Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
How dumb can you two be.
Or the Wicked Witch of the West: "You cursed brat! Look what you've done! I'm melting! melting! Oh, what a world! ..."
Several still show recent complaints of harassmsnt in the last several days, but a lot of activity has dried up.
They never validate, so that's all they need.
That's what a lot of their victims said, faced with harassment of relatives, threats of arrest and lawsuits, threats of "prosecution by the DA", or "bench warrants".
Win or lose, they get to make their attorneys rich.
Looks like you can't even keep your story straight. First it was 'they had the info so they must have owned the debt,' now you're exposing yourself to be a part of this operation. Again, try harder next time.
Give me a break!
They are GUILTY end of story.
Same MO, Corona location, apparently still in operation.
https://800notes.com/Phone.aspx/1-951-737-4800/4
https://800notes.com/Phone.aspx/1-951-279-4500/4
A lot of things posted on here from years ago are not used any longer. As the company grew they realized that they were going about collecting the wrong way so they changed the script entirely. I personally have sent out validation letters so I know for a fact that people do get them. I personally have sent out letters within first contact of the debtor showing proof of the debt. Not everything you read on here is correct. Although some ring very true, from the past. The fact of the matter is that in 90% of the accounts in my office were verifiable and actual debt the person owed. The other 10% were fraud and our office was told not to call on those. You could usually tell the fradulant ones and credit/ID theft ones by there being a lack of any payments made.
Personally I think that some of the people on this site should be taken to court for defamation of the companies name. For a minimum of a year the comany said nothing regarding police, government agencies, warrants etc. It is not our fault that though the "telephone game" that people misconstrued what was said to them. I have taken many calls from debtors concerned about what was said to their family. I assured them no personal info was given, nor any account info. Also, please not that in many of these accounts people were helped to pay off their account for much LESS than they originally owed! Sadly those people don't come on these raunchy forums and post how they were helped. The company then sent out a letter that stated the account was Paid in Full! This was usually the fourth correspondance sent to the debtor. First was a letter stating the account was transferred to our company, then a verification then a stipulation letter showing the payment arraingment followed by the paid in full letter.
Now I am not by any means standing up for the company, as I myself left about 4 months ago just due to uneasy feeling because I wanted to go somewhere where everything was legitiment not just mostly. I no longer wanted to toe gray areas, BUT the company wasn't the monsters everyone on here is making them out to be.
I do also believe that people exaggerate and perhaps even out right lie one these forums. I can't tell you how many times I've been on with a debtor and the debtor is saying we said we were gonna have them arrested, send out the sherrifs put them in jail etc. because thats what their family member told them. I can assure you it wasn't said cause I had been the one that called the family member.
As for the entire situation. I'm glad I left when I did and got a regular 9-5 job.
And there you have it. Nothing more to see here folks, the liars are now calling us dishonest. Tell me, are you one of the big boys or are you simply a contractor that believes that somehow the 'game' can be salvaged? Why do you have such a vested interest in clearing the name of a company that has terrorized people and still breaking the FDCPA for years now? How you to justify that?
Personally I think the company will no longer do business and will pay greatly for what happened in the past. I also wouldnt be surprised if the employees start a class action suit against the owners for being imporperly categorized as a 10-99 contractor instead of an employee as they were treated as employees. Told when to be at work, told they were required to make a certain amount of calls, threatened to be fired if they didn't collect a secific amount per month. These are all violations of California State Labors Laws in accordance to the treatment of a Employee vs a contractor. These employees should be reimbursed for the time they spent there via an hourly wage, also taxes, unemployment social security etc... needs to be paid out to the respectfull entities as a normal employee would be alloted. I really think that comapny is in big trouble. Only time will tell though. I also heard that all assests are tied up, who knows how long for. I do feel bad for the employees who were just doing their job and no wont recieve any pay for a long time, if ever.