Complaint

+1
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me.  I was shocked and asked why?  He stated do you live ....are you still at this address are you now at this address and I stated who are you?  He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me.  He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc.  He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up.  I explained that I recently lost my job etc.  Anyway, he stated that I needed to call him back by EOB today or they will serve the papers.  Ok, so that was a heads up for me.  I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004.  I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do.  Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today.  This is wrong, bad business, and should not continue this company is bad news.

Comments

  • 0
    HES A BAD GUY
    the guy that posted a NEGATIVE stuff about mr swanson is a scammer and hes trying to cover up his bad doing thats why hes trying to post this negative stuff,here is the sites of proof of scams from him:

    http://www.ppbb.com/phorum/read.php?6,1543845,1543853
    https://800notes.com/Phone.aspx/1-909-466-8682
    http://local.yahoo.com/info-45999440-brad-rob ... ancho-cucamonga

    HERE IS ALL HIS INFO TO STAY AWAY FROM-----

    http://www.bradrobertsag.com

    By Mail:     Brad Roberts Automotive Group
    6192 Celestite Ave.
    Alta Loma, CA. 91701
    By Phone:     909-466-8682 OR 9094668682
    or Email:     sales@bradrobertsag.com

    other adress:Brad Roberts    (909) 466-8682    6192 Celestite Ave,Rancho Cucamonga, CA 91701-3123
  • 0
    tj
    Another debt collector, similar M.O. (abusive calling, threats of arrest or criminal charges, claiming they have sued, playing "cop", playing "attorney", playing "process server" "from the county", calling and harassing relatives and employers, attempting to collect unowed or already paid debts), with ties to Corona CA.  

    Note spoofed "victim" posting.

    https://800notes.com/Phone.aspx/1-951-837-4934

    "Flip
    10 Mar 2009
    I've been getting several calls from a Kim Morgan (litigation officer) at both my home and work numbers. First she claimed that someone from the County Clerks office was going to serve me in the next two hours, but I could clear up the matter if I called back immediately. Needless to say, I wasn't served. Now she's calling back saying I should have been served and to call back to discuss case number blah blah. So much B.S. This lady has even left a message on my brother's machine and he's in California (I'm in Texas). Very unscrupulous.
    Caller ID: 951-837-4934
    ...
    Dan and Heather
    14 Mar 2009
    We have also had a message on our BROTHERS phone who lives in PA...We live in TX.  Message was from a Jackie Glenn stating that she was a cop and that she has a case ID.  We want to be a part of this class action law suit if this does happen.  Harrassment and any other such is BS and she needs to stop contacting other family members!
    Caller: Western Credit
    ...
    Spiritchaser
    30 Mar 2009
    Michelle Jenkins and Jackie Glen and now another man has been calling threatening to have my husband served by the Sheriff's Department charging him with "fraud" for not paying a loan from many years ago. At first Michelle told me she was an attorney and his case was given to her to either collect or litigate.  She also told me she had to go to court about this soon and I could pay over $2,000 to keep this out of court and to keep him from being charged with fraud. My husband informed them that he believes the loan was paid several years ago and would investigate before he paid them anything.  They keep calling twice a week saying he will be charged with FRAUD if we don't pay and the Sheriff would be at our house within hours.  Also, this loan is not even listed on our most recent credit reports!  I would like them investigated by the proper authorities and charged!
    Caller ID: Cellular Call
    Caller: Western Capital Litigation Office.
    ...
    I DID MY HOMEWORK
    13 May 2009
    WESTERN CAPITAL GROUP - address 41695 Date st # b Murrieta Ca 92562 Owned by Thai Han- cell# 626-862-0866
    Office Manager Shenae January aka Jackie Glen
    collectors;
    Cristina Jackson aka Michelle Jenkins
    Lisa Lopez aka Juanita
    Kim Roberts aka ANNA
    Ahmad
    This is 1 of 10 small collection agencies owned By Mr Han. He has over 120 collectors working for him under different names... ACMG in Tustin and Corona Ca. The act as if they are lawyers and Litigation Officers. The DO not sue. EVER. They are not licenced to collect in any state requiring one. They Violate the FDCPA all day long.... Budd Hibbs - INVESTIGATE- They are former employess of Shekina !!!
    Caller: Western Capital Group
    Call Type: Debt Collector
    ..."

    Another number:
    https://800notes.com/Phone.aspx/1-866-355-8247

    Related company, same owner.
    http://www.la.bbb.org/Business-Report/ACM-Group-100071042

    http://www.debtconsolidationcare.com/collection-agencies/acmgroup-synergycreditservices.html

    "Anonymous Replied on 06-23-2009, 11:27 AM  

    Sub: #12 other companies owned by same collection agency owner

    ACM Group
    Asset & Capitol Management Group
    Bureau of Asset management
    Capital Recoveries inc.
    Credit Recoveries inc.
    Bureau of Debt management
    United Financial Partners
    Western Capital Group
    all owned by Thai Han--- ask for him when they call you !!!!!
    "
  • 0
    tj
    Note reported connection to Shekina, same as DC Brown.
  • 0
    tj
    Corrected spelling: Shekinah, Inc.
  • 0
    tj
    Who is Aaron Honda?
  • 0
    tj
    Another similar scam out of Illinois.
    http://www.complaintsboard.com/complaints/pn-financial-john-sullivan-c169314.html
  • 0
    tj
    Another new number for PMG/HGG.
    https://800notes.com/Phone.aspx/1-877-546-0642

    Seeded with 2 initial shill posts:  Bad Debtor "james", Good Debtor "alex", 1 day apart.

    Same pattern as other PMG number postings, details crafted to create perception they always sue and win if you don't accept their initial offer, their offer is really fair, not settling will cost you twice as much, play up the cost of retaining an attorney as more than the debt, portray the "debts" as always valid, etc.
  • 0
    Debra Persiano
    | 1 reply
    They did it to me again today on 8/2/2010. The call is saved on my answering machine with threats to have me arrested for a debt I don't owe. They stated I had a 3 hour window to call them back at 866/990-2990 with a legal Cause No. for the court filed in my county #10280538 and to speak directly to Ms. Sara Walker to avoid the "Uniformed Officer" to come and arrest me at my home.  I called them back and reminded them that this time I have it recorded and I am going full force to legal stop them ...not matter what it takes I am doing this I will expose them all the way. Any more suggestions or has anyone been able to stop them ...most likely stopping them no but I intend to ..and need the support of others in the event that we can legal stop them ...let me know!
    • 0
      East Coast replies to Debra Persiano
      Unfortunately, from what I hear, all they do is get fined and they are back in business. Still would call the BBB FCC FTC and local law enforcement.
  • 0
    Chris
    PMG Western Management / Pacific Management Recovery
    541 N Main st Suite 104
    Corona, Ca 92880

    Fax is 951-870-2022

    I received the same calls. They are a confirmed scan. Research Pacific Management and recovery. They will show up on Ripoffreport.com

    They called me back in January 2010 and transferred me to a Mr Hooper of Atlantic Resource Management, when I told him to pound sand and sent a cease letter it all stopped. I also asked for a verification of the debt which they could not provide...they kept saying all I had to do was go annualfreedcreditreport.com . As a consumer per the FDCPA laws they must provide the proof. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

    Now yesterday Aug 12, 2010 they called ( Valerie Thorpe ) with the same story under a different phone number and name. Valerie claimed that Mr. Hooper was a scammer and she felt sorry for me. I asked Valerie to hold on for one second and called her from my cell phone on the old number that Mr hooper came in on. She was pissed off when I had her on 2 phone numbers.I told them sraight up they are lying scammers and sent ANOTHER cease communication letter today.

    Unfortunately some people have no morals. I know the job market is tough but C'mon.

    Bottom line is these people are phishing/scammers and they do not own a debt of yours and no Sheriff will show up. Sheriffs in CA dont serve civil summons, only criminal summons and eviction notices.
  • 0
    tj
    | 1 reply
    The address, "541 N Main st Suite 104, Corona, Ca 92880", is just a box at a USP Store.  http://www.superpages.com/bp/Corona-CA/UPS-Store-L0117996485.htm

    PMG shows up having a City of Corona business license.
    Most recent physical address was:
    "140 N. Maple Suite 107 Corona CA 92880 "

    They appear to be proliferating names recently, probably to add confusion to complaints.
    "Western Management", and "Pacific Management Recovery" are both new.
    "Atlantic Resource Management" shows up reported in connection with one of their phone numbers on 800notes.com.  The implication that it's on the east coast is just deceptive.

    "they kept saying all I had to do was go annualfreedcreditreport.com "
    Deceptive talk-off to evade your dispute and imply burden of proof is on you.  FDCPA violation.

    You send them a validation request within 30 days of first notice, they must cease collecting until they send proof.  

    They appear to be doing most of their "collection" by phone threats, with no reports of any normal mail contact, unlike normal debt collection practice.  Failing to send the first notification letter within 5 days of first contact is an FDCPA violation.  

    Only reports of anyone actualy "served" appear to be posts they may have made themselves.  Shill posts contain several common characteristics, including voice, attempts to distort perception of the normal legal process, repeated pokes at Obama for failing to "save" them, and early posting against new numbers before real complaints start showing up.

    "called ( Valerie Thorpe ) with the same story under a different phone number and name. Valerie claimed that Mr. Hooper was a scammer and she felt sorry for me. "

    Isn't that nice of her.  Sort of the scam version of "good cop/bad cop", it's "good scammer/bad scammer". This has shown up in connection with some Buffalo area "debt collectors, apparently used to overcome suspicions consumers had regarding earlier calls.

    "I asked Valerie to hold on for one second and called her from my cell phone on the old number that Mr hooper came in on."
    Good one.  You proved they are one and the same.

    "Bottom line is these people are phishing/scammers and they do not own a debt of yours and no Sheriff will show up. "

    And they are pulling your own credit reports to get information on your old accounts to use to fake their scam "debt".
    • 0
      East Coast replies to tj
      Last name I heard of was Performance Asset Recovery, or PAR. That is how they answer the phone.
  • 0
    tj
    | 1 reply
    "Good crook/bad crook", in connection with "716 Services", Buffalo NY.

    https://complaintwire.org/Complaint.aspx/EOCyDbSpRAC7TgjJ3Y3HJg/5

    "I received a call from a man today by the name of Michael Kamrowski.  He stated that he was from wither the city co0urt in my local area and he did state NYS Attorney Generals Office and that I had an outstanding debt with 716 Service from 2004.  He stated that there was a signed contract for magazines for 5 years that I defaulted on.  He stated that he did not like 716 attorney, out of Ohio, coming into his jurisdiction and file a claim for something so crazy.  He stated that he cold only see that I received about $191.82 in magazines and that I did not owe for 5 years and $1,200.00 in attorney fees.  He stated that he would cancel this debt and wipe my credit clean, to good to be true.  He took my credit card information "

    "BIG D - 17 Jul 2009
    All the same stuff just now he/they are going by the name Shawn Crawford. Stated that he of all things was an harrasment invetigator dealing with harrasing phone calls from an attorny from Ohio, and a month ago he (the same guy useing the name Morris) called threatening to put my sister in jail because she refussed to give him my cell number. She simply said go ahead and proceeded give give them the phone number to the local State Police barracks down the street. Yaeh the cops never did show up.

    the number and extension is always the same  1-800-433-8784 ext. 111"
    • 0
      East Coast replies to tj
      Also another phone number too for this same company. 855 255 6155
  • 0
    tj
    Looks like they are hiring skip-tracers and collectors, at 33% commission.
    8 openings.

    http://www.thejobspider.com/job/view-job-3004952.html
    "...
    COLLECTOR//DIALER,SKIP TRACER Job

    Employer Name: Atlantic Resource Management SpiderID: 3004952
    Location: Corona, California Date Posted: 6/22/2010
    Wage:  Category: Collections
    Job Code:  
    Number Of Openings: 8  

    Job Description:
    33% 33% 33% 33% 33% 33% 33% 33%
    OPEN POSITIONS FOR COLLECTORS OR DIALERS/SKIP TRACERS!! COLLECTION BASED OFFICE OUT OF CORONA,FLEXIBLE HOURS BUT GOALS ARE EXPECTED TO BE REACHED!! COMMISION PAYS 33% ALL ACROSS THE BOARD!!

    Job Requirements:
    SOME TYPE OF SALES OR CALL CENTER EXPERIENCE

    Job Criteria:
    Start Date: CONTACT FOR APPOINTMENT
    Position Type: Full-Time Permanent
    Years of Experience Required: 0
    Education Required:
    Overnight Travel:
    Vacation Time:

    Job Benefits:
    Flex Time, Relocation Assistance, Casual Dress, Company Cafeteria, Regular Employee Outings, Other Benefits

    Contact Information: Contact Name: rolando garcia Company Type: Employer
    Company: Atlantic Resource Management  
     
    City: corona,ca  
    State: California  
    Zip: 92881
    ..."

    Box 261 instead of Box 104, same UPS Store, same M.O.

    Pacific Management Recovery complaints.
    "Pacific Management Recovery Llc. Corona, CA
    541 N. main st. 261, Corona, CA 92880
    Corona California 92880
    United States of America
    Phone:  1-866-668-0012
    "


    Defrauded of $600.

    http://www.ripoffreport.com/collection-agency-s/pacific-management-r/pacific-management-recovery-ll-228d3.htm
    "...
    They called my mothers house for 2 months asking for me and then in may, 2010 said that if they I didn't contact them within two hours the sherriff was going to come and arrest me at my job. They then called my work and  proceeded to tell me that i had a debt with HSBC accounts and the balance had gone up to $4500. and they would take a settlement offer of $2500. I said, that was unexpectable and they offered 25% down and they had to have it immediately followed by 6 more monthly payments of 164.37>I paid the $383.00 in may for the first payment and she said if i had any problems to call and i called the third month and didn't not have the number so i looked at my debit card statement to find the number, and that is where i found out that this is a scam! I am now out over $600,...I am sick to my stomach. I cancelled my debit card and im disputing the charges.
    ..."


    Look at the BS they are using.

    http://www.ripoffreport.com/collection-agency-s/pacific-management-r/pacific-management-recovery-l-b336a.htm

    "...
    ************. She told me that she had just received a call from someone claiming to be from the "Sheriff's Department" and asked if I, *******, was going to be around so they could serve me with legal paperwork and to call 1-866-668-0012 with reference to "Case Number **********". They also told her that if I did not respond by calling that number within 3 days, a bench warrant would be issued for my arrest. A signed statement by the witness, *********, is available upon request.

    I called the number and I was connected with Mr. Kevin Durran with "Pacific Recovery". PO Box 792, Riverside, CA  92501. I identified myself and gave the reference number and they put me on hold while they pulled up my "Case Number". He said, "Mr. *****, a law suit has been filed in your name on behalf of our client and a settlement agreement was reached in January. The original amount of the credit card debt with HSBC Orchard Bank is supposedly around $5,000.00, but a settlement agreement was offered of $2,500.00 but if I wish to reinstate the payments, they would knock it down to $1,995.00 as long as I paid 25% down. Equals about $250.00/month for up to 90 days. Then the payments would be reinstated. I asked who made the settlement offer and he said, "The Director", whoever that is.
    ...
    The Police Officer I spoke with was well aware of "Common Law" and the Civil laws that were violated. He also said, "If they call you back, give them my number and tell them to call anytime after 4:00pm. ;) He said he would have a nice little chat with them. He actually gave me his cell phone number.
    ..."
  • 0
    tj
    No address disclosed, no hint they are a "collection agency".

    http://www.discovercorona.com/index.cfm?secti ... d=579&id=639850

    "...
    Name: Pacific Management And Recovery Llc
    License No: 639850
    Issue Date: 02/26/2010
    Expire Date: 02/28/2011
    Business Address:  Call business for address  
    Start Date:  03/20/2009  
    Mailing Address:  Call business for address  
    Phone:  (951)824-5265  
    Owner: Pacific Management Recovery  
    Owner Type: Partnership
    Description:  Financial Consulting  
    SIC:  8748001 (Business Consulting Services, Not Elsewhere Classified)  
    NAIC  561499 (All Other Business Support Services)  
    ..."

    "Atlantic Resource Management" doesn't show up under a search of Corona business licenses, even though the job ad indicates a Corona location.
  • 0
    Wrex
    My brother's wife got a call from a Kevin Johnson from the same Process Server office for me so I called in, spoke to a document filer who wanted to settle on an credit card that I hadn't paid on. They said due to court and attorney fees I'd owe $3,500 but they could settle out of court for $1,700. I was scared so I paid almost $940 over the phone to settle the debt. After I hung up I searched the number and read all types of bad things about this company and though "oh s**t, I just washed $940 down the toilet. But I pulled my credit report and lo and behold they werent' [***] that credit card had the same unpaid balance they originally said I charged off but I was still suspicious. I called them back and requested a copy of the letter they said they'd send to the credit bureuas to clear up my credit score they said they couldn't give it to me blah blah blah I was getting really scared now but a few days later the same credit reporting company had a paid in full note next to the credit card and now my credit score increased.

    bottom line it looks like they pull some shady bu***hit but they probably legitimately own the debt. now I can get a new car
  • 0
    tj
    Another identical shill post by "Wrex", all three posted within minutes.
    Or are there more to find?
  • 0
    Carol
    Oh my gosh, this guy contacted my family member threatening her and she is terminally ill......talked her into giving her bank account information and took money out for her family member....debt was $111 and he collected $1,700....this has to be sent to States Attorney Office and to the Fair Debt Collection Practices complain department.....everyone, this is the same collector.....
  • 0
    Tina
    Was this HGG that did this to you?

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