can they garnish my wages

ComplaintsCollection Agenciestotal recovery solutions

Complaint

0
jaime vazquez
Country: United States
i do have a payday loan but then total recovery solutions came out of know where and told me if i didnt pay them 556.00  when the payday loan i got was 375.00 .ithey told me to pay 125.00 to start off and i did and now they said to pay 146.00 until the end of november or something like that and they said if i didnt pay them they would verify my employment and garnish my wages ...after reading about these complaints on this company im scared....they go by ms.williams....ms.ross....dustin ..they called today telling me to pay them .....what do i do

Comments

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  • 0
    Doesnt borrow money he cant pay back
    | 4 replies
    pay your bills or dont take the loan out in the first place, atty generals cant help the fact you put yourself in debt and its not harrasment if they have intent like you borrowed money and didnt pay it back like your contract indicated. dont b a dead beat
    • 0
      Hey scumbag maybe you are not familiar with the fair collections act what these companies are doing is illegal and these people who receive these calls are actually able to receive money for damages and their debt cleared. I can not stand ignorant uneducated opinions.
    • 0
      Both Total Recovery Solutions and CMG Group show addresses in Kansas City MO.
      What is the connection between the two?
    • 0
      You know what you're a total [***] these ppl are indeed scammers they deposit moneyy into my acct without authorization, and forged my electronic signature. I left the money in my acct and told them to take it back, they refused and try to take interest out of my acct. well i closed my acct and waiting for them to call me to court. So if you don't have anything constructive feedback just keep your damn comments to yourself. Apparently you don't have a job you just sit in front of the computer waiting to impose your negativity.
    • 0
      well one thing is to pay the loan n another thing is for them to harrass you n tell u that ur going to jail in 20 minutes if u dont pay the loan, and act like they are american officers with a india accent, those little tactics are against the law too. they act like your a criminal when in the other hand they are doing things that a criminial would do, they should obey the law, how can ppl pay their loans if they are acting like criminals themselves, how do u really know if your paying the right ppl if these ppl are acting like criminals, how about we pay the loan and its just a scam.
  • 0
    medic236
    You shouldn't even be commenting you [***]. You are one of the names used by debt collectors of this company. I did research and your name came up in several complaint sites about your company.
  • 0
    medic236
    | 1 reply
    I don't owe anything to anyone. In fact Alex Gaffney from your supposed company called and threatened me on the phone for a credit card I paid off in 2006 for which I have the payoff paperwork for. He also stated he was from Mass. I called the TRS in Mass they have never heard of Alex or me. The atty gen can help as does the fair trade commission. I asked for the original paperwork for which he was talking about and he got belligerant and began screaming on the phone. I have it all recorded. I then wrote to the Atty Gen and Fair trade I have already rec'd an email back with my rights. I then called my atty. Too bad Alex didn't have the balls to call me from a phone number that would show up it came up private caller.
    • 0
      kathy b replies to medic236
      Alex Gaffney is with TRS in MA.  The phone number he can be contacted at is 508 947 9433 x202
      He is a rude, nasty SOB.  I hope this helps.
  • 0
    Fake
    You're a bunch of fakes.
  • 0
    tj
    Contact FTC at 877-FTC-HELP (1-877-382-4357)
  • 0
    tj
    FTC just sued a similar racket in California.
    http://dockets.justia.com/docket/california/cacdce/5:2011cv01623/514482/
  • 0
    BIG BOY
    I dont mind paying my bills because if i owe it ill pay it.
    My thing is dont call me and act like you have an attitude when you call and ask for my money that you've already gotten 900 times over. I hope one day you guys will understand when people say that you catch bees with honey and flys with bull sh*t. Just a little word of advice!
  • 0
    TR or TRS STOP THESE ILLEGAL TACTICS
    Its pathetic that the company that you did the payday loan with couldnt take the time to contact you by mail, they have to constantly attempt by web. Your information has been given, so until you receive documentation from that loan company and they can correspond with you by mail if they are legit and work something out. All these phone call threats are uncall for, why is it that you can contact that person but the company couldnt. Before a company calls an collector they try to contact you by all given information.  Its obvious ya'll are hacking into these inviduals information. If lawyers can contact or get in touch with these companies, why arent they doing the same with the person they loaned the monies. If you guys were smart you would ask only for the amount borrowed, because the amount your looking to be compensated sounds utterly ridiculous and sends up RED FLAGS.
     TRS, TSR, or TR which a lady by the name Tiffany mentioned to me. Ive never heard of a debt collection agency saying you can write us a letter stating that to only do mail correspondence and stop the phone calls. I dont understand your tactics but lawyers should be contacted, stop blogging everything on here. This is only helping them out. LOOK UP THE INFORMATION ON THESE PEOPLE, BBB INFORMATION, WRITE DOWN NAME, TIME THEY CALLED, WHAT WAS SAID AND CONTACT LEGAL REPRESENTATIVES. THIS COMPANY
    NEEDS TO STOP DOING WHAT THE ARE DOING. People will pay their bills if its done legally. This recession is causing scammers to do the ultimate. Some loan companies need to STOP doing business in places they know that they shouldnt.
    A wise word to the TR or TSR or TRS employees, founder, and co founders dont NO debt company post or has one person start a company as such.
  • 0
    JPR
    I have gotten several different messages from these people claiming everything from IRS problems, my SSN and Bank Info was compromised maybe over the internet, I may have been the target of a fraud etc, today they have a guy saying he's Det Steve Johnson and he has court documents and I need to be home between 3 and 6pm or he will come to my place of business if I do not comply an arrest warrant will be issued in my name then he leaves the same number and another number 716 362 2812. I am turning it over to the Mass AG office tomorrow. I did some checking it's a bill collector Total Recovery Solution in Lakeville Ma. This is 100% illegal. Report this to your local AG it's possible they will have to pay you a settlement! I am going to the see my friend at the local AG office tomorrow morning and bringing my answering machine so they can here these messages and see what numbers they are calling from.
  • 0
    JPR
    Here is the address they give but I think it's a fake one I Goggled it and had a friend check it out there is a church on the property at the address. A bunch of low life scum bags using a church as a fake address!  

    Total Recovery Solutions
    350 Bedford St # 13 Lakeville, MA 02347
    (508) 947-9433
  • 0
    Reality
    | 1 reply
    Ok guys, let's all attempt to us a bit of common sence...... Trs stands for Total Recovery Solutions, and yes they collect on payday loans. Are the amounts you owe high? Of course, you took out a high risk loan because you didn't have the credit to get a loan elsewhere. Let's face it, we have all been in a time of need, but the difference between someone with morals and someone who is simply a debt to society, is only what you do to make right on your mistakes. Instead of attempting to create a false perception of what this agency is doing to collect on a contract you agreed upon, take a look in the mirror and fix yourself! Just a word of advise, this Internet you are blogging on, well it's the same tool that you used to get the loans you defaulted on and failed to pay back, instead of sharing you story........ Go to work!
    • 0
      tj replies to Reality
      If you are getting calls impersonating a "police detective" or "process server", or you are being harassed for debts you don't even owe, file fraud complaints with FTC, your state Attorney General, and the Massechusetts Attorney General.

      Then get an attorney and sue for violations of FDCPA.
      There really is no reason to tolerate illegal threats and harassment, especially over a debt you don't even owe.

      You can find a consumer attorney through www.naca.net
  • 0
    Matt
    I am getting calls like this.  Has anyone actually had their wages garnished?
  • 0
    I delt with TRS in Ma
    The address is right your GPS is wrong 350 bedford is a group of store were verizon is they dont handle payday loans thats the company out of kanas I paid my bill in person at that address in ma. The name of the company in Ma is total recovery solution llc no s on the end. I  did all the research the ma company is legit.
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