Digital Star unauthorized charge
Complaint
Steve
Country: United States
A preauthorization for $74.95 from Digital Star with a bad phone number (208-123-7377) showed up on my debit card account 1/29/12. Called bank fraud department and had the account killed immediately. They stopped the charge since it had not completed. Do not know who Digital Star is or what the charge was for. I use the card for online purchases mainly through Amazon. No purchases in the last 30 dqays. However, I placed orders in the last 60 days from a company called Turncraft (woodworking plans), Personal Creations, and Entirely Pets. I wonder what companies others have used recently.
Comments
In Stock.
Ships from and sold by Amazon.com.
"In Stock" will be in green lettering
if it does not say this, then the product is coming from a different website, these websites may be unknown which could cause this issue to occur.
for now, cancel card and have a new one re-issued
I can imagine these guys buying tickets for shows and then sell them at the doors, the night of the show.
Good luck to all anyway. Hope they will catch them soon.
If so, when?
Digital Star +442081237 +442081237377 24830722038314593805951
Digital Star +442081237 +442081237377 24830722038314593805951
Looks like BofA and their partners have been hacked. A word to the wise should be sufficient !
4 possibilities:
1) Hacked merchant (Amazon has been suggested, but some consumers report no Amazon usage)
2) Hacked payment processor (consistent with scattered geography and banks, and no clear common source.)
3) Computer virus (consistent with scattered geography and banks)
4) Card skimmer (kiosk might give easy access to place a skimmer, and reports are heavy on "debit card" use, consistent with an ATM transaction.)
Had your card been used on line in the last several months?
Due to the close connection between when you used it at the kiosk, and your bank called you catching the fraudulent charge, file a local police report to report that you suspect the kiosk might have a skimmer.
After reading over all of the complaints I doubt it is a single source. It would not surprise me to find the source is a mix of online and phone or direct purchase. Enough people have disavowed the use of Amazon so I doubt it is a single source but it certainly could be one source.
Since these are direct charges to checking accounts I assume all of them are debit card charges not actual credit card charges where you receive a bill and pay it once a month. Also there are multiple types of debits; PIN, signature, and card not present. The following is interesting reading about debit cards and fraud.
http://www.consumerreports.org/cro/money/cred ... of-debit-ov.htm
Following is the data/cash flow process for online transaction.
Credit/debit card transaction starts with a data flow that ends with a money flow. The shopper’s credit card details, collected online, need to be authorized by the shopper’s issuing bank. Few parties participate in this flow: merchant’s site, payment gateway, processing bank, credit card association and the issuing bank. Usually the full data flow (authorization process), back and forth, takes less than 3 seconds. The payment gateway is software used by merchant to connect to his processing bank. It is provided by a third party usually for a fee. Several options are available to the merchant.
Actual payment is forwarded by the issuing bank, through the credit card association, to the acquiring (processing) bank, which deposits the funds directly into the merchant’s bank account. The money flow usually takes 2-3 business days.
Consequently there are several points where the data could be stolen. Obviously the most vulnerable would be the card owner and merchant transaction point whether online or in person.
thank for all information.
Hope they will catch them soon!