Don't make our mistake

Complaint

-1
Polly Globe
Country: United States
We attended their presentation and after some calculation decided to pay for the membership which was $4990. We wanted to update our kitchen and bathroom cabinets, as well as bedroom furniture. We put down about $1000, and the rest was financed through their lender Beta Finance.

A month later we started planning our purchases and realized we were about to pay more by buying through them than we would otherwise. What the don't tell you on their presentation is that while you save about 10% on furniture they add 8 % handling charge in addition to 7% tax, and that doesn't include shipping.

I am now trying to get our membership money back. Do not become a member! Buy from other stores.

Comments

  • 0
    LINA
    Hi Trudy,
    Could you please help me to cancel my contract with DB, I signed on Sunday 6 th September(3 days ago) at Ottawa, I did not purshased anything from them.
    Thanks
  • 0
    Trudy
    Hi Wow     Where do you live & when did you join??
  • 0
    mikey
    Roger -

    well they can try and hide the info, but it never goes away,  just  look in the archives of any web site.  ( like I mentioned about  www.infomercialscams.com/) previously
  • 0
    Trudy
    Hi LINA
    IMMEDIATELY, Send your registered letter, TODAY!!!!
    ...to owner-signed by names on contract-
    their actions are contrary to  the Consumer Protection ACT of Ontario,
    they put you under undue pressure to join,
    -if the contract says "no refunds" that caused extra pressure
    -if you have not recieved access to prices yet, then you  can say that they have delayed your access to prices...
    Letters from Dawn are near the end of the file will help...she got her money back with my help.  We are both in Ontario & I got my money back first.
    You want a refund of any deposit made,
    tell them respond only by mail, not e-mail and not by phone,
    ANY questions, please ask quickly!!
  • 0
    Trudy
    Hi Lina
    I just responded to you above...prepare your registered letter today...
  • 0
    Trudy
    Hi Lina
    Refer to my letters to Dawn from p. 15.  
    See my June 18th letter to her outlining the detail to include.
    Move fast, ask any questions on this site today & I will answer you.
  • 0
    Trudy
    Hi Pooski19
    I am not sure if anyone is willing to call you or not, but I cannot, so I hope that you check back soon.
    I hope that you have a copy of your contract & have kept written proof of cheaper prices.
    Have you purchased anything?
    The only option I can recommend is to send registered mail with proof of cheaper prices.
    You can include that they put you under undue pressure by promising you the lowest prices, and they knew that their prices were not cheaper.

    Illinois has a Consumer Fraud and Deceptive Business Practices Act that you can google and find several leads to info,
    Poznak Law Firm Ltd.  has an interesting descriptionm of the law that you can use to help you write your letter.
    Any questions, please ask.  Good Luck
  • 0
    Roger
    | 1 reply
    Everyone-
    If you joined the DirectBuy in Chesterfield, MO, please see the details below for a new class action affecting that franchise. Good luck & keep us posted:

    Legal Information (Case #09SL-CC-03852)
    Graves Bartle Marcus & Garrett, LLC
    1100 Main Street
    Suite 2700
    Kansas City, MO  64105
    http://www.todd-graves.com
    Investigation Scope
    Missouri

    Category Information
    Investigation Topics
    Misrepresentation
    Unfair and Deceptive Services
    Over Charge
    Rebates
    Excessive or Unauthorized Fees
    Financing Memberships
    Products or Services
    Home Appliances and Fixtures
    Retail Discount Shopping Clubs
    Injury Type
    Monetary Loss

    Investigation Details
    This is an ongoing investigation and pending class action lawsuit filed on behalf of consumers in Missouri that have purchased "memberships" from DirectBuy's franchisee located in Chesterfield, Missouri, which is operated by a company called Evamor, Inc.

    DirectBuy allegedly bills itself as a nationwide buying club that promises members access to brand-name manufacturers of home goods and supplies and the opportunity to buy merchandise with no “hidden store markups and middlemen costs". Generally, the merchandise includes furniture, flooring, carpeting, cabinetry, window treatments, appliances, lighting and home improvement products.

    DirectBuy runs an aggressive national marketing campaign, including informercials, internet advertising and direct mail. The class action complaint provides some of the statements used in DirectBuy's marketing efforts:

    1. As a DirectBuy member, consumers can save 40-50% of retail prices.

    2. The people at DirectBuy are experts on how to stop losing your hard earned money on retail markups.

    3. As a DirectBuy member, consumers join an organization that purchases directly from the manufacturer or their authorized dealer.

    4. As a DirectBuy member, consumers are guaranteed no retail markup.

    5. As a DirectBuy member consumers are no longer in the dark about that items really cost.

    This marketing campaign, alleges the class action lawsuit, has one desired goal: get consumers into the store. The class action investigation alleges that once in the store, a consumer is subject to a high-pressured, 90 minute presentation. The consumer is not allowed to price compare the DirectBuy merchandise with similar retailers and further told that if the consumer does not agree to become a member on the spot then that consumer is barred from becoming a member for 4 years. Based on numerous consumer reports and complaints, the presentation uses high pressure and strong arm tactics.

    It is only at the end of the presentation that the consumer is told the cost of the membership. The cost is close to $5,000 for three years, then $190 a year for an additional seven years. If the consumer cannot afford the membership then an affiliate of DirectBuy will finance the cost of the membership for close to 20% interest a year, according to some reports. The franchisee and DirectBuy share in this fee.

    The class action lawsuit contends that the central premise behind DirectBuy--that there is never a retail market-up--is simply not true. The class action lawsuit cites the following in support of its allegations:

    1. That manufacturers and suppliers pay to DirectBuy and its franchisees a rebates, discounts and incentives for purchases made by DirectBuy members, which is equavalent to a "retail markup". These rebates and discounts are not passed onto customers.

    2. The member must pay to DirectBuy and its franchisees a "handling fee" of 8% of the purchase price, which is in fact a disguised "retail markup".

    3. The members must pay a 15% "freight charge" which is in fact another retail mark-up.

    The class action lawsuit against DirectBuy seeks among other things repayment of the fees paid as described above.


    Defendant Details
    Name (Stock Symbol) Brief Description
    DirectBuy  DirectBuy is a nationwide buying club, with headquarters in Merrillville, Indiana. Consumers who pay to become members of DirectBuy can purchase home goods and products at discounted prices. Generally, the stores are operated as franchises.  
    Evamor, Inc.  Evamor, Inc. is a franchisee of DirectBuy that operates in Chesterfield, Missouri. DirectBuy is a nationwide buying club, with headquarters in Merrillville, Indiana. Consumers who pay to become members of DirectBuy can purchase home goods and products at discounted prices. Generally, the stores are operated as franchises.  


    If you have had similar experiences as those affected by this investigation
    click here contact the law firm directly.
    • 0
      felecia brooks replies to Roger
      DB had called me for almost 2 years I lost my home. Everything they kept on calling anyway and knew I was homeless when I came to the Chesterfield location. I was told I was financed. If paid down money. To be a member. So I'm calling them expecting 3500 worth of furniture.  I was informed that's. Why it would cost me 112. Amonth. Lolly whom must. Have some type of position there finally explained to me that none of that was true.now I feel real silly. Then on top of that. I'm still homeless. Months is passing by they got me. OK I go to an appointment I feel racism and is ask to leave.while I'm in tears.a white older lady signs in And her grandson ask something of do I supposed to be there. Grandmother said you must be a member. I was crushed.  This lolly. Person tried to say I didn't stay long who would in that situation. She also that I was upset already. Her and the front desk clerk.whom ask me to leave.I didn't want to ever step in that place.they kept on. Calling. Because I wanted to be through with them forever. I told many pep. My story. It bothered me a lot. Lolly yet again calling. To say they could make it. Better I fell for it.you first order would be free. I ordered bedroom set. Kitchen table four chairs.and pillow top set. In that exact order.I ordered. May 22 2012. I never got a call about it until the queen set. Came. Some Guy from there warehouse called saying 75.00 to transport to me.so I told him to call lolly.  Furniture is paid for I have none of it. And I was told harshly by Danny the Same female that showed me the fool film. She was very nice that day. All that furniture I purchased even though I didn't even understand what I was doing was discriminated against. Still I tried look it how I'm being treated now. Furniture paid for don't have.how do that care
  • 0
    Roger
    Mikey-
    Let's all hope that all of this comes back to haunt DB in the end!
    I still believe that justice will prevail. They can't continue getting away with this.....
  • 0
    LINA
    Hi Trudy,
    thank you for your help, I sent an email yesterday but they did not respond to it, I will send a registredd tomorrow, I signed my contract in Ottawa, but I live in quebec, they did not give me a french copy of the contract does the consumer Protection Act apply in my case or is it quebec legislation
  • 0
    Trudy
    HI Lina
    If you are a permanent resident of Quebec, and French is your first lanquage, I think that you should have a good chance of including these facts into  your reg'd letter.(signed without understanding the language clearly...undue pressure, also)
    An English contract is open to misinterpretation and is misleading because it is unclear.  
    A contract in English & if it is your second language, then they do not have the right to make you sign in English.
    I am not  sure what part of law it is related to.


    I suggest checking with the Que. Consumer protection at 1-888-672-2556

    Also, Ontario consumer protection 1-877-665-0662
                                       416-327-8300
    Let us know how you progress...don't give up
  • 0
    chantal
    TRUDY!!!!!! I DID IT!!!!!I SENT A FINAL FAX ON TUESDAY,LETTING THEMKNOW THAT I WAS DONE WAITING AFTER MY SECOND REG LETTER AND MANY FAXES AND THEY REPLIED BY FAX STATEING THAT THEY ARE IN THE PROCESS OF REFUNDING ME!!!!THEY WANTED ME TO CALL TO VERIFY ME INFO BUT I FAXED THEM INSTEAD STATEING THAT ALL CORRESPONDENCE HAD TO BE RECORDED,THANKYOU SOOOOOOOOOOOO MUCH ILL LET YOU KNOW MY FINAL RESULT,TAKE CARE AND KEEP IT UP!
  • 0
    Trudy
    HI Terry
    Sorry I missed your letter.
    I suggest a follow-up fax,stating that you have not received a response yet. You acted within the 3 day cooling-off period and your request was ignored.
    Did you get access to prices during the 1st 3 days, then I would include the fact that you did not get the price access in time to make an informed decision.
    Don't give up because we just received another success story from Chantal who is getting a full refund because she continually found cheaper prices & did not buy anything  from DB.
    If you post a letter at the end of the file, you will get a response quicker.  Good Luck.
  • 0
    Lina
    Hi trudy, thanks for your help,  yes I am permanent resident of Quebec and the english is my second langage. I sent a registred letter to DB, I used the model that you provided. I also checked with Quebec consumer protection they told me that the CPA of Ontario applies in this case because the contract was signed in Ottawa. Hope that I can cancel this contract and get my money back.
    I also signed the financing contract with Beta finance do I need to contact them or is it all the same campagny, they are supposed to start taking money from my account at the end of October.
  • 0
    Trudy
    AMAZING CHANTAL!!!!!!!!!!CONGRATULATIONS!!!!!!!!!!!!!!!!!!!!!!!
    You applied the law & followed "my rules" you worked hard and you did it.
    I am soooooooo happy for you.
    ANOTHER SUCCESS!!!          
    Buy a lottery ticket, I suggest an instant scratch ticket. Why? because you have excellent odds in British Columbia.  They print an average of 500 thousand tickets.  
    In Ontario, they print   anywhere from 2 million, $3 dollar ticket.
    Good Luck!!!!!!11
  • 0
    Trudy
    HI Lina
    I'm glad that the consumer protection in Ontario confirmed that they are in charge of the law relating to your contract.
    From my research, I have found that Ontario, Canada has the clearest and easiest CPA, compared to the rest of North America.
      I am not sure how much they have changed the contract since I got my money back, but I am wondering if it still says, "no refunds...not sold on trial basis"  IF SO,you can use this in your favour because CPA Ontario states that a contract can be unenforceable if it asks you to give up your rights that you are guaranteed under the Act.
      I am also sure that you were pressured into signing a contract that is not written in your first language & that point is very easy to argue, due to the fact that it is very easy to misunderstand a contract written in English.  The contract is considered to be vague and unclear, so db had a responsibility to interpret in French, both in writing and in their verbal explanation.
     I am sure that you will get your money back right away.
    AS for Beta, I suggest a follow-up fax, reminding them that you are requesting a rescision of the contract and you will also need written confirmation that the Beta financing will be cancelled, along with your refund.   Be patient you will get your $$$ back.
    I would also mention that you will not accept any phone calls, meetings or e-mails as a response, only a written answer is acceptable.
    Request a response within 10 business days.
    Good Luck.
  • 0
    Trudy
    HI Roger
    I am sure that you would like to CELEBRATE 5 MONTH'S of our dedication in the War vs. the DB SCAMMERS.
    We can't stop now, especially with this this slimy new "free trial" con game.
    We have another success story from Chantal in British Columbia.

    What is so fantastic about her, is the fact that she harrassed them & reminded them how many times she found cheaper prices, and she didn't even have to buy any "crap" from DB to prove it.  
    She got her money back in less than 2 months of written complaints, even after joining almost a year prior.
      That is extremely successful, especially since prior to Chantal's success, someone else from B.C. claimed that their Consumer Protection would not help her and she just chose to give up.   Maybe she will catch up with us, and try again, (hopefully).  
      I had even questioned that I thought that it did not make sense and I even enquired, who she spoke to at the gov't agency.   She never answered back after that.
    Anyway, we have been dedicated and making a difference for 5 whole months!!
  • 0
    Trudy
    Chantal's story actually starts on page 16 of this site and she thought there was not a chance of ever trying to get her money back.
    I will correct by above info, because she actually
               
                     BOUGHT 1 CRUMMY ITEM FROM DB

                GOT HER MONEY BACK AFTER OVER 1 YEAR AFTER JOINING,
                 
                          IN BRITISH COLUMBIA!!!!!!!!!!!
                             WITHOUT A LAWYER!!!
    ---------------------------------------------------------------------------
    Everyone Scammed by DB,  Don't give up.  We can fight them together!!!!
  • 0
    Roger
    Trudy-
    Wow, I am constantly in amazement over how we're making progress against DB. The congratulations should also go to you as you have dedicated yourself to helping others......which, as you know is very rare these days. I am so glad that Chantal turned the tables on DB and got them "where they live"!

    I can't believe we're celebrating our 5-month anniversary. My wife refers to you as "the other woman" in my life! We both got a big laugh out of that one. Thanks for your ongoing work....DB may be scamming people now, but we'll all get them in the end.

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