Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

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  • 0
    Try harder
    Is it 'so sad' or is it 'funny?' You can't seem to make up your mind. They contacted me about a relative that I do not know how to get in contact with. Funny, the guy on the other line called me a liar, too. But you don't have much sympathy for me, do you? If I had just paid this mystery debt on behalf of my brother and kept my mouth shut, maybe, just maybe, you guys would still be going strong now. Sucks to be you.
  • 0
    tjlol
    you say no one is demonizing? lol have you read thru the 30+ pages here at all?
  • 0
    Jake
    The reason they use idle threats is because debtors wont pay unless you make them think theyre [***].
  • 0
    tjlol
    Where did TJ go all of a sudden? He had so much to say, so many " facts " to state. No when a real person is here to say what is or isnt true he dissappears? odd...
  • 0
    Try harder
    Again, you have a vested interest in a company that you no longer work with exactly why? Oh, that's right - you feel sorry for the employees, but you view all of their victims as deadbeats. Says a lot about where your loyalties lie.
  • 0
    So sad
    " try harder " maybe you should try harder to find a job instead of sitting on your computer doing this all day. Get a job! Pay your bills your pathetic.
  • 0
    Try harder
    Still deflecting I see. Why did Pacific Management Recovery repeatedly call me for a debt that I was not responsible for paying, even it actually existed in the first place? I see you have no answer as for why they refused to give me a mailing address. This did not happen 'years ago' as you first stated, but approximately a month ago. And yes, they are demonized because they break the law. This one company, no matter how many names it creates, regularly and continuously breaks the law. It doesn't matter if you think that its just a means to an end - it is illegal. Why don't you care about that at all?
  • 0
    Try harder
    Maybe you should take your own advice. It might have saved you from being indicated in the first place. Do you really think the victims believe that more than one shill is posting as different personalities on this forum? First try the sensible approach and then when you get rebuffed, you pull out the 'dead beat,' 'no job, 'irresponsible' cards. Maybe if you all get together and brainstorm you'll actually be able to create a shill post that isn't blatantly obvious.
  • 0
    corona pe contacted
    I just got off the phone with Corona PE newspaper.
    They are verifing all the information.
    You should be seeing a story very soon about these clowns.
    I can't wait.............
  • 0
    DJ
    I worked for one of these companies several months back for a brief time.  Having heard stories of success of various collectors employed there, I decided to give it a shot.  I left shortly after I realized that this was a very, very sleazy operation.  But that was not the deciding factor. The deciding factor was the realization that there was an ongoing investigation involving the federal government.  Cease and Desist letters from various states had been issued AND STILL they continued to collect in said states.

    I was allerted to this message board by one of their current (soon to be ex) employees who is considering cooperating with the FTC and felt compelled to address and issue here:

    People who work(ed) for these companies calling people "dead-beats" who have had accounts go into collections is the ultimate "pot-calling-the-kettle-black" statement ever made.  The employee's there were BY AND LARGE all living pay check to pay check, trashy dressers, foul-mouthed, did not pay their own bills, had collectors calling them as well, and did not pay income taxes. I dont think a single person company-wide had any sort of education outside of high school.  These are not intelligent people as evidenced by their postigs on these forums.  For the record, I have a connection (besides my friend who allerted me to this site) with working knowledge of this investigation and the immediate companies who have spawned from this conglomerate are also being investigated. Oh, and the employee's of Heavy Hitters waiting for their pay checks can keep waiting. Assets are not going to be unfrozen till the case is settled. And not just the FTC case, but the CA Labor Board case that is following (yes, it has been filed).  Will any assets be available after? No. Why? Because scam companies like this find it very difficult to find Insurance against future claims and liabilities.  

    Keep waiting for your checks dimwits.  Looks like the unemployment rate in Riverside is about to go up.
  • 0
    Try harder
    Aww, DJ, you just brought a tear to my eye. I thought that I was the only person that noticed the lack of reading comprehension on the part of the shills. I mean, how hard it is to address the facts and not just selectively the questions that are the least damning. I had a feeling that the ex-employees, contractors, whatever, were defending the company because they still thought they would be able to ride the money train for a little longer.

    Wow, so the assets are already frozen. Yup, there's going to be quite a few people that are going to have a craptacular holiday season this year. And that's probably not even the worst of it.
  • 0
    tj
    Some of us have other lives.

    You're story is little different from the other shill cover stories.

    You expect us to believe they were once "rotten", but then became "honest".
    And we are to believe you must have only called delusional debtors and family members, that all the complaints were from these delusional "deadbeats".  Somehow, these people just imagined what you threatened them with, since you were so clever and careful to only imply it, and not say it directly, so you are "innocent" of deception and making illegal threats.

    Federal judges have had no problem finding such language to be deceptive, even if technically true or accurate.  FDCPA applies a least "sophisticated consumer" standard, so if what you say would fool the least sophisticated consumer, and materially affect their rights, it's deceptive and a violation.  

    It doesn't matter that an attorney would see through it.  It doesn't even matter that the person you tried to fool WAS an attorney and saw through it.  If it could fool the least sophisticated consumer, it's a violation.

    You people were idiots to think that you could play word games and get away with it.

    Arrow couldn't even get away with using the word "if".

    http://www.insidearm.com/daily/collection-law ... leading-judges/
  • 0
    tj
    Settlements in this type of case generally include "voluntary agreements" to be prohibited from any involvement in this industry for life.

    As for the IRS, Labor Board, and other violations, they might deliver death by a thousand cuts for the next several years.
  • 0
    tj
    The thread grew to match the size of your operation, just like the multitude of separate threads on 800notes, under each of your phone numbers.

    The more you do, the bigger you are, and also the more visible you are.
    As you added front names, and victims, the dots connected.

    Just basic counterdeception.
  • 0
    An FYI
    Pacific Management and their various incarnations NEVER EVER validated a debt.  Ever.  One of the basic requirements of the FDCPA.  I assure you, when the facts about this ALL come out, these goons will have nothing to say.
  • 0
    tj
    They are very family oriented.
    They like to bring families back together.
  • 0
    tj
    It actually helps with this type of scheme to have lots of dimwit employees, with lots of turnover.  It creates "plausible deniability" so the owners can always claim someone who just left caused all the problems, so they got rid of them.  Col. North taught us the benefits of plausible deniability in evading management responsibility, during the Iran-Contra hearings.

    Of course, the "problems" never stop, no matter how many people they churn through.
  • 0
    tj
    What does a shill do when he is out of a job?

    Pretend to be a person?
  • 0
    Corona PE
    I think soon enough you'll see it reported beyond the Corona PE.
  • 0
    tj
    They probably know where your long lost relatives live better than you do.
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