Christian Walker - rep who called me
Complaint
Paula Sloan
Country: United States
This person called me yesterday about a bill i do owe. He asked me about paying $200 a month and i told him i did not have the finances to do that. When i explained to him that i was not sure what i could pay he began being a complete jerk. I told him, OK I will explain a little more so maybe you can understand. I lost my husband to cancer on July 1 and therefore his SS income as well, so you will just have to forgive for now. By this time i was in tears and i just hung up the phone. He called right back, i didnt pick up and he left a voice mail that said, Now let me explain something so you understand, you cant use your husband........... He continues to call back, three times. i answer the phone then hang it up so he cant leave me anymore messages like that. He called again this morning and left another message, though it wasnt has bad as the ones before. I wish i could do something about this unkind person.
Comments
Since he has contacted you by phone, he has 5 days to send you a letter notifying you of the alleged debt, and of your right to dispute it and demand they send you proof. If they don't send that letter (which you should get within about 10 days, that's another violation. Send them a letter disputing the alleged debt, and demanding that they obtain verification of it from the original creditor and mail it to you. After receiving that letter, they are not allowed to continue collection until the obtain and mail validation.
Block those numbers from your phone.
A contract can’t be sold to another debit collector.