Collection for magazine subscription I didn't order
Complaint
smlongiotti
Country: United States
Sunrise Credit Services, Inc. sent me a collection notice for $22 for Veranda magazine, a subscription I have not even ordered and WILL NEVER order because of this notice. I sent the info to the Consumer Complaints Division of the NC Secretary of State Office to see if they could help.
Comments
I have been ignoring their calls (every few months) and notices (about 2 received). I checked my credit report today and it showed no negative information from collection agency or any of my accounts.
If I send a letter disputing this claim to the collection agency, won't that cause an updated activity from a collection agency to appear on my credit report and thereby, show negatively on my credit report? I'm considering continuing to ignore the collection agency.
"A couple years ago, I decided not to renew my People magazine subscription. In the last year, I've would periodically get phone calls from a collection agency and today received a collection notice from North Shore Agency to pay $106.07 for the subscription that I never received or asked for."
$106 isn't an amount likely to be for an unpaid account for already sent magazines. The publisher would have stopped shipping new issues long before they would have added up to anywhere near $106. Consumer magazines only cost around $10 to $20 a year direct from the publisher. This is a "solicitation" for a "renewal", probably for a "multi-year subscription", and the usual players of this game are third party marketers, including these mixed "magazine marketing/collection agendies", and other even more shady shakedown scams.
"I have been ignoring their calls (every few months) and notices (about 2 received). I checked my credit report today and it showed no negative information from collection agency or any of my accounts."
If the "debt" were real, they would not have failed to report it.
"If I send a letter disputing this claim to the collection agency, won't that cause an updated activity from a collection agency to appear on my credit report and thereby, show negatively on my credit report? I'm considering continuing to ignore the collection agency."
They better not. It undermines their claim that they made a "bona fide" mistake to respond to a dispute by posting damaging yet unverified credit information.
Send them notice that you dispute the alleged debt, mailed certified, and that you demand that they send you proof you owe it from the original creditor. If they do post false negative information on your credit reports, file a dispute through the CRA. And if they "verify" their garbage, get an attorney.
It is generally better to meet them head on, since some of these scum sit watching your credit files, waiting for activity like a mortgage inquiry to show up, to place their fake collection tradelines when they know you don't have time to dispute. Respond aggressively, and if they cross the line, sue them. Otherwise they get to play "chicken" for free.
In addition, file a mail fraud complaint with the US Postal Inspector, for "chicken billing".
Now, I get a notice from Sunrise stating that I owe the almost $40 for that book. I really can't afford to have it affect my credit because we're looking at getting a car and I don't want some stupid $40 collection bill to cost me 10x more in the long run but I don't want to pay $40 for something I didn't order, didn't want, and sent back.
What now?
File a mail fraud complaint with the US Postal Inspector.
glamour, vanity fair, allure, ok usa, latina. I called ok magazine and they stated that your company
had put the orders for the magazine. Never ordered . Please confirm and advise me.
ok usa, latina. Thank you
You have no obligation to pay for unordered merchandise, nor do you have to lift a finger to return it. File fraud complaints with FTC, your state AG, and the US Postal Inspector.
What should I do? Never received a bill.