Complaint

0
trying to scam me
Country: United States
I had taken a few payday loans out last year (because it was easy) and thought I would be able to handle them, but I was not able to and a couple of them went to collections. Check N Go sent mine to a collection agency I guess. I got a couple calls at work and did not answer then on my cell phone and the left a message saying she was "Ashley Banks from county proceesing summons division and that they are filing for a cad check with the intent to commit fraud" They will serve a warrant at my house or work if I dont contact 888-392-5753 ext 516.
Do I need to contact an attorney?

Comments

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  • 0
    tj
    | 4 replies
    Not unless you actually get served a summons.

    Your report matches the classic pattern of a fake "process server" shakedown racket.

    Problem is, there are many scammers running fake "payday loan" shakedown rackets, calling and threatening people while pretending they are collecting on some alleged payday loan check.

    Many consumers report receiving such illegal threatening calls even when they have no such debts,
    You are making a big assumption that this call is in connection with some real debt you might owe, especially when it shows many indicators of fraud, including illegal threats, attempting to evade validation through threats, false threats of prosecution for fraud, no FDCPA required "g" letter, etc.

    If you pay one of the fakes, there is still nothing to stop some legitimate creditor holding your debt from collecting it a second time, even suing to collect.  That is why with ANY debt collector, you always insist that they send validation (proof) of the debt, and that you owe it to them.  Legitimate debt collectors will do so, to comply with FDCPA, but the frauds will make up stuff, including illegal threats, to avoid providing any proof.

    The alleged name, "county processing summons division" is typical of their attempts to be connected to law enforcement or the courts, as part of their act.  Even the simple name, "Ashley Banks", is typical of the aliases used by these scams.

    Google the number, and nothing comes up, indicating that this is not some number long associated with some legitimate debt collector, but may instead be one of a repeatedly changing series of numbers used by scammers.

    Search on the alias, however, and you get some hits, reporting the same scam:
    https://800notes.com/Phone.aspx/1-877-599-8927
    "Allstate Litigations"
    "877-599-892"
    "Allstate Medical and Litigations"
    "Allstate Litigations out of Pheonix"
    "Ashley Banks"

    http://www.debtconsolidationcare.com/collection-agencies/capitallc-experience.html?sortby=new
    "Ashley Banks"

    These frauds could be anyone.

    If they keep calling, get their legal name and address.  If they are legitimate, or even partly so, that will be traceable, and you can at least send them an FDCPA dispute letter.  If they are total frauds, they will make up a lot of excuses not to give it, including threatening you with "arrest", "prosecuttion", "lawsuits", or whatever they make up.
    • 0
      linda replies to tj
      | 3 replies
      Had a call on my cell phone, house phone and mothers home saying they are Progressive Law offices over a payday loan. They are threatening me with sending asherrif to my home to serve me with a summons.I dont know if I should wait to be served because I dont know if they are legtimate.They kept over talking me and would not answer any of my questions.
      • 0
        brenda replies to linda
        | 2 replies
        dont worry: I gotten them also and I called my courthouse and the lady chuckled and said that they dont have the time to call you and everyone else who has summons. It is a fake.!!! First of all it is against the law to do what they are doing. They must send you written communication about what you owe. and you have to call them. if not then they can take you to court. My lawyer told me that. I have been dealing with this for a while. I was told by my lawyer that he called one of the places that called me and told me to give them my attonery of record and when he told them who he was they hung up immedately. He told me that they have to send you a written letter and that it is against the law for them to do this but there was no way to stop them because they end up selling you number to some other place and they do something different. I had a lady on friday say that she was filling a lawsuit at my local courthouse name the courthouse they would come to my place of employment and named the place and than said my mom and dads house and said their address. the funny thing is I dont work where they said and I dont live with my mom and dad. Isnt it interesting what they do say when they do there pitch. I did call the cops and reported them but they arent going to do anything. I even call the FTC and reported them and my attorney general but it is hard to catch these guys. All I can say is do not let them get to you and do not answer the calls and if you can do it get the call blocked and put yourself on the do not call list and if its on your cell phone like mine is I got a call blocker that blocks the call and the voice mails that they leave. I hope this helps.
        • 0
          Valerie replies to brenda
          | 1 reply
          hi brenda im stuck in a pile of payday loans and i have decided to pay them but got them all consolidated with ovlg law group. Now im getting phone calls from a blocked number saying hi this is aaron contacting you processing summons division calling to inform you that the arbitration case that is going to be filed in manatee county courts you have a charged pending for worthless checks that was due to your closed account at BAO. Can they really do this. The loans i took out i found out they weren't licensed in florida and it was illegal, What do i do
          • 0
            Christina replies to Valerie
            Haha funny im getting the same calls..they can't do nothing like what they are telling me.us wanna know who to contact.im sick of being harrased...I dont went off on dan powers...im changing my phone ###
  • 0
    SLG
    | 6 replies
    888-392-5753... Stated the company was Progressive.  I asked for them to send me an invoice, statment, etc... Said they did not have to do that since they were not a debt collector.  I asked then why are you trying to get me to pay a debt?  The women would not give her name or the address of the company but said I was going to be served TODAY...

    By law, don't they have to provide an invoice, etc as I thought I had 30 days to dispute.  Does anyone know if this is correct?
    • 0
      tj replies to SLG
      | 4 replies
      If they are collecting on some delinquent consumer debt allegedly owed to another company, then they are by definition, a debt collector as it is defined by FDCPA.

      If they tell you otherwise, then they are using deception to collect a debt, which is a violation of FDCPA.

      As a debt collector, they are required to send you a letter within 5 days, identifying the alleged creditor and amount, and providing their own name and address, and notifying  you that you can dispute the alleged debt.

      If you dispute it within 30 days of receiving that letter, they must cease all collection activity, until they obtain and send you proof of the debt from the original creditor.

      Failure to give their name and address is an attempt to evade disputes and validation requests, as you have no way to locate them, or send them a dispute letter, or even determine who and where they are and whether they are licensed.

      Failure to do any of the above is a violation of FDCPA, and you can sue them for it.

      Most of these collection shakedown rackets pretend they are not debt collectors, pretend they are "process servers", "investigators", or "attorneys", or even "with the DA".  They use those threats to illegally deceive, defraud, and extort payments which may be unowed, or not owed by the people they are harassing.

      if they are lying about being debt collectors, they may also be lying about whether you even owe them.
      • 0
        scaredandharrassed replies to tj
        | 3 replies
        I too got Progressive and set up a payment plan after they threatened to send a constable to my job within a hour. Thank god I did my research and learned they are fakes. I cancelled my debit card so they could not get my money.. I will be reporting them and also taking the advice about telling them to mail me proof.. I did ask for a statement they told me they did send me something it was returned. UGH.. this has to be against the law for people to harass people like this.
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          ANP replies to scaredandharrassed
          | 2 replies
          I got these phone calls from "unknown" number on 06/01. I was not able to pick up my cell since I was at work. They left me a message. A woman whose name I don't remember currently,said" This is ________ from Progressive litigation firm calling for ANP.case number ______. YOu are being sued by this company for bad checks. Unless you contact 888-397-1534 by the end of today to make a payment arrangement we will be forced to send you a summons at your place of employment to appear in court. You have been officially notified" and hanged up. I should have known this was a scam because me having a paralegal certificate knows that is not true. They CANNOt sue you over the phone without a written document which states your debt,how much you owe,etc. I called the number and the first thing they told me was not to contact the original company because they no longer have nothing to do with the debt.I told them i will get back to them. They told me well i guess you want to be served a summons then. I just hanged up. On 07/02 i got the same call again from "unknown" I let it go to voicemail and the same message from the above person was left. So i have been doing my research and googled "the office of progressive,progressive litigation firm" and nothing comes up. I googled the phone number that was provided and this forum comes up but no "progressive litigation firm". So yesterday I called the number and spoke to a Samantha Wilks and requested that i wanted this debt validated if they so had my address they can send me a letter in the mail. She told me they dont do that. I asked why is that and she didnt really like that i was asking these questions. She also claimed they have sent me emails which is not true because i have not seen anything in my email or spam box. Again i asked for the address so that i can validate this debt and informed her that i had filed a complaint with FTC,my local Attorney General's office, BBB and they had suggested me to contact them to send me a validation letter. She did not know what to say to me all she said was "it sounds like you are making excuses to not pay this debt" I said im not making excuses i know i owe this debt but until i get a validation letter i will not make any payment arrangements with anybody that calls me and threatens to take me to court for such a small amount of debt. She said well then i guess you will be served a notice. I said well its ok i have already filed a complaint with the FTC,my state attorney general's office, and they are all aware of your scam. and i hanged up. Today im at home im not at work so if they so decide to show up at my job i will seek an attorney and i will file a police report. Do not let these people fool you.Always ask for a validation letter even if you know that you owe this debt.The fact that when they call it comes out on the called id "unknown" should be the first sign because if they were a real collection agency their phone number would appear. But do not let that fool you either i had another company call me and found out they were using the real company's phone number. I don't know how these scam artist do it but the best advice is to get a validation letter.
          • 0
            MNR replies to ANP
            This just happened to me. They were rude hung up on me everytime I asked a question even when asked there name. I knew something was fishy about this, then a man who called himself Mr. Howard the supervisor  called me a liar and this was something that should of happened in 2007. They didn't seem to be right nothing sounded professional about them, the sad part is a woman called me first and said that someone was going to sue to you must call this 855 232 2970 number that's weird. She said she was only calling to pass me the message..hmmmm. I worked for collections for 15 years and that is so new to me. I am happy I saw your post. Next time they call I will be prepared. Thanks for sharing.
          • 0
            Lucie ann replies to ANP
            Yes I found out the hard way but someone can prank call you from a buisness etc phone saying they are from this buisness eyc.I googled it and heres the answer I got-
            BluffMyCalls is a good option.

            Anyways, to answer you question - YES there are many ways and many VOIP (Voice over IP) providers which provide such facilities to call from a number of your choice.

            I cannot list their sites here. But you can search in Google or Yahoo.

            A line of caution: They will ask your personal information and verify the same. And if the needs be, they will give out your information to State or Federal Authorities.

            Hope this helps you.I don't know what this world is coming to but its a sick joke & whoever came up with it needs to be procescuted!!
    • 0
      scoaliron replies to SLG
      I got a call from them today too.  They are obviously calling from their living room and trying to pretend to be a legitimate business.  After threatening me with sheriffs, etc they started calling me names, ie - thief, dirty person, and told me I "stole" money from the lender.  This was a ridiculous "company"  when I pointed out no one had sent me anything in writing she got very loud and ugly, so I asked to speak to a supervisor.  What a joke!  He was even uglier and more unprofessional than the first person.  When I asked for their physical address he refused and got really loud and hung up.  I called back to ask for the physical address and was then accused of "harassing" them.  This is obviously some idiots who must get paid on a commission, or who buy lists  and then just try to scare uninformed people into paying them money.  The number that called me was 1-877-628-7179 with the extension #517, but there were only 2 people there who tried to change their voice.  Ridiculous.  And yes, you do have to notified in writing - not just contacted by some bozo over the phone who could be any one.  They said the same thing to me about not being a debt collector.  I'm sorry people can do this to try to make money.
  • 0
    harrased at work
    I received a message from progressive on my job requesting my address so that I could be served a summons for FRAUD for obtaining a payday loan.  I went as far as setting up payment arrangements until someone told me this was a scam.  When I called back and started asking questions, I realized this was not a law firm or collection co.  A very rude woman told me I only paid back interest on my loan which is fraud. I cancelled my debit card.
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