Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
How's his "independent contractor" gimick play with the AG, as a scheme to evade registering and paying the annual fee?
Or is he requiring that all these "independent contracters" independently register and pay the fee?
And if he's "skip-tracing", determining the "whereabouts" or "associations" (like skip-tracing and calling relatives?) then where's his Iowa PI license and bond?
http://www.state.ia.us/government/ag/consumer/credit_code_forms/dcl.html
"...
Please note that Iowa does not license debt collectors. However, debt collectors who collect over $25,000 a year are required to register with the Iowa Attorney General and pay a $10.00 annual fee. This requirement is detailed in the Iowa Consumer Credit Code (ICCC), chapter 537, Iowa Code sections 537.6201-537.6203. The Attorney General, who is responsible for administering the ICCC, has adopted an administrative rule, 61 Iowa Administrative Code Chapter 22, implementing this section.
Debt collectors should review the following criteria to determine whether they must file a notification statement with our office and pay the annual fees:
1. Does the debt collector collect consumer debts from Iowans? Note that the definition of consumer debt under Iowa law is quite broad and includes a variety of debts other than simply consumer credit transactions. For example, debt collectors collecting dishonored checks, medical bills, accounts based on "90 days same-as-cash" and typical accounts receivable billings (for consumer purposes) are likely to be covered. Generally, debts incurred for personal, family or household purposes, where credit was extended that did not exceed $25,000, and the debtor was an individual, would be covered under Iowa law. The definitions of "debt", "debt collector" and "debt collection" are found in Iowa Code section 537.7102.
2. Did the debt collector collect over $25,000 in total debts in the previous or current calendar year? This $25,000 requirement is based on the aggregate amount of debt collected from all sources and is not based just on Iowa accounts. Therefore, a debt collector who collected $50,000 in debts last year, $5,000 of which was from Iowa debtors, would still be covered under Iowa's notification and fees provisions.
Debt collectors required to file a notification statement with the Iowa Attorney General must do so within 30 days of commencing collection activities in Iowa, and then by January 31 of every subsequent year. The current annual notification fee is $10.00. The check should be made payable to the "Iowa Consumer Credit Administration Fund" and sent to the Consumer Protection Division of the Iowa Attorney General's Office at the address set forth in the letterhead.
Failure to file a notification statement and pay the appropriate fees subjects debt collectors to late fees of $25 as well as a possible civil action in which the administrator may recoup interest, the costs of the action, and a penalty not exceeding the greater of $1,000 or three times the fee owed. See Iowa Code sections 537.6113(3) and 537.6203(4).
...
Finally, Iowa also requires private investigators to obtain a license and bond. These requirements are detailed in Iowa Code chapter 80A. The range of activities covered under this chapter is broad, and includes obtaining information on the "habits, conduct, movements, whereabouts, associations, transactions, reputations, or character of a person." Iowa Code section 80A.1(6). Therefore, certain traditional debt collection activities, such as skip-tracing, might require licensure under this statute. If you have any questions about chapter 80A, please consult your legal counsel or the Iowa Department of Public Safety (515-281-7610).
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You talk a lot about nothing that really matters. You want everyone to believe you are so incredibly smart, and you only make it crystal clear that YOU DON'T GET IT. Or what its all about.
So quit tryin chump. And quit talking about the game like you know some [***].
You will never be a step ahead of people runnin it
:)
The cost isn't the issue.
Continued deception depends on placing barriers in the way of consequences.
Hiding your identity or location, adding deliberate "confusion" as to what entity is actually engaged in the illegal deception and threats, to raise the cost of pursuing a lawsuit against you.
Do the math, and the tactics follow.
This is the problem with this industry. Criminals with sensitive information in their dirty little hands...
"I have requested the Court issue instructions and Orders for the personal appearance of Defendant Jason R. Begley and his father, Kenneth Paul Begley, in connection with their continuing failure and refusal to turn over and/or account for certain previously undisclosed gold and silver coins and bars with an aggregate purchase value of approximately $161,000."
From Weissman's 11/9/12 email (included as an exhibit with the declaration) to Markham, Begley's attorney:
"Jason never disclosed the existence of 628 coins and bars and never disclosed the $79,000 used for additional purchases. These were material omissions of fact from any discussion we had about the coins/bars and evidently from Jason's asset deposition with the FTC."
"Tomorrow is the anniversary of the Prelimiary Injunction. We are fast approaching the Thanksgiving anniversary of Kenneth Begley 'taking' the disclosed Skyridge purchased coins from Jason's house."
From Markham's response to the court:
"In a declaration Mr. Begley has already provided to the Receiver, he has indicated that he no longer has any of the gold and that while his father possesses and purchased some of the gold that the Receiver claims to belong to the estate, Begley neither has that gold nor control over it." .................."We therefore respectfully ask that this matter be scheduled for the normal calendar after there is an indication that Mr. Begley, Sr., the father, who lives off the beaten track somewhere in Northern California, we are informed, is served."
Response from the Court:
MINUTE ORDER GRANTING RECEIVER'S EX PARTE
APPLICATION AND ORDERING DEFENDANT JASON
BEGLEY AND KENNETH PAUL BEGLEY TO SHOW
CAUSE ON DECEMBER 17, 2012, AT 2:00 P.M. WHY THEY
SHOULD NOT BE ORDERED TO TURNOVER
POSSESSION OF RECEIVERSHIP ASSETS TO RECEIVER.
I'm assuming the begleys received this gold in conjunction with their fraudulent debt business.
I hope the court makes the right decision in this matter. I do not want to see anyone in that family profiting off the backs of consumers that were scammed by them.
Located in Corona Ca. According to the facebook they are in charge of the Orange County division of this company. If I had a flat tire they are probably the last perple I would contact for help. Why the owners of this business would want to involve this guy in their business is beyond me.
Appreciate the trail of bread crumbs you've left all over the place but can you please be just a little bit more specific?
Silly rabbits