Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
http://www.getfave.com/3178765-starving-students
"Starving Students (951) 734-9100
12331 Doherty St, Riverside, CA 92503"
http://www.discovercorona.com/index.cfm?secti ... d=579&id=630037
"...
Name: D C Brown & Associates Inc
License No: 630037
Issue Date: 11/18/2009
Expire Date: 08/31/2010
Business Address: 1655 E 6th St Ad 4
Corona, CA 92879
Start Date: 09/01/2006
Mailing Address: 1655 E 6th St Ad 4
Corona, CA 92879
Phone: 951-734-9100
Owner: D C Brown & Associates Inc
Owner Type: Corporation
Description: Portfolio Management Services
SIC: 8748001 (Business Consulting Services, Not Elsewhere Classified)
..."
Numerous complaints up to the present, of debt collection through illegal threats of immediate arrest or lawsuits, and harassing calls to relatives or employers, on suspect debts. Repeated reports of alleged debts with companies consumers believe they never had an account with, yet they have SSN. Reports indicate they have pulled credit reports. Reports they refuse to send validation, or even statements documenting payments.
One possible spoofed post, similar to PMG spoofed posts.
https://whocallsme.com/Phone-Number.aspx/9514799612
Again, numerous reports of threats used in attempts to collect unowed debts, and access to SSN and prior address information used to "prove" the debt.
Note disclosure to parents of a suspect debt supposedly owed by son, with an attempt to extort payment from them.
Note the report of impersonating a sheriff's deputy.
Also note the old "refusal to pay" talk-off to evade validation.
https://800notes.com/Phone.aspx/1-951-479-9612
More reports of illegal threats, with use of credit information to try to convince consumers phony debts are real.
Note spoofed post similar to PMG spoofs.
https://800notes.com/Phone.aspx/1-951-479-9610/2
Note use of skip trace or credit report info for intimidation (similar to PMG), and bragging about it, claiming to be with the "FBI".
https://800notes.com/Phone.aspx/1-951-340-3080
"David Noble was the person that we spoke with. He stated he was an Attorney from Carona Caifornia"
"States that he was going to have the Sheriff come next week to serve papers for collection. He told us to beg all of our relatives and friends to pay a long ago debt."
"I received this call,12-7 from this no. (my ph. no. was the person they were calling phone no. over 4 yrs.ago) I returned there call to explain this, MISTAKE ;; i was asked was I sure I did't know him, look around and see if I seen him. then told I did not sound my age,, then he tells me my name in full,address, zip code , and ss no.!!!and correct age.!!! I asked how he got that ?? he says he worked for F B I, and had could get the info. "
"guy named Conrad Masters tells me that I owe 1800 dollars for a credit card that was long ago paid off. I argued with him that this card was payed off, and he became belligerant and cursing at me, telling me that I was going to be arrested, my car is going to be repoed, that he is going to report me to the IRS...John Noble. He tells me the same things, that he is going to take everything from me, and that I won't have a pot to piss in when he is done with me. I was scared and upset. He told me to give him my debit card number right now or he will just go ahead and take everything, and I can go to jail, my car repoed, report me to the IRS, and so on. I asked him to give me an hour so I can call my father, and he said no,"
https://whocallsme.com/Phone-Number.aspx/9513403073
Once you start making it up, there really is no limit.
"threatened us with a $500 fine if we did not cooperate. "
"she said "Ok you little b**ch let's see how you feel when the sherriff shows up at your door with a summons!" "
["... and your little dog, too!"]
http://phoneowner.info/Number.aspx/9513403073
"This company called my neighbors and me. They threatened me on two occasions. They call you names. They called my place of employment and said they were the sheriffs and they were trying to serve me papers, they told my co-worker that he was a terrorist etc. "
https://whocallsme.com/Phone-Number.aspx/8668728399
Threatening to sue immediately, violation of FDCPA for failing to honor Cease Communication letter, disclosure of alleged "debt" to third party, in this case supervisor at work.
"...
Rae replies to mizjrk
27 Apr 2010
I got a call for 1-866-872-8399 and they said they were going to sue me they are HGG in Corona, California. They accessed my credit report without my authorization and never gave me any written notice of the debt. I called the FTC and the Better Business Bureau of California to report them. I also sent a letter to them of cease and decist certified mail and they still called my job on today and told my supervisor of my debt and that Michael Jones would be serving me papers on tomorrow at work.
..."
https://800notes.com/Phone.aspx/1-614-586-4174
This parallels the complaint against PMG of impersonating staff from a DA in Texas.
https://800notes.com/Phone.aspx/1-951-340-3080
"I just got the same phone call and they where very nasty to me and talked about my family and the type of car my husband drives and he had outstanding tickets. That is when I knew something was up cause no one in this house has ever gotten a ticket. He also told me he was a DA looking for someone we knew which we didn't I have called the police cause of what was said and he threaten me."
http://www.budhibbs.com/agency_watch_list_submissions.htm?keepThis=true&TB_iframe=true
"September 2009 Pacific Management & Recovery, Corona This company called my sister in April and told her I had 20 minutes to call them back or they were sending a sheriff out to her house to pick me up. I didn't live there but because she was worried that I was going to jail, she called me and I went to her house and called them back. They informed me that if I didn't pay this debt right then and there that they were calling the sheriff's dept and have me picked up immediately. I made arrangements to make a down payment that day and to let them take a payment out of my checking account each month for 4 months. The forth payment was taken out this month but now that I know how unethical they are and how they nailed me illegally, I am scared that they will try to continue taking money out of my account.
..."
"January 2009 Medicredit, Medicredit Corp., Medicreit Corporation, Medicredit, Inc. Corona, CA
..."
http://www.ci.corona.ca.us/index.cfm?section= ... d=579&id=639850
"...
Pacific Management And Recovery Llc
License No: 639850
Issue Date: 02/26/2010
Expire Date: 02/28/2011
Business Address: Call business for address
Start Date: 03/20/2009
Mailing Address: Call business for address
Phone: (951)824-5265
Owner: Pacific Management Recovery
Owner Type: Partnership
Description: Financial Consulting
..."
Address is probably a mail drop.
"...
PACIFIC MANAGEMENT
341 N. Main St. Suite 104-261
Corona California 92880
United States of America
Phone: 888-332-0080
..."
Common pattern is impersonation of Sheriff's employees or phony "process servers", threats to arrest, threats to sue, false threats implying they can garnish, take houses or cars, etc, with no indication they would have to win a lawsuit to do so, and contact with relatives. Some apparently spoofed postings.
Amounts are in the $4000 range, offered to be "settled" in teh $2000 range, similar to PMG.
http://www.ripoffreport.com/Search/pacific-management.aspx
http://www.ripoffreport.com/collection-agency-s/pacific-management-r/pacific-management-recovery-l-b336a.htm
"...She told me that she had just received a call from someone claiming to be from the "Sheriff's Department" and asked if I, *******, was going to be around so they could serve me with legal paperwork and to call 1-866-668-0012 with reference to "Case Number **********". They also told her that if I did not respond by calling that number within 3 days, a bench warrant would be issued for my arrest. A signed statement by the witness, *********, is available upon request.
.."
http://www.ripoffreport.com/collection-agency-s/pacific-management/pacific-management-faulty-sca-848d4.htm
"...
My 71 year old mother called me frantically today saying that my ill father had received a phone call from what was said to be a Mike Davis,a sheriffs processor, and he gave my father a number that I was to call back immediately or be subject to legal action.
..."
http://www.ripoffreport.com/collection-agency-s/pacific-management-r/pacific-management-recovery-l-58274.htm
http://www.ripoffreport.com/collection-agency-s/pacific-management-r/pacific-management-recovery-l-36259.htm
http://www.ripoffreport.com/collection-agency-s/pacific-management/pacific-management-tim-adams-u-ece26.htm
Attempting to collect on an already paid debt through threats.
http://www.ripoffreport.com/collection-agency-s/pacific-management/pacific-management-bill-was-a-7be23.htm
First complaint, 4-17-09, shortly after they first got their Corona business license.
http://www.ripoffreport.com/collection-agencies/pacific-management/pacific-management-using-fault-j2cjd.htm
Complaints against phone number:
https://800notes.com/Phone.aspx/1-888-332-0080
Spoofed posting:
"craig l.
9 Sep 2009same here i just got a call saying i was getting sued and told them do what u have to do and i got home the next day and my wife had court papers... now there going to take 25% of my paycheck when i go to court!"
https://800notes.com/Phone.aspx/1-866-214-2646
Been in the telecom industry, I can tell you spoofing is illegal, you can always use other resources to follow thru. You may want to contact The US attorney general, the FCC as well as the FTC. Also if this is interstate you can actually contact the FBI.
Based on the law, they cannot contact you at your place of business. They are only legally able to contact you at your home; you can also send a stop and desist letter via certified mail.
Record their conversation, when you speak to them if you do, many of them have no clue of the law and make drastic mistake threatening people. They can't make any statements in which they can destroy your credit, call your family, call your work and or tell everybody that you have debts and you do not pay, this is protected by the law. IN this case now you have the upper hand, as now they open the door for a lawsuit, almost any attorney will take this type of cases on contingency. Is an infringement of your rights and punish by law. This people use scare tactics to scare people and even collect many times the same debts that have been paid previously.
The reality nothing that they can do, if you do not or can't pay, they must take you to court and get a judgment against you, then they need to be able to collect.
You want to get even, call then day in and day out, to their numbers use redial, and have anybody that you know do the same, do it day in and day out, that will shut down their PBX system, if they do it to you do it to them.
Yes annoying, but effective if hundreds of people do the same and saturate their phone lines.
Remember their 800 are free to you, they pay for it, call put them on hold and have your friend do the same, do this every day as much as you can. IF they have the right to harass you, you have the right to do the same to them. They called you first! Block your number if that makes you feel more comfortable. You are not subject to the same laws , do not talk to them, that is what they want, if you call back and talk to them they are verifying that you are acknowledging the debt regardless of the purpose of the call as they will not believe you are not the right person.
Here are some of the biggest scan bags in the industry, and believe me they are all scan bags at the end. They count on you to be afraid of them.
RGS Financial
http://www.rgsfinancial.com/
P.O. Box 852039
Richardson, TX 75085-2039
RGS Financial, Inc.
1700 Jay-Ell Drive
Suite 200
Richardson, TX 75081
Call their 800 numbers is free to you but not to them.
They use many spoof numbers if any, as many times they use no caller ID on purpose but they leave you a number to call. Always keep the recording particularly if they are menacing and report does to your police local department as now you have a legal record.
Spoof Number used: 1310-953-3485
Viking Collection Service, Inc.
Minnesota
7500 Office Ridge Circle, Suite 100
Eden Prairie, MN 55344Arizona
2075 West Pinnacle Peak Road, Suite 110
Phoenix, Arizona 85027 Spoof number use caller id Block. One of their numbers is 1800-287-5802
Primary Financial Services also uses Collection agency services to mask there illegal practices (http://www.collectionagencyservices.net/)
http://www.primaryfinancial.com/ (Their web site is been down for long time to be able to cover their illegal practices)
3115 N 3rd Ave Ste 112
Phoenix, AZ 85013
(602) 279-1000
1800-661-0086
If you want to negotiate a settlement call your original lender directly, do not negotiate with this scan bags, they are on commissions or percentages based. Many banks and lender will negotiate up to 80 % of the debts, make sure they do not report it to the IRS if not they can make you pay the taxes on the remaining amount, and make sure they clean your credit, get it in writing first.
Don't get mad get even.
People which do block the caller ID and or use Spoof numbers always have something to hide, that is the only reason they will use a Spoof number (Fake number / Voip Number / Or PBX number whit no actual connection only rings and then dies) Report them to the Authorities, this business practices are illegal and punish by law: if they use spoof numbers, Obscene and rude language, threats, harassment, all this are felonies and punish by law. Report them to your Local Telecom provider, your local District attorney, the local police department, your local senator, record the conversation and keep any and all voice mail left, don't be afraid, they can do absolutely nothing to you till they take you to court if you owe them any money, is futile to argue with ignorant people.
THIS IS AMERICA,
https://800notes.com/Phone.aspx/1-866-872-5550/2
"Carrington
4 May 2010
Well this Roy Fisher had my parents scared to death. I called him back and listened to him ramble on about how there is a lawsuit filed against me and for $3500 dollars but I could clear it up today for $1700. According to him they had already been out to my job to serve me. He wanted me to confirm the address but of course I did not. The card had a limit of $300 and it was in 03' so he really could not be serious. I told him to send me the settlement which he did and I took straight to a lawyer along with the convo that I taped. He was threatening to take my car that I no longer had and the credit card company is only suing me b/c apparently they felt like I had it in assessts or they could garnish my wages. HSBC Bank should be ashame that they have people like this collecting for them. They are truly a disgrace and would be better off trying to collect the monies themselves.Caller: HGG
Call Type: Debt Collector"
http://www.infinitecredit.com/forums/advanced ... ational-fc.html
"...
Asked when his wife would be home so they could serve her, or a warrant for her arrest would be issued, said they had numerous complaints from local authorities.
My search led to National FC in Corona, CA
..."
Similar complaint:
http://www.creditmagic.org/collection/illegitimate-company.html
"They have been calling me and people I know first asking if someone over 18 will be home during the day for them to serve papers and to call them and "wishing me luck". I talked them and told them to give me the name of their company and contact info so I could check with my local sheriff's department to see if this is legit. Of course, they wouldn't. They stopped called for a while and then they started up again and gave the following phone number: 888-393-6050. I was supposed to call this and let them know when someone was going to be available for them to serve me. So, I called and the guy who answered was very mean and condescending about the whole thing especially when I again wanted the contact info for the company. He eventually hung up on me, and again the calls stopped. Now, they have this woman calling me saying she will be in my local area in the next 24-48 hours with papers for me to sign and wants to know my place of employment to serve me. Also, they are harrassing family members and threating to arrest them. So I called them again, and now a woman answers who is again very rude and calls me basically a deadbeat and says she wants to make payment arrangements before I am served. I asked her the name of the company and she gave me National First Capital which when I googled, is actually a mortgage company. Therefore, I am assuming this is a false name. Was just wondering if anyone here had heard of them before. Thanks!"
Complaints against number, accompanied by pre-emptive (early) spoofing and spoofed replies.
.
https://800notes.com/Phone.aspx/1-888-393-6050
Very first post against number appears to be spoofed, similar to PMG/HGG pattern.
"phil
9 Oct 2009served docs @ my work 888-393-6050 was on it for more info on case ....NO notice!!!...they just gave me the same info on my summons... the wouldnt even change my hearing date for me!!Caller ID: 888-393-6050"
Report of deceptive collection, evading validation.
"I asked the guy who was calling what debt or case this was regarding,
and what area Court was issuing the summons? His answer to those questions was "I'm sorry ma'am, I don't have access to that information. That's all in the sealed documents". And then he gave me the 888-393-6050 number to call & a case number to reference for more information."
Two spoofing "attorneys" agree with each other about their false information.
"atty briesmiester
26 Oct 2009
I'm a bankruptcy attorney for 13 yrs. To answer your question "mimi" yes they can absolutley do that and once your judgment is in place they inflate the debt to 10 times the amount and put a lien on any asset! or worse garnish your wages. Im not sure if your getting garnished but its that most shamful thing to happen, since ever one knows at your job.Caller ID: 888-393-6050
Caller: National F C"
"ATTY SHAWN replies to atty briesmiester
23 Jan 2010NOT ONLY CAN YOUR WAGES BE GARNISHED BUT ALSO REMEMBER TO GET A CALL YOU ARE BEING SERVED IS BETTER THAN BEING SERVED AT A FAMILY FUNCTION OR AN OFFICE PARTY...YOU CAN BE GARNISHED FOR UP TO 25 PERCENT OF YOUR WAGES DEPENDING ON WHAT YOUR STATE ALLOWS...YOUR ASSETS CAN BE SEIZED IF YOU OWN ANY REAL PROPERTY AND A JUDGMENT ON YOUR CREDIT REPORT STAYS 10 YEARS..THE CREDITOR HAS THE FINAL SAY YOU MAKE THE FIRAT MISTAKE BY NOT PAYING YOUOR BILLS IN A TIMELY MANNER"
"atty briesmiester" was so busy with his replies he posted his "reply" on the wrong site. Here is the "mimi" post he was replying to.
https://whocallsme.com/Phone-Number.aspx/8883936050
"mimi
21 Oct 2009
This number called my work asking when it would be a good time to come in and serve me. They have never attempted to serve me at home. They were willing to stop everything if what is apparently owed was paid in full on the spot or in a couple of days so long as they had a credit card #. They claim I can't have a court date. Is that even possible? No court date so that I can investigate the matter and take proof that I never had what they claim in my possession?!?! "Roland" was upset that we worked more than 12hrs just to help me out. I don't know what's happening.Caller ID: 8883936050
Caller: NFC"
More complaints intermixed with spoofed replies. One spoof post claims they were sued and garnished less than 2 months after the business license issued. Another spoofed "attorney" scare post, similar to the other sites.
http://phoneowner.info/Number.aspx/8883936050
Two spoofed posts on the same date, 10-24-09. One is a repeat of the "phil" post, the second a repeat of the "mimi" post under a different name, indicating "mimi" was a spoof setup for the "attorney" post. Minor variations, same lousy grammar.
http://www.postcallnotes.com/888-393-6050.html
"sham
2009-10-24
Rating:
This number called my work asking when it would be a good time to come in and serve me. They have never attempted to serve me at home. They were willing to stop everything if what is apparently owed was paid in full on the spot or in a couple of days so long as they had a credit card #. They claim I can't have a court date. Is that even possible? No court date so that I can investigate the matter and take proof that I never had what they claim in my possession?!?! "Roland" was upset that we worked more than 12hrs just to help me out. I don't know what's happening.
"
Business license. They claim to be in the business of "financial planning".
License start date is 10-01-09, one month before PMG.
Address may be a mail drop since numerous businesses listed with different unit numbers.
http://www.ci.corona.ca.us/index.cfm?section= ... d=579&id=642659
Name: National FC LLC
License No: 642659
Issue Date: 10/01/2009
Expire Date: 09/30/2010
Business Address: 1251 Pomona Rd 105
Corona, CA 92882
Start Date: 10/01/2009
Mailing Address: 1251 Pomona Rd 105
Corona, CA 92882
Phone: (951)493-3960
Owner: National FC LLC
Owner Type: Ltd Liability Co
Description: Financial Planning (Review of Financial Health)
SIC: 7389001 (BUSINESS SERVICES, NOT ELSEWHERE CLASSIFIED)
NAIC 561499 (All Other Business Support Services) "
BBB report, rated "F", for failing to respond to complaint.
http://www.la.bbb.org/Business-Report/National-First-Capital-100091311
"National First Capital
Address: 1251 Pomona Road #105
Corona, CA 92882
Tel: (888) 393-6050
Contact: Todd Shaw -
Business Start Date: N/A
Company ID: 100091311
...
Anthony Saude (Account Manager)
Additional addresses
18285 Collier Avenue Suite K-422 Lake Elsinore, CA 92530
..."
Alternate address is also a mail ddrop.
http://www.merchantcircle.com/business/Mail.Stop.Etc.951-245-4600
"
Mail Stop Etc
18285 Collier Ave Ste K
Lake Elsinore, CA 92530
951-245-4600
"
https://800notes.com/Phone.aspx/1-866-668-0012
http://dockets.justia.com/search?query=pacific+management+recovery
Wayne Swanson
2526 Camino del Plata
Corona, CA 92882
(714) 225-1467
macyjay2008@yahoo.com
down2lb4ever0828@yahoo.com
He may also be going by George Shepard
Gang Suspects Arrested in Oceanside:
http://www.sandiegoreader.com/weblogs/news-ti ... -investigation/
George Michael Shepherd