harassing email

ComplaintsCollection AgenciesACS Legal Group - Advance Cash Services

Complaint

0
Katherine biebel
Country: United States
I got this email and have no idea what to do. I have not taken out a loan from this place.

Your delinquent account with Cash Net USA has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $529.99.

I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023




Sincerely,



Matt Williams,

Collections Manager
(302) 387-0023

ACS Legal Group

Comments

  • 0
    Lilg
    | 3 replies
    I received the same message as the others. My amount was for 990.60. I was told I received 300.00 from Acs in February of this year. I called my bank and had them pull my bank statements from January 2012 to June 2012. There was no deposit in my account for 300 from these people. I never dealt with them. So I am waiting patiently for the police to arrest me. The manager's name is Harry Walker and he can not speak English clearly.
    • 0
      martina replies to Lilg
      Did they lock you up
    • 0
      olga replies to Lilg
      i got the same email i called he told me he was with the justice dept so i searchfor the justice dept phone # call him back and told him i was calling him back to give him the real justice dept # and he hung up on me,
    • 0
      Jim replies to Lilg
      If.you have never taken a payday loan, why have your bank do anything. And why would you have your bank do something you can do online with them yourself. Seems like you took the long way around the barn. Oh, and umm I hope that you're not holding your breath waiting for the police to arrest you.
  • 0
    lola
    | 6 replies
    i got the same email today, i replied back and asked them to forward me information so that I can file a police report for possible identity theft since i had no knowledge of the PDL company... Mr. Matt Williams replied back with the following: "AdvanceCash Experts is a parental Payday loan company which owns and operates on morethan 350 payday loan websites. We are talking about the loan amount of $300that you took with the company, they do have a signed copy of the contractwhich is signed under your e-mail address, also would like to mention yourcomputer's IP address and your SSN was also traced when you were signing thecontract with the company.

    The company have more than 14 technical evidence in order to prove the money was successfully deposited into your bank account which is a checking account.
    I'm still gonna report it. this is stupid



    Best Regards,




    Matt Williams
    • 0
      bmw replies to lola
      | 1 reply
      i got the same exact email and the same response
      • 0
        nanny replies to bmw
        I got that exact e-mail, loan originally 300 so they now the 900 smthng & go into the so called 14 evidences against me so now with all legal charges it'll now be 4356.47 total to pay & they will b serving summons at my door! I was really nervous coz I had applied several times for loan BUT never had money deposited into my acct & never signed any contract, I asked them to send me copies or this signed contract, response, the original lenders don't provide "black & whites" what the.......? Also said the loan was from back n sept 2014, then I knew better, I ddnt apply for any loans until 2015, that's when I decided to google ACS & found these complaint & ripoff sites! I just don't like the idea they have all my personal info including bank acct #. I guess that's because of my applying for loans on-line......! 😒 I'm angry Nanny
    • 0
      William replies to lola
      I got the same email yesterday and another one today for $900 something
    • 0
      Christine replies to lola
      I received the same email, stating I owe $937.00. I aske them to forward me information regarding detail information and copy of signed contract, date etc.  I have no knowledge of the PDL company.
    • 0
      nshane1475 replies to lola
      I got the email from them also my contact person was Kathy Martin.
    • 0
      Lisa replies to lola
      This is the one I got also.

      I responded by email and asked them to overnight, certify mail documents with my signature.

      When I received at the location they have on file I will be than happy to rectify the situation.

      Of course, no response.
  • 0
    Nita
    I received the same email when I tired to reach them at the number listed call would not go through. I see they are using different numbers (925) 267-8001.
  • 0
    Me too
    I received the same email from Matt Williams but for a different amount. I called the number private and the first couple of times no one answered. The Matt Williams answered and I asked him for the address and he hung the phone. I then called unblocked from a prepaid phone and Matt Williams answered on the second ring. I asked for the address and said "I want to send you some money"and he hung. I found it rather entertaining!!
  • 0
    tj
    | 1 reply
    They just registered a domain name, acslegalgroup.com, as part of trying to appear "legitimate".
    https://complaintwire.org/complaint/hbds6cnq9AU/acs-legal-group

    They are being assisted in this little charade by Whois Privacy Protection Service, Inc, who helps them maintain their anonymity as they forward email related to their domain name registration.

    Why don't you give  this Whois Privacy Protection Service a call, and let them know what you think about their assistance in fronting for a fake "debt collection" extortion racket?
    • 0
      martina replies to tj
      They knew my whole ssn, my,cell phone number, my
      Address. I didn't sign no check or papers they did not let me know that they deposit any check my bank let me know and it was fake check the told that
      Advance. Scamer. Did. It.
      And I called the real advance loan they didn't have my name in the systems the scamer. Lie to me on the my emails and on my cell phone I didn't get no money at all they want me to pay for something I didn't get at all
  • 0
    CJ
    | 2 replies
    This is not a scam. ACS (Advance cash services), it is a mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns  and operated under it. You went online from one of these website and applied for a online Payday loan and you never bothered to pay this debt.



    And we are talking about the loan amount of $300.00 that you took with the company ACS - Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your e-mail address, also would like to mention your computer's IP address and your SSN  was also traced when you were signing the contract with the company.



    The company have more than 14 technical evidence in order to prove the money was successfully deposited into your Bank account which is a checking account  



    Do revert ASAP.





    Best Wishes,

    Harry Walker.

    Sr. Investigation Officer




    in efforts to try to make themselves more legit
    • 0
      William replies to CJ
      | 1 reply
      Mine says the same thing but his name was David Wilson  but the same email to the letter and I was about to pay it but I just thought I would look it up first.. Thanks to people like us we have sites like this to see if it's real or not...!!! Thanks everybody
      • 0
        Sandra Cantu replies to William
        I am in this situation right now.  I have an email very similar to all of the ones I've read online.  I was about to pay it, but the bank called me and told me the transaction was from another country, and they recommended for me to cancel my debit card.  I have a license to protect, and I can not have anything on my record.  I am afraid of not paying it.  

        I'm not sure what to do.
  • 0
    RDHill
    | 1 reply
    I got this email today:

    "This is in reference to your Account number ACS-036559899 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.



    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $500



    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



    It is quick and easy:



    Call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-650.282.4491



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $545.67



    Thanks for being our customer,



    ACS Legal Group"

    It was from a William Davis

    I have NO idea who these people are.
    • 0
      martina replies to RDHill
      I had the same emails

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