Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
1) What is Paul Tossanian's association with Jason Begley and the previous collection agency that was raided by the FTC?
2) Where is Hamner Investment Services located (along with the other two collection entities Tossanian operates under?)
3) Tossanian's employees are operating under the same illegal scripts as those of PMG, Rincon, etc. Did Tossanian used to work for Begley and broke off and formed his own company in 2010? Or did they just all happen to know each other from the UFC Gym?
4) Does Tossanian know the location of the other collection agencies that Marquez, Deakins and the other managers are presently operating/working at?
So....do you think Tossanian will answer these questions?
https://complaintwire.org/complaint/SpoBAAAAAAA/pmg/129
Phone trail starts in June 2012
Reported "Rincon" spin-off connection: reported similar scripts.
https://800notes.com/Phone.aspx/1-877-926-4754
877-221-0608
They are still active
https://800notes.com/Phone.aspx/1-877-926-4754/4
Adjacent numbers, Century & Associates, and Hamner Investments
https://800notes.com/Phone.aspx/1-877-926-4755
"First Continental Bank of Delaware"
"Nationwide Delivery services" (fake "process server" alias)
Credit inquiries show as "Hamner Investments"
May be a physical address, allegedly in Norco.
"..
Pissed off Former Employee
7 Feb 2013
Here is the Low down on this Company as a Former employee
Jesse Chambers is the manager there and its a Debt Buyer / Collection Agency they will not file Suit on you.
The Correct Address
2191 5th St
Norco Ca
Jesse Cell 714-290-6147
Call Type: Debt Collector
..."
First post, Oct. 17, 2011, typical "Corona" initial post, then nothing until 2013.
https://800notes.com/Phone.aspx/1-877-221-0608
So are they a "Corona" spin-off?
LAFG used Norco mail drop.
Continued complaints are consistent with not a Thai Han cluster, since operation is continuous through FTC action against that cluster.
https://800notes.com/Phone.aspx/1-888-779-8673
"LAFG"
"Worldwide"
"Process Server Division"
"Nationwide and Associates"
https://800notes.com/Phone.aspx/1-877-700-6215
"LAFG"
https://800notes.com/Phone.aspx/1-888-505-6866
"Worldwide Associates"
"LAFG"
https://800notes.com/Phone.aspx/1-866-516-5077
That being said, there is no doubt that A FEW collection agencies used unethical and illegal practices to collect debt. The debt was legitimate, but even if the statute of limitations had expired. THERE HAS BEEN NO PROOF OF ANY OF THE COMPANIES collecting on ficticious debt. Ask yourself this: If you loaned your brother or sister or best friend $100 or $1000 or whatever, and you didn't see them for 5 or 6 years, is the debt any less legitimate??? Of course not! If the statute has expired, then the debt is unenforceable but it is STILL OWED!!! All or most of the companies that were using these tactics are gone, and those that aren't will soon be, but it has NOTHING to do with the idiot thats been spending his time, calling himself the INVESTIGATOR. I fully intend to post this same message from time to time, just to make sure my TRUTH is readily available.
Address is bogus, as FTC would have no reason to ask for information, even "anonymously", with a building address where they are, but without even the "suite" number or a phone number needed to actually contact them if you didn't know they were FTC. The "address" is "plausible" as an implied "FTC investigator", but totally ineffective, UNLESS you had already been contacted by FTC, L.A., and recognized it as their address.
So why the post? It is aimed at ex-employees, true, but not as it says, to get information from them. Instead, it included a threat AGAINST disclosing information, based on the claim that anyone posting could be "identified" through their posts, and might "get in trouble". Suppressing disclosing of information, particularly location information, is a goal of the defendants in the civil lawsuit, so the post is consistent with being made by one of them.
A similar style of deceptive posts, with veiled threats, occurred following the FTC raids back in October 2011, complete with flipped "identity" and implied "threat". See "Anonymous" and following posts.
https://complaintwire.org/complaint/SpoBAAAAAAA/pmg/47
J&W had over 50 names set up, Han and associates a bunch more, Others not associated with either have a bunch, too (LAFG and their various names, whatever Mr.Swanson is up to these days, etc.) That "FEW" just keeps getting bigger, even after raids.
"The debt was legitimate, "
No reason to believe it for a moment. They didn't care whether "debt" was already settled, fraudulent, discharged in bankruptcy, wrong person, etc. No reason to assume "legitimacy" with all the evidence it was irrelevant. You want "legitimate", you have to "validate".
"THERE HAS BEEN NO PROOF OF ANY OF THE COMPANIES collecting on ficticious debt. "
Collecting on unowed "debt", or from the wrong person, IS collecting on fictitious debt.
Adding "court fees, "attorney fees" or other "spiff money" IS collecting on fictitious debt.
Q.E.D.
" Ask yourself this: If you loaned your brother or sister or best friend $100 or $1000 or whatever, and you didn't see them for 5 or 6 years, is the debt any less legitimate??? Of course not!"
Ask yourself this: If you (or a relative) were called and illegally threatened over a "debt" you didn't owe, is there any reason to call the perp anything but a criminal running a scam? Of course not!
You so want fraud and extortion to be "OK", only "a bit shady" and not a crime, but "stupid" is a poor defense when you know it's illegal. Threats are what the victim perceives them to be, especially when YOU intend them to perceive it. "Money for threats" is "money for threats", nothing more, and any real or imagined "debt" doesn't change that.
happy thanksgiving