harassing email
Complaint
Katherine biebel
Country: United States
I got this email and have no idea what to do. I have not taken out a loan from this place.
Your delinquent account with Cash Net USA has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $529.99.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0023
ACS Legal Group
Your delinquent account with Cash Net USA has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $529.99.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0023
ACS Legal Group
Comments
The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which is a checking account.
I've reported with the FTC, Attorney General and BBB. FBI is next.
Do not pay them request paperwork that under the law the HAVE to provide to you upon your request. Ask.them to.mail it to you home address. Don't provide it to them, if they are ligitimate they will have it already. They are playing to peoples fears, play their fears against them, by asking for copies of things you are legally allowed to request and they are legally bound to provide to you upon request. It's simple don't fall for it, they are assuming that if you got a payday loan then you don't have money for an attorney.
I received the exact same email you did 1/15/16 and it unnerved me quite a bit because the were threatening to garnish my wages. The amount was the exact same as yours and it also stated further down in the email that it could subsequently end up being 6300.00 in fines and court costs. Has to be a scam cause I have never had a pay day loan. Still kinda has me on edge. :(