years next time.
  • 0
    DUM
    This is so dumb I was on call early this month and it was like that.
  • 0
    stop sniveling
    Nobody is holding a gun to your head to be a debt collector.
    We are all in charge of are own fate.
    This is the job you chose so stop complaining.
    "You get what you get so don't get upset"
  • 0
    Over leveraged
    No one told them to spend money they don't have either stupid debtors.
  • 0
    You're not competent enough..
    to only get money by harassing debtors.  

    You had to harass relatives, or those you thought were relatives.

    No one cares what the banks lost through being stupid.  Just cram recapitalization down their throats, fire the CEOs and dilute or wipe out the stockholders.

    No one cares about your "debts", either, when you lie and cheat.  You just bought a pile of "excuses".  You illegally deceive and threaten people, you're no different than con artists and criminals.
  • 0
    If you don't like it..
    find a better job.

    The job market is actually picking up, in areas that actually produce stuff.
  • 0
    Competent
    Actually, I am very competent and well spoken. That is why I chose to collect debt. I also make more money than you. As for the letters, we send them.  Just keep protecting the victims.
  • 0
    Collector
    We call your baby daddy cuz you just hang up the phone and avoid the calls and throw your letter away.

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