Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
Han, Thai (M/O) of Irvine
Reported On: 11/02/11 in Los Angeles County
For: Lewd Conduct
No one promised you you could use the phone for everything.
If you don't like it, send letters.
If that doesn't work, you can always sue, and pay an attorney to try to wring blood from a turnip. If the attorney's smart, he will charge you cost plus, if not, maybe he will do it for a percentage.
If you can't sue, tough luck, you waited too long. That's why you bought this cr*p so cheap, so stop complaining.
As for whether it's right or wrong, who cares?
There're a lot worse problems in the world deserving of moral discussions.
You don't like it, go do something else more worthwile. Almost anything.
The banks were idiots to loan money to people who couldn't pay their bills in the first place, just like they were idiots to give them mortgages on overpriced houses that went south and left investors holding the bag. The Europeans and Chinese were idiots to invest in what the banks said were great risk free investments.
Maybe next time they will learn... Nah... Not likely. They didn't learn from the 90's commercial real estate crash (sunk the Japanese, who are still sunk to this day), so why this time?
Just don't think you can keep playing "process server" and get away with it for years next time.
We are all in charge of are own fate.
This is the job you chose so stop complaining.
"You get what you get so don't get upset"
You had to harass relatives, or those you thought were relatives.
No one cares what the banks lost through being stupid. Just cram recapitalization down their throats, fire the CEOs and dilute or wipe out the stockholders.
No one cares about your "debts", either, when you lie and cheat. You just bought a pile of "excuses". You illegally deceive and threaten people, you're no different than con artists and criminals.
The job market is actually picking up, in areas that actually produce stuff.
Numerous consumer complaints report getting NO "g" letter, just some talk-off claiming it had been sent "45 days ago".
No validation, either.
Just "settlement" letters, usually only emails.
Just another con, one of many.
You know every call you make could be in error, and that legal compliance and professional manners will limit your legal exposure.
If you're a "cowboy collector", you're not competent.
As for who makes what, who cares?
Rather arrogant to assume, though, as it suggests you make up BS.