Bank is breaking fed state and local laws

ComplaintsBanksHouseHold Orchard Bank Credit Card

Complaint

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Mike Rutt
Country: United States
HouseHold Orchard Bank Credit Card. I had a credit card with them until I was unable to pay the bill, at which point they closed my account with a balance of $1,639.15. Now after months of fighting back and fourth, they finally were willing to settle for $ 395.00 on my account as payment in full. So I sent them a check for that amount, and I thought that was it problem solve. Well I was wrong, come two years later they send me another bill from a different collection agency with a new amount now of $1,987.13, with the same account number totally disregarding our agreement we had, see they thought they could get another payment for a closed and paid in full account. They were wrong, so I am left with filing a motion with a fed lawyer who will sue them in a court of law! See they are violating of every state local, and fed law on the books. They need to be placed in jail for rights violations of all kinds!

Comments

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    Patricia
    They call me saying that i had a account though household orchard bank thiugh capital one and say they are taking ne to court. Ut when i call capital one and gave gim the credit card number they gave me they couldn't find it not even
    with my social so can someone please tell
    Whats going on they said it was from 2000 to 2014 but its not on my credit report
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    Sue Simmons
    | 1 reply
    Ok Everyone I just received a letter from Office of Taylor and Michaels saying I owe $1913 from household Orchard II never had an account with them but did with HSBC over 25 years ago.. this is a scam note that the statue of limitations is 4 years to collect a debt from a collection agency...They also sent me a 1099 telling me to send it to the IRS if I choose not to pay it...I am going to call the IRS on Monday and report these people
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      Sue replies to Sue Simmons
      Well I called IRS after speaking with the law firm that told me I owe the debt and if I don't pay it they will report it to the IRS,,,And the IRS told me to call them back and tell them you need proof that I ever had an account with Household Orchard so going to call them back tomorrow and see what they say
  • 0
    Mad in Michigan
    Same with me buth it was in 2001 then they sued me in 2007 with my knowlegde then reinstated the ex-parte or and sued me again in 2017 not knowing the judgement have addtesses I didnt live at when I didnt get notice so now a $400 card is now $2400 ( $2000 in interest, court costs.ect.) 20 years later.How is that legit.I didnt have any Credit cards since I paid a different one off and never had another since.
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    MICHELLE
    I just received the same stating I had a card in 2000 for $1100 and it was in good in May 2000 but it was sold to a collection agency in 2016. I never heard of these people until I received the call. She stated it had been thru 3 agencies prior to being sent to them and the last one couldn't collect on it so it was sent to them. And they served sent paperwork to my last 2 addresses but when I asked for proof of documentation she stated my attorney could purchase it at the hearing.
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    Kat
    Got a call today…same exact scenario. Orchard Bank, Household and Capital One. When I asked for information, I was told that they will see me in court and hung up on me. I called them back a total of 6 times and pieced together their BS story. Debt from early 2000, but was submitted in 2016. Sorry folks…you picked the wrong girl. Their info went straight to my friend, an Attorney General. Unbelievable! Told me I would be served, yet had an email address that I haven’t had since 2001. SCAM!
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