Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
This is from a Motion by the court filed 7/9/12:
"The Court authorizes funds sufficient to pay the amounts listed in Defendant's attached receipts: 1) $2,005.00 per month for mortgage payments; 2) $4,667.15 in property taxes; 3) $95.57 for water; 4) $292.18 for electricity; 5) $170.10 for gas; 6) $67.62 for garbage service; and 7) $514 per month
for health insurance.
Defendant has not shown that the remaining listed expenses are reasonable and necessary. The Court considers Defendant's leased Audi, motorcycle, and cable service to be luxuries and does not authorize receivership funds to pay these costs. Similarly, the minimum credit card payments and Defendant's tax obligations are not necessary living expenses, but rather represent Defendant's outstanding debts. Equity does not weigh in favor of releasing receivership funds to pay for Defendant's past debts.
Finally, the Court declines to order the Receiver to pay costs and taxes associated with Bagels Consulting and Heavy Hitters Investments. Under the preliminary injunction, the Receiver has authority to manage the accounting for these business entities and to pay their bills and tax liabilities directly out of the receivership assets.
Defendant does not provide itemized credit card statements showing that the charges on the credit cards were incurred to pay for living expenses such as food or clothing over the past four months. Moreover, Defendant's wife's unemployment compensation of $1,800.00 per month would have been sufficient to pay for these expenses."
What did they do, promise you they could change it if you paid them?
What was the name of the entity?
Did the "Corona" cluster ever actually post tradelines?
Haven't heard of any, but if so, then a dispute to the CRA should get it off if the Receiver doesn't respond.
If it's not their tradeline, then they can't change it.
If the tradeline is from the bank, then the bank would have to change it.
If the account was sold by the bank, then the bank tradeline should show $0 balance.
If it's still owned by the bank, then you have to ask what you paid these bozos for, although I guess we know the answer to that.
Lots still in So. Cal, new spin-offs show up every few months. Talk about "fly-by-nite".
Many in Buffalo and surrounding areas.
Some in Florida and Georgia.
With shakedown rackets, they do whatever they want, the law be damned.
They aren't planning on being caught long enough to be sued, and probably have a stable of new names in the wings anyway. The more the threats, the more likely you aren't dealing with any "law firm", since real law firms with licensed attorneys have to pay judgements or risk sanctions.
If they say they are trying to "serve papers" but no one shows up, that's the classic shakedown.
If you want confirmation, a look at their cards, then check with your local courthouse.
No lawsuit, they are fakes. Some summons shows up, get an attorney and respond.
There are a lot more fakes with phones, pretending.
The shakedowns don't send letters, they only pretend they sent them, often "45 days ago", to start the "it's too late to dispute" con game.
Other key issue is SOL, which varies by state. CA is 4 years written contract.NY may be 6 years. Only a few states are much longer. Two states have a "statute of repose", SOL passes, the debt is legally not owed. Check with your state AG if you aren't sure.
If it's past SOL, you may be dealing with one of the shakedowns that buys it really cheap, and substitutes threats and deception for their inability to sue.