Refund Check

ComplaintsOtherPortfolio Recovery Associates

Complaint

0
Diane Glinka
Country: United States
I do not have a harassment complaint. I paid my debt of which was with Pay-Pal. I get this refund check back from Portfolio Recovery Associates. I called Portfolio and they said it was and adjustment check from Pay-Pal. I can't get any more information on why they sent this amount back to me as a refund. I have called Pay-Pal, Portfolio and have talked to about 16 idiots at Pay-Pal. They can't give me any information because it was an old Master Card Account that I no longer have and cancelled. I just want to know if it is safe to cash this check. Lord help me!

Comments

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  • 0
    Let's see if there is a reason...
    PRA has a history of complaints of attempts to collect on allegedly unowed debt, collecting from the wrong people, or collecting or suing on time-barred debt.

    As it is uncommon for collection agencies to refund payments, even when they should, without prodding, let's assume PRA had a reason to do so, such as some sort of prodding, that would lead them to review their records for "errors".
    For example, here is a settlement with the NY AG.
    http://www.wsj.com/articles/SB10001424052702304655304579548360689699306
    http://nylawyer.nylj.com/adgifs/decisions14/050914portfolio.pdf

    Was the alleged debt to Pay-Pal from an amount you were supposed to pay via a link to the closed MasterCard account?
    Did you pay the Pay-Pal amount to PRA?
    Did PRA refund all of it, or only part of it?

    When you originally paid this alleged debt, did you believe it was actually owed, or did you just have no records to prove otherwise?
    Did PRA ever send any letter regarding the alleged debt?
    Did PRA ever send any proof of the alleged debt?
    Did PRA engage in any deceptive or illegal collection tactics as part of collecting on this alleged debt?
    Did they stonewall you in your attempts to dispute or obtain proof of the alleged debt?
    Was the alleged debt past SOL in your state?
    Was that state NY?
  • 0
    Kris
    | 7 replies
    I just received a check from PRA and I'm scared to cash it. My debt was from over 8 years ago and I can't even remember the company it was from. Did you cash your check?  Did anything happen?
    • 0
      Christina replies to Kris
      Did you end up cashing the check or investigating further?
    • 0
      Jade replies to Kris
      | 4 replies
      I also have a check  I received  from PRA  I called  them and they said the check is mine and I will spend to anything  I want  I told her I don't want to get in trouble and in debt  after spending it she said no it is YOURs!
      • 0
        Bob replies to Jade
        | 3 replies
        I also received a check from PRA. Mine is for over 7,000. The amount matches up with what I paid them 3 years ago. They are required to refund over 19 million. I've also called PRA and confirmed that this is real but I still feel apprehensive.
        • 0
          SRM replies to Bob
          | 1 reply
          I've also received a check. Did you end up depositing it? Any consequences? Thanks.
          • 0
            I havent receive  any check and was wond replies to SRM
            Portfolio took money out of my bank account .at that time i was payin my bills with infusions  funds
        • 0
          Ben replies to Bob
          How long did it take for you to receive a check from PRA
    • 0
      ? replies to Kris
      ?
  • 0
    Christina
    | 1 reply
    I too received a check for a debt that is at least 11 years old. Curious as to whether you cashed your checks and what happened.
  • 0
    Mimi
    | 1 reply
    There is a very recent settlement in which PRA was ordered to pay something like $19 million back to customers. Perhaps this is what the refunds stem from?
    • 0
      ? ? replies to Mimi
      ?
  • 0
    CFPB vs. PRA consent order
    http://files.consumerfinance.gov/f/201509_cfp ... ociates-llc.pdf
    If you have further problems, contact CFPB.
    www.consumerfinance.gov
  • 0
    Norman  bonbs
    | 1 reply
    I have  not  got my refund
  • 0
    Norman  bonbs
    Norman bonds
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