harassing email
Complaint
Katherine biebel
Country: United States
I got this email and have no idea what to do. I have not taken out a loan from this place.
Your delinquent account with Cash Net USA has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $529.99.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0023
ACS Legal Group
Your delinquent account with Cash Net USA has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $529.99.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on 1-302.387.0023
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0023
ACS Legal Group
Comments
CASE NO: AC-MA-38711548
Loan account :ACA-9857
Original Creditor:Advance America
Amount Outstanding $798.00
Settlement Amount: $450.00
It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
If we do not hear from you within the 72 hrs we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled.
You will be prosecuted for Following Allegations;
· Bank Fraud
· Violation of Federal Law of Debt and Banking
· Intentional Theft by Deception
There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account.
This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hrs with a suitable payment arrangement.
We look forward to hearing from you. You can reach us on this email address 24*7 Monday to Saturday .
Come back to us ASAP, as the case in hand is time sensitive.
Thank You
On Mar 14, 2017, at 14:54, caroline smith <caroline.smith@dennis-law-group.com> wrote:
CASE NO: AC-MA-784587
Loan account :ACA-9568/2016
Amount Outstanding $786.00
Settlement Amount: $450.00(Till March 24th 2017)
This is the last and final notification as we are going to proceed with the legal charges against you and you will be soon served with the court papers. If you really want to avoid the situation, we merely require you to contact us back to make the payment.
Just in case we do not hear back from you, we will proceed further with the charges and we have the entire right to inform your employer about the situation, garnish your wages and freeze all your bank accounts.
For any queries feel free to revert back.
Thanks & Regards.
Attention
This is the last and final chance for you.
This Legal Proceeding issued on your Docket Number EVR-703612 with one of Cash Advance Inc. The company in order to notify you that after making calls to you we were not able to get hold of you so the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: AC-MA-38711548
Loan account :ACA-9857
Amount Outstanding $798.00
Settlement Amount: $450.00(Till February 3rd 2017)
We have sent you this notification about legal proceedings of September 5th, 2016, but you failed to respond on time now it’s high time if you failed to respond in next 24 Hours we will register this Case in court. Consider this as a final warning. We will Email/ Fax this issue to your current employer to make sure they take strict against you. Your salary wages will be garnished.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. We apologize that this notification will also be sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
You can email back to get the payment mode and make payment immediately to avoid legal consequences.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company , and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
Regards
|
LOAN REPAYMENT :ACA-9645
Elena Anderson <elena.anderson@dennis-law-group.com>
Today, 12:13 PMElena Anderson <elena.anderson@dennis-law-group.com>
This is the last and final chance for you.
This Legal Proceeding issued on your Docket Number EVR-946195 with one of Cash Advance Inc. The company in order to notify you that after making calls to you we were not able to get hold of you so the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
case File #:ACA-9645
Loan Amount :$300
Amount Outstanding :$798.00
Settlemen Amount: $400
You are going to be legally prosecuted in the Court House within a couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point, you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 24 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house then you have to bear the entire cost for this law suit $6300 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you, we believe that this was not your intent and that these steps are unnecessary.
IF YOU WANT TO RESOLVE THIS MATTER IMMEDIATELY CONTACT US.
Regards
This is the final notification from our side.
If payment is not received within 48 hours then the Case will be downloaded against your name and social on Friday, August 24, 2018.
The legal charges are under Section 9 and chapter 19.
Once the case gets downloaded you will receive the court summon at your doorstep.
You will have to face severe consequences like:
1. You might be immediately sacked by your employer as they will be notified.
2. Your credit will be ruined.
3. Your wages can be garnished.
4. Your bank accounts/credit cards will immediately freeze.
5. IRS will put a hold on your Tax return.
Before proceeding ahead we want to provide you with a final chance to settle this debt outside the courthouse and that is the only reason we are sending you this final notification.
We just want to know your clear intention in regards to the above-mentioned loan account whether you are willing to take care of it or not.
We are also willing to provide you with a payment arrangement or onetime settlement according to your convenience.
So, the ball is in your court now and it is you who has to decide whether to make payment or face legal consequences.
For settlement, payment arrangement or any other queries feel free to contact us.
We look forward to hearing from you
You can reach us at this email address 24*7 Monday to Friday.
Yours sincerely
Manager
Legal Department
Cash America Inc.
Dear Debtor:
You have to appear in the Court House by Monday, January 16th, 2023.
Please, prepare all the documents relating to the case and bring them to Court on the specified date.
To know the Courthouse, Kindly visit http://www.uscourts.gov/court-locator using your zip code.
[Note: The case may be heard by the judge in your absence if you do not come.]
(Arrest Warrant will be issued today and Court Summons will be sent to your mailing address along with the local cops. A team will also be visiting your workplace along with a notice to garnish your wages and IRS, Credit Bureaus; Your Employer & References will be informed respectively)
For complete details feel free to contact us.
Regards,
Manager,
Advance Cash America®
I did email them back and ask for more information and phone number to contact someone to discuss further. They would not give me a phone number to call. They would not give me any information regarding this other than I will be receiving a letter in the mail. I asked what courthouse I needed to appear at and they told me to refer to the letter I would be receiving. I replied with asking when I should expect this letter as the email stated I had to appear in court and I have no idea what courthouse, time or the exact date other than 01/16/2023. I haven't heard anything back. I did take out a loan with Advance American but that was paid off and I have the letter from the company stating so. I also called Advance America to make sure I had no other loans with them, which I do not. I am freaking out here! Any help on this would be greatly helpful.
The name on the email was an Annabelle Reese from acs legal group with ending in gmail.com