DEBT COLLECTION?????
Complaint
christy
Country: United States
I was shocked to see this website...I just got a bill from a debt collector that claims I owe Verizon 727.81 from a landline telephone I allegedly had back in 1995. When I was in high school. And lived with my parents. At a different address than where this random phone line was connected.
What is going on?
What is going on?
Comments
Flash forward 4 years. I have my house paid off already. I want to do some improvements so I apply for a loan. Verizon has on my credit report that I owe them $250.00. That it is in collection with a company called Midland Funding. 1-800-825-8131. I talk to a guy named Larry Calven (like that is his real name). Midland Funding has no record that I owe money to anyone. But, hey lets clear this up.. send us in the money, and we will get you out of our system. They cannot find me in the system, cannot tell me what they think I owe, tell me why I owe, who I owe it to, or, how long I have owed it. But get this... I can send the money in and it will get me "out of the system" I tell them absolutely not, but I get this repeated two more times. SHAM SHAM SHAM SHAM SHAM.
I try to deal with this through Verizon. They cannot understand anything that is not ABC simple, so of course I have spent hours and hours over this week with them. No, I cant help you. No I cant get my boss to help you. Ok here is my boss. Sorry sir this is not where you want to be. let me transfer you to billing. Let me start over more than a dozen time. EVERY PERSON I TALKED TO AT VERIZON LIED TO ME. THEY LIED ABOUT HOW THEY COULD HELP ME, THEY LIED ABOUT WHAT POSITION THEY HELD AT VERIZON, THEY LIED WHEN THEY TOLD ME THERE WAS NO PROBLEM AND MY PROBLEM WAS SOLVED, THEY LIED THAT ABSOLUTELY THIS WAS THE LAST TRANSFER I WILL DEAL WITH, THEY LIED WHEN THEY TOLD ME THEY WOULD CONNECT ME TO SUPERVISORS.
I was given the run around on purpose. I find this to be an absolutely unacceptable business practice and I find it to be bordering on, if not actual, criminal behavior.
This error by Verizon is going to cost me a $15,000 Home Equity Loan loan that the bank was going to give me at 4.3% interest, to be a loan I will have to get elsewhere, probably as a personal loan at some outrageous interest rate somewhere in the 12 or 13 percent range. Totally ignorant behavior by a company. No excuses, no reason for it except for their incompetence, or greed. Either which is unacceptable.
!
verizon a debt for $177.49. i have a copy from collectech systems that it was paid in full.1/10/06.check #1628 for
$144.28.174897673 placement id. client ref #8136556598030123/174897673. this as been paid in full for ^ years. this is terrible debt debtor.palisades/ andrew/has harrassed me for over a year for this verizon paid account. there should be law for this. that stops phone calls twice a day.and threat notices every month.
If they are demanding payment of an already paid account, they may be illegally engaging in deceptive collection, in violation of FDCPA. You may be able to sue them, and this bogus "$177 debt" could cost them much more.
Run this by an attorney. You can find a consumer attorney in your state through www.naca.net
Our business had issues with Verizon and after dealing with other departments, I went on line and found how to contact the CEO through The Consumerist: http://consumerist.com/2008/03/call-the-ceo-of-verizon.html
Good Luck
They have a history of sloppy compliance with validation, including numerous consumer reports of deceptive employee talk-offs suggesting training in such tactcs. See their long complaint history on ripoffreport.com
They got caught engaging in deceptive collection several years ago, sending deceptive reply letters in response to disputes, and got sued in a 3 state federal class action lawsuit, which they lost. Also had a run-in with the Minnesota AG, attempting to collect old Verizon and Qwest accounts from people who didn't owe them without validating, reached a settlement, then got caught again. Their recent complaint rate has dropped drastically since about 2010, so it appears they are now a bit more careful, maybe even "gun shy".
If they continue to harass you over unowed debt, file FTC complaints along with complaints with your state AG and the Illinois AG. It appears that they may also have tacit expedited complaint resolution with a number of other state AGs, possibly NY and FL, based on consumers' reports of responses to AG complaints. Forget IL BBB, as it appears they have been paid off to keep their image clean.
If you have further problems, get an attorney to see if you can sue them for FDCPA violations. That's probably the fastest way to fix credit damage caused by erroneous credit reporting. You can find a consumer attorney in your state through www.naca.net
I lived in NY and moved out of state 3 years ago... unknown to me last year ny pennyless ex roomate got Verizon landline using my information. I ONLY found out because this "creature" has a habit of these crimes and i reforwarded my mail after 2 years to new address (because this person was signing my name to other crimes) and lo and behold WAS a collection letter from UBC for 112 and seperate bills from Verizon for 200 for a phone in NY address.. and bill had NEVER been paid since phone was put in my name in Nov 2013.... i quickly pulled my credit and THERE it was Verizon "dinged my credit" and there was where they pulled my credit in Nov 2013 - remember I already Had moved out of state a Year before..well Verizon was KIND enough to change the address on bill (again without my knowledge for this unknown phone) to IN for a landline phone in NY where bill had Never had even ONE payment on it ... fortunately - I disuputed it and it got removed from credit report... BUT Verizon was Kind to the criminal and left the phone on more than 3 months after I told them and they said phone was OFF.. I called and the Criminal STILL answered the phone... Well I did get a police report - I called Verizon - guess WHAT ??? there NEVER was a Phone at that address! EVER - under my name, ssn, even with the address or account number and I AM HOLDING the collection letter and VERIZONS bill in my "hot hands"... and they say the PHONE NEVER existed, NEVER, and never was on.. in ANYONE's name and they don't know a thing about any bill going to Indiana for a NY number!
OK Verizon the "thief" thanks YOU for a free year of phone bill - because I do not have to pay... but Everyone does! a Banner strikes again Tully Trash!
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