Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

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  • 0
    tj
    In addition, contact the three credit reporting agencies to obtain copies of your 3 credit reports.

    See if there are any recent credit inquiries to show they obtained your credit files.

    they may show up under several names:  "HGG", "ARM", and "Mason" have been reported, but they use at least 15 names, so there might be others.
  • 0
    Alice
    This EXACTLY happened to me!!! They called in-laws that I haven't seen in over 7 years, then called and told me I was going to be served - but there's nothing at the courthouse - and I had 48 hours to validate the debt doesn't belong to me or I was going to be served. And what are they claiming my debt is? My EX-HUSBAND'S Mastercard from over 10 years ago! And I need to prove it isn't mine? They broke so many harassment laws it isn't even funny!!!
  • 0
    Alice
    You can't get to them through a reverse phone look-up, and chasing them online stinks. Here's there address:
    Union Filing Services
    1191 Magnolia
    Suite D
    Corona, CA 92879
  • 0
    pup
    First, I was alerted that an inquiry had been made on my credit.  After some digging, I found the company that had pulled it and asked what w2as up.  They were surprised, but it was clear they had all my information and previous addresses.  They did an inquiry through experian on my credit report.  I noticed the inquiry, called them, was hung up on and threatened, then  four days later received a call from "process server verfication".  I asked for his information so that I could verify his company, and he could not give it to me.  Told me I needed to call another number.  He didn't seem to have notes that I had called them previously.  They tried to settle a debt from 10 years ago.  I called the company who supposedly filed the lawsuit and they agreed I am in very good standing with them (still have an active account, in fact).  The first time I called, I was told that the credit company had been trying to reach me for months but because I ignored them they were sending law inforcement to my house. The number that "Michael Jones" from "process server verification" company gave me to call to "setup" a time for the to serve me was 888-393-6042.  He also gave me a case number.  When I wanted more information, he said hold on, let me get my supervisor and hung up on me.  The company that pulled my credit was listed as DBA/ARPA at 1251 Pomona Rd. Ste 105, Corona, CA 92882.  This seems to be the same company as Pacific Management Recovery and others.  I am calling my state AG to report them as well as Riverside County.  Harassment, phony lawsuits, threatening behavior, pretending to be law enforcement, etc...
  • 0
    Tracy
    A so called "process server" called my parents house on 5/9/11 from a "blocked" number stating his name was Mike asking for me, my mother said why he said because he wants to know if someone will be home tomorrow so court papers can be served she told him I don't live there so he gave her this # for me to call 866-767-8814 along with a case number. I called the # right away but couldn't understand what the company name was, when I asked the gentleman to repeat it he got very upset & started questioning my identity. I was transferred to a "Steven Banks" who was very rude & nasty wouldn't divulge any info all he kept doing was threatening me & trying to force me to pay a debt that I have no idea about. He said my debt was from 5/16/02 for over $2,000 to Household Bank (have no idea who that is) & that my account was sold to a "private investor", I questioned who that was & his reply was due to theederal privacy act that cannot be disclosed, little does Mr. Banks knows that I have 5 years collection experience and he violated every law associcated with FDCPA. He told me that my credit report was pulled and that the statues of limitations has not ran out and that if I didn't pay then I will go to court & over $2,500 for court & attorney fees will be added onto what I already owe. He said that if I tried to apply for a job or credit I would be denied because this will be a judgement against me. We went round & round for almost 20 minutes. I told him that he was a scam artist, which he denied and that I would file a complaint against his company he said go ahead & he claimed he was the supervisor & that he owned the building. I asked for the name &address of "his" company, this is what he gave me: Union Filing Services 1191 Magnolia Avenue Suite D396 Corona, CA 92879. I googled the company name & to find all this negativity about this company. I filed a complaint with the Federal Trade Commission this morning online.
  • 0
    tj
    You have all the pieces to show that they are running a racket threatening "lawsuits" to collect on fake "debts".

    Contact the Corona Police Department and the Riverside office of the FBI.
    In addition, contact FTC.
  • 0
    tj
    They have many reports of making up fake "debts" allegedly from HSBC (which bought Household).
  • 0
    tj
    "He said my debt was from 5/16/02 for over $2,000 to Household Bank (have no idea who that is) & that my account was sold to a "private investor", I questioned who that was & his reply was due to theederal privacy act that cannot be disclosed, "

    What a load of BS.  

    "Federal Privacy Act"?  More likely it was the BSPA, "Bull Sh*tters Protection Act".

    FDCPA requires that they disclose the original creditor and the current owner of the alleged debt if you request.

    If he calls again, why don't you ask if the "private investor" is Jason Begley?  Or Lowell Meyer?


    "He told me that my credit report was pulled"

    Probably true, and for a fake "debt", probably illegally.  It's part of pretending they are a "debt collector" and makes it easier to size up how much you are good for.  Check your credit reports, in particular Experian, for a recent credit inquiry, possibly under the names "HGG" or "ARM".


    "I have 5 years collection experience and he violated every law associcated with FDCPA. "

    Then you know that they are using the FDCPA as a list of what to do.  They just don't get what the word "prohibited" means.


    "that the statues of limitations has not ran out"

    On a 2002 debt?  In any state with an SOL of 8 years or less (most of them), it's run out.  Past 7.5 years as well, so they can't report this bogus "debt".  Maybe that was in case you asked why it wasn't on your reports?  All moot on a fake debt, of course.


    "if I didn't pay then I will go to court & over $2,500 for court & attorney fees will be added onto what I already owe. "

    They always play up these "court and attorney fees", like they always win in court, to scare you into "settling".  FDCPA violations for claiming you might owe what no court has decided you owe, as well as for threatening a "lawsuit" there is no indication they have any capability of doing, on a fake "debt".  Deceptive collection.


    "He said that if I tried to apply for a job or credit I would be denied because this will be a judgement against me. "

    They keep adding on the made-up "costs" of not paying them.  It's easy when they are making it all up, but hiding where they are located to avoid lawsuits.  Supposedly they have a bunch of boiler rooms in Corona, CA, running this scam.


    "I told him that he was a scam artist, which he denied"
    No surprise there.


    Contact FTC, the Corona Police Department, the Riverside office of the FBI, and the California Attorney General.
  • 0
    tj
    "1251 Pomona Rd. Ste 105" appears to be another mail drop.

    Google "1251 Pomona Rd., Corona" shows lots of different companies with different unit numbers.
  • 0
    tj
    What credit report did they pull?

    Several others have reported Experian, one other Equifax.
  • 0
    tj
    That is another mail drop, a UPS Store.

    http://www.beachcalifornia.com/srca/post-offi ... 1-737-6161.html
  • 0
    Tracy
    Thank you for your input!
  • 0
    CALL THE NEWPAPER
    Has anyone thought of contacting the local newspaper.
    "THE PRESS ENTERPRISE" (CORONA,CA)
    Their number is 951 826 2232. Maybe they can do a little investigative work.
    I heard Leslie is the reporter in charge of the Corona area.
    At least she could maybe go see what's going on 495 E. Rincon.
    If you get a chance try to call her and maybe we can
    bring some media attention to this scam.
  • 0
    tj
    The number you posted comes up as the Fraud and Audit Hot Line for the city of Riverside.

    http://www.riversideca.gov/audit/fraud-form.aspx
  • 0
    cathy
    The number at THE PRESS ENTERPRISE is 951 368 9460
  • 0
    tj
    http://www.pe.com/pe/bureaus.jsp

    "The Press-Enterprise
    Metro Department
    P.O. Box 792
    Riverside, CA 92502-0792
    (951) 368-9460
    Or fax to: (951) 368-9022
    ...
    Corona-Norco
    712 S. Main Street
    Corona, CA 92880
    (951) 893-2100
    News Fax: (951) 734-2518
    Advertising Fax: (951) 737-9319
    ...
    Riverside
    3512 Fourteenth Street
    Riverside, CA 92501-3878
    News: (951) 368-9460
    News Fax: (951) 368-9023
    Other Departments: (951) 684-1200
    After Hours: (951) 368-9460
    Advertising Fax: (951) 368-9008
    ..."
  • 0
    tj
    The fact that they are routinely using scare tactics points to bluff.  

    Bluff and the rest of the deceptive act point to fraud, and the likelihood the "debt" is fake.  If it were real, and they had the right to collect, they could validate and would have no reason to violate FDCPA so routinely.
  • 0
    tj
    What information did they actually have on this alleged "10 year old ex-husband's MasterCard"?

    Did they have part or all of the actual card number that you remembered or could verify against your own records?

    Did they just have some bank name (that they might have just guessed, or found on a credit report), and then claimed it was "from 10 years ago", with no proof?  If so, what bank name did they claim?

    Or did they just work the "con" off of some statement you might have made, like "That's not my debt, it's probably my ex-husband's", after which they started making up "reasons" why you would "owe" this "debt" of your husband's?

    In other words, how much of this "con" is built on access to your account information, such as through pulling your or your husband's credit reports, and how much is a "social engineering" con?


    Contact FTC, your state Attorney General, the Corona Police Department, and the Riverside office of the FBI.
  • 0
    Dion
    I just recieved a call from these fools. They said that I owed them $4,378 which included attorney and court fees and they were trying to locate me to serve me. They said my original credit card bill was $760, these A_ SH_ _ _ES called my mother's house and my wife's cell phone and to make it worst pulled my credit report 5 days ago. I just got off the phone with them and I curst them to HELL and back. The guy on the phone got mad because I would give him my address and said that he was going to contact the Social Security Administration and get my address and it will be an extra $400 tact on to my bill and another $1,000 for having the county to serve me papers. These fools are CRAZY.
  • 0
    tj
    Phone extortion isn't just trying to make a living.
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