Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
The various sites looked like they were just made for appearances, without anything set up to attract business clients or even allow people to pay. They typically had boilerplate generic "consumer debt advice", often the same on many of the sites, combined with vaguely implying that they somehow assisted their "clients" in collections, including "suing".
Probably just constructed to catch people who might search on the name or phone number, to try to convince them they were "legitimate".
http://www.ftc.gov/opa/2011/10/rincon.shtm
In every call you made to a relative or employer, playing "process server" or "deputy", pretending you were "serving papers", you defamed whoever you claimed to be "suing". Deliberate third party disclosure of a fake, nonexistent "lawsuit" is nothing but defamation.
Pamela Cummngs Matthew still has her FB pics open.
She has pictures of the whole gnarly crew.
What does the public need to do get the FTC to shut this place?
This type of collection is archaic and you will not be able to collect from the public in this manner in the very near future.
Oh and guys, when you initially contact a debtor you must first notify them by mail. Writing a script that asks "Do you normally have problems with your mail?" and states "Since it wasn't returned to us I can see if the lawyer will reinstate the offer" is NOT the same as sending out a letter, in fact it makes it pretty damn obvious that you are lying scum who fail to follow ANY of the FDCPA rules.
http://www.collectionagency411.com
Here is a link that EVERYONE here needs to read, especially if you sit in a cubicle calling people dead beats while refusing to pay your own bills.
You use a talk-off to evade a consumer dispute, you are engaged in fraud.
You use a threat to evade a consumer dispute, you are engaged in extortion.
Same if you call and make a threat to a relative.
Simple as that.
Maybe he will "fail to disclose" (under penalty of perjury) his earlier connection with a certain LLC with a Texas AG order, in connection with an application for a license.
Maybe they can grease the skids this time if he decides to operate from there.