scam in mexico
Complaint
myriam berezin and albina abramovsky
Country: Canada
Last ear we with my friend bought Royal Holiday (RCI) vacation plan.We paied downpayment.Every month we pay 236.94$u.s. with interest plus annualy fee.Accordind promissory latter if we stop to pay back our loan that Royal Holiday lend it to us company put us in Collection Agency in Arizona U.S.A.
We keep our promises and paing money every month.We used only one vacation on Bahams Nassau.It was very costly for us.Meal plan that we try to book from Toronto was n/a.So,we were not satisfy with it.Then,we try to book a million of times our beneficial vacation for 5 years with out buying additional credits in Mexico.N/A.Always N/A.We wrote latter to our representative by e-mail how can we use our 5 years beneficial vacations.There was no answer.Then,we phoned company representatives and asked them how can we cansell this program and stop loan? Answer was: We need to pay 600 $U.S.and company started to sell this program.But all this time we have to pay money every month for nothing.
We would like to cancel this programm as soon as possible because it is FROUD.Please HELP US.
Sincerely,Miryam,Albina
We keep our promises and paing money every month.We used only one vacation on Bahams Nassau.It was very costly for us.Meal plan that we try to book from Toronto was n/a.So,we were not satisfy with it.Then,we try to book a million of times our beneficial vacation for 5 years with out buying additional credits in Mexico.N/A.Always N/A.We wrote latter to our representative by e-mail how can we use our 5 years beneficial vacations.There was no answer.Then,we phoned company representatives and asked them how can we cansell this program and stop loan? Answer was: We need to pay 600 $U.S.and company started to sell this program.But all this time we have to pay money every month for nothing.
We would like to cancel this programm as soon as possible because it is FROUD.Please HELP US.
Sincerely,Miryam,Albina
Comments
I contacted a broker in Europe, in England which sold these RHC points among the other timeshares and pointsystems. But it states f.e. in my contract that RHC membership cant be reselled at all, and the other interesting detail... the broker told me when I asked about FNTC from him, that he never heard of it - the payment collector of RHC, and thats something unbelievable - never even heard. FNTC plays quite a big part in this business as a payment collector, the resortdeveloper, a management... something and is located in England as well. How to sell those points without having a glue about our contracts?
FNTC=First National Trustee Company, part of IFG Group, Ireland
Its about a system which might work to someone sort of well too (holiday club pointsystem), but in the bottom doenst look to be very legal one - at least RHC.
How many people have lost a big money to this system all together around the world, just wonder - and still its not stopped - these kind of rip offs - and the interesrates which go so high of those payments if they are late (I was told by RH that FNTC sets those interest rates at least in RHC case), all those threatening methods used in this... the contracyts cant be calcelled, threatening people by collection agencies (with the high interest rates if people dont pay in time etcc). And I believe that makes people to be afraid of losing even more. They rather seem to give up. So many of us dont even know how to fight these clubs. They are afraid of losing even much more if they try. And thats the problem.
Theres no justice. Its not a fair play. And Financial groups (institutions) protect this kind of rip off instead our rights - its about their money as well, their clients, their stategies.. and finally its about them anyway.
Royal Holiday f.e. is something... well - a lie? A trademark in USA owned by more than one company but not the company named Royal Holiday. Instead theres a company RHC existing in Switzerland runned by IFG director there...
FNTC America is a sister to FNTC Isle of Man and England. and the trademark owner mentioned to be IFG Group...
What becomes to Concord Service I was told that (by RHC again) Concord has a contract with FNTC Europe... (?). Because my case is so odd that they had to make up something to try to explain conflicts in my contract. But how legal contract that would be if it was the truth (?).
I dont know why they lie - why theres so many lies all over, but RHC is not (at least for me) what it looks like - the impression we get about it.. or the picture they give us. But why they lie?
Interesting isnt it? Its about legal rip off system created by all this... looking like it, but its still illegal for us. too many conflicts.
Sorry about hurry writings. I keep posting these treads all over... to open up peoples eyes. Not honorable business would function like this anyway.
Its easy to make internet scams, online scams. Easy to change information in website and create new websites. No names shown in public. Eay to use fraudulent identity. Internet is easy tool for scamming people. And what becomes to mexico the combination works, doenst it?
Were mexican employees scammed also about Royal Holiday?
What part collection agencies play in this? What about Financing groups?
Why it is almost impossible to fight RHC? Yes, why? Because the law? Mexican law?
RHC memberships are sold in Caribbean for example Aruba, Dominican and Bahamas also without RH service in those places. Why without service?
Why Cayman Islands is just a place where to run this without any service also?
Why Isle of Man is involved?
Why Switzerland?
Why Florida of America?
No service might be the best tool, but if so Concord service violated people's rights, so did FNTC and all the other legal parties in this.
I must admit that Im glad for all those who this membership works. But sad for those it doenst.
And Im glad for all those never let RHC to threaten themselves.
Why this BBB rating is A+? Because the service is much better now? But is it? Might be. But I also know that some people were threated by release contract, but who made that contract? RHC? Employees there? People cant complaint because of the contract. Right.
Many questions.
Other mail I got was about my payments. Another lie again.
Well in both cases European manager didnt send me those which is actually the only person who I can contact (exists here) but she doenst sign any documents. Odd, isnt it? Im not even allowed to contact Mexico etc. but they only send me any mail.
I have called RHC's number many times - well no service.
here is another blacklist of Royal holiday, where more complaints are made to them.. we need to stop them
http://www.timesharescam.com/timeshare-scam-mexico/royal-holiday-timeshare-3
[***] they all good sealers
It doenst matter wheather RHC membership works for some of us, its still a fraud, because f.e. theres no director of RHC existing, theres only agents.. IFG - investment party etc. Its about hotels - wyndham, park royal... RHC is just one sort of non existing money collecting system 'they use' - but it costs us much more to us to book our accomodation through RHC as via other booking systems.
I wonder if someone gets lucky enough to take RHC to court, because the contracts.
And the only legal information I have found so far is that RHC is registered in Isle of Man and Switzerland, but its also in both places about IFG... And what becomes to my understanding its a fraud lead by IFG in that case anyway.
And I do beliece class action is possible, but not in Mexico or States. Its only possible in Europe, because its a fraud in Europe. And thats my truth again. The way I see the whole thing. American victims might not believe me what Im trying to say here, but you havent see the same I did.
Of course it also might be about individuals inside IFG f.e., but its still IFG's cup of tea.
I was told when I called England that id IFG has business in Switzerland it sounds a rip off... well, jus sounds.
If IFG (Ireland and England) has business in Cayman what that looks like? I was told that not legal at all. But I dont know the truth - Im not the lawyer, I dont understand the lagal part in this business.
Laura Arango (Euroepan Manager) told me when I asked about my payment cancellation that I was put out of the system because my doubts about RHC's and IFG's commercial relation. But they never gave my money back. And I was also banned in both IFG's and RHC's email system at the same time. Odd excuses from IFG also.
The one letter I told was about a threatening about a collection agency except it was signed by Bahamian company - the agent sold me this membership and sent from Spain. But only payment collector for me I know is IFG/FNTC which made my payment cancellation.
Straight talks - they can sue me of course, but can RHC do it?