Harassment
Complaint
Debra M. Persiano
Country: United States
I got a call today at home from a man stating he was a process server for Collin County DA's Office and he is with the Sheriff's office and needed to come serve a warrant on me. I was shocked and asked why? He stated do you live ....are you still at this address are you now at this address and I stated who are you? He again, stated he was from the county going to serve court papers on me today. He gave me a toll free number for what he stated was the county's office which is 1 866.872.6116 gave me a case no. which he called a Cause No. 008307-TX. I called the number was transferred to a Mr. Fisher's office who stated that law suite in the amount of $6,214.24 was filed in Collin Co., Tx and that warrant was out for me. He then after back and forth said let me get more information from my secretary and state this was for an outstanding debt in from Capital One a credit card that I obtained several years back and had disputes over interest charges etc. He stated that if I did not want to go to court or jail that I could pay $1,951.00 in full by end of business today and this matter could be cleared up. I explained that I recently lost my job etc. Anyway, he stated that I needed to call him back by EOB today or they will serve the papers. Ok, so that was a heads up for me. I called the DA's office nothing is filed on me as of today, after searching PMG it is clear that they do not practice best practices for collections and have been in trouble for this before back in 2004. I need someone to give me advise. I want to pay off my debt, I don't want this type of collections to continue this upset me, made my blood pressure raise, this type of collections are not the right thing to do. Had they called and ask to make arrangements or give me an opportunity to clear the matter, rather then threaten me by taken legal action, or harassment stating they are sending a sheriff over today. This is wrong, bad business, and should not continue this company is bad news.
Comments
Debt collectors and con artist are the same thing.
That's why the public does not feel comfortable even speaking to you much less paying you.
You have no respect from the public and you really don't deserve any.
Not one person with any morals or dignity would choose this dirty job.
Most of you thugs are ex-convicts.
As a result, starting Monday (tomorrow), a new approach will be taken in order to effect service of process on on recalitrant defendants. This will include 1) contacting probation officers for service info(you know who you are, including one that had to register as a sex offender), 2)contacting former spouses for service info (divorce records are a matter of public record), 3) serving when you pick up your kids at school or for visitation, 4)serving while attending your favorite churches or questioning people at the churches as to your whereabouts (whether it be Calvary Chapel in Victorville, Highland Springs Fellowship, etc.-again, you know who you are), 5)serviing while your at girlfriends and/or boyfriends residence, etc.. Again, none of the foregoing should be necessary, you people have made it necessary.
In closing, do you named defendants actually think that the civil suit against you will go away if you can avoid service of process. How stupid can you be? The attorneys, and my staff, have spent hundreds of hours and thousand of dollars in furtherance of the aforesaid litigation. Do you think they'll just walk away because you played hide and seek? Please seek advice of counsel, because if the attorneys have to publish instead of serving personally, you will become liable for the cost on the eventual default judgment. Further, none of the judgments will be dischargable in BK.
For those defendants that have cooperated and dealt with the litigation head on, thank you for your cooperation.
As for Ed Polaco, after speaking with you, I reviewed my internal records as to Asset Filing and their calls to debtors and spoke to my sources as to the extent of your involvement and knowledge of events. You represented to me that you had no knowledge of and/or not to have engaged in the conduct as alleged in our complaint and that of the FTC complaint. You sir are a liar,which I know should not have surporsed me but considereing your sense of rightuous indignation as displayed earlier on this site, it makes me realize how deep the hypocrisy runs here.
If any party wishes to arrange for a pick up of the lawsuit instead of any invasive service techniques, please call the attorney for Plaintiffs on the civil litigation, The Law Offices Of Scott Harlow, 760-325-8818.
to do to their victims is actually happening to them.
What a bunch of cowards.
Just wondering were you able to serve Denise and Tina?
Merry Christmas, Feliz Navidad, Happy Hanukkah
It also shows that you are just making up your score, using the maximum FICO number, without any real understanding about what goes into computing a FICO score. The same as you are making up that "all the debt is valid". I also doubt you're an outsider, either.
You would have had to have both a long history of perfect payments, many old accounts "paid as agreed" (probably older than 10 years average) and no outstanding debt, including no mortgage but having paid one off recently to establish a diversity of account types.
There wouldn't even be any benefit to you for having such a score, as you would not be using any credit at all, so you would not benefit from the lower interest rates a high score could get you. Any score over about 780 would be just as good, and you would actually get some financial benefit from having it.
Who could have guessed?
If you are a debt collector as you say, then your standard practice is to violate the law. If you lie and threaten routinely, then every person you call in error is potentially vulnerable to your fraud and extortion attempt.
You really don't care whether any debt is owed, or whether you are even threatening the right person, and you are too sloppy to be sure you even have the right person. This is why the public has had enough of your whole industry. It's also why criminal prosecution of such practices will be needed to stop it, since without it, apparently crime pays.
Have they planned on how they will "unload" their "business", if that is what they have to agree to in order to settle?
All him and his partners what is money just like the FTC. None of these guys are doing it to protect all you consumers. Look at he FTC I guarentee when they get there settlement and money how much do you want to bet that not a penny goes back to the so call victims. Just like Michael lets just see how much money of his law suit goes back to the victims after they charge all you guys hundreds of thousands for cousel. U were better off hiring your own attorneys. I'm gunna laugh once this is all said and done. No victims will be taken care of by the FTC or Michael Peterson. Good luck Michael on your serving tactics that these defendants were using to collect money like you are to collect your people to get paid too! Are all you so blind you don't [***] see it. He ain't no [***] different!