Harrassment
Complaint
Monica
Country: United States
My daughter and I both received calls today from these people saying I owe on a payday loan? I was completely confused, but they scared the heck out of
both of us. Threatening lawsuits, incarceration, etc. I asked them to fax information regarding the debt and they could not do that. They also wanted met o okay money be withdrawn from my account. They have my ss #, this scares me! I faxed a letter to the fax number they provided asking for information as to where and when this debt happened. That only angered them and my daughter then received another threatening and harassing phone call.
both of us. Threatening lawsuits, incarceration, etc. I asked them to fax information regarding the debt and they could not do that. They also wanted met o okay money be withdrawn from my account. They have my ss #, this scares me! I faxed a letter to the fax number they provided asking for information as to where and when this debt happened. That only angered them and my daughter then received another threatening and harassing phone call.
Comments
They are running a criminal extortion racket, reported to be using access to old payday loan data as well as consumer credit report information to con consumers out of unowed money through illegal threats. They are often reported to have thick Indian or middle eastern accents, to have ridiculous phony english names, and to use ridiculous sort of legal sounding names, like they are some strange "law enforcement" agency you never heard of.
One lady reported on this site that they were calling her trying to reach someone she never heard of, and when she told them that, they threatened to come over and "kill her baby", which they could hear in the background.
These are criminals who have been using phone threats to con people into sending money for several years. There are several warnings out on them, starting with the West Virginia Attorney General, BBB, and a number of other sources.
They can't do anything but call and make vile threats. Call the police, and if they keep calling, tell them you are recording the call to use as evidence. Or just hang up.
https://complaintwire.org/Complaint.aspx/kBftIIqR-QAJ_wjMpvkYrw
https://800notes.com/Phone.aspx/1-424-354-4277
Note that there are no other complaints against this number. A real debt collector would have months of complaints, since they aren't trying to hide their identity. These criminals keep changing their numbers to avoid getting caught. There are reports they may be using disposable cell phones, or spoofing caller id.
Their only weapons are lies and threats, and they don't want to be found since there are people looking for them.
Based on the law, they cannot contact you at your place of business. They are only legally able to contact you at your home; you can also send a stop and desist letter via certified mail.
Record their conversation, when you speak to them if you do, many of them have no clue of the law and make drastic mistake threatening people. They can't make any statements in which they can destroy your credit, call your family, call your work and or tell everybody that you have debts and you do not pay, this is protected by the law. IN this case now you have the upper hand, as now they open the door for a lawsuit, almost any attorney will take this type of cases on contingency. Is an infringement of your rights and punish by law. This people use scare tactics to scare people and even collect many times the same debts that have been paid previously.
The reality nothing that they can do, if you do not or can't pay, they must take you to court and get a judgment against you, then they need to be able to collect.
You want to get even, call then day in and day out, to their numbers use redial, and have anybody that you know do the same, do it day in and day out, that will shut down their PBX system, if they do it to you do it to them.
Yes annoying, but effective if hundreds of people do the same and saturate their phone lines.
Remember their 800 are free to you, they pay for it, call put them on hold and have your friend do the same, do this every day as much as you can. IF they have the right to harass you, you have the right to do the same to them. They called you first!
Here are some of the biggest scan bags in the industry, and believe me they are all scan bags at the end. They count on you to be afraid of them.
RGS Financial
http://www.rgsfinancial.com/
P.O. Box 852039
Richardson, TX 75085-2039
RGS Financial, Inc.
1700 Jay-Ell Drive
Suite 200
Richardson, TX 75081
Call their 800 numbers is free to you but not to them.
They use many spoof numbers if any, as many times they use no caller ID on purpose but they leave you a number to call. Always keep the recording particularly if they are menacing and report does to your police local department as now you have a legal record.
Spoof Number used: 1310-953-3485
Viking Collection Service, Inc.
Minnesota
7500 Office Ridge Circle, Suite 100
Eden Prairie, MN 55344Arizona
2075 West Pinnacle Peak Road, Suite 110
Phoenix, Arizona 85027 Spoof number use caller id Block. One of their numbers is 1800-287-5802
Primary Financial Services also uses Collection agency services to mask there illegal practices (http://www.collectionagencyservices.net/)
http://www.primaryfinancial.com/ (Their web site is been down for long time to be able to cover their illegal practices)
3115 N 3rd Ave Ste 112
Phoenix, AZ 85013
(602) 279-1000
1800-661-0086
If you want to negotiate a settlement call your original lender directly, do not with this scan bags, they are in commissions or percentages based. Many banks and lender will negotiate up to 80 % of the debts, make sure they do not report it to the IRS if not they can make you pay the taxes on the remaining amount, and make sure they clean your credit, get it in writing first.
Don't get mad get even.
People which do block the caller ID and or use Spoof numbers always have something to hide, that is the only reason they will use a Spoof number (Fake number / Voip Number / Or PBX number whit no actual connection only rings and then dies) Report them to the Authorities, this business practices are illegal and punish by law: if they use spoof numbers, Obscene and rude language, threats, harassment, all this are felonies and punish by law. Report them to your Local Telecom provider, your local District attorney, the local police department, your local senator, record the conversation and keep any and all voice mail left, don't be afraid, they can do absolutely nothing to you till they take you to court if you owe them any money, is futile to argue with ignorant people.
Everything they do is illegal, but they set out to commit crime from the start, so they spoof and they keep changing phone numbers, to hide their true location.
The same or related scammers appear to have been operating under this and several other names for several years, in effect using the debt collection industry's reputatioh for abusive tactics as "cover" for their own abusive tactics.
The FBI recently reported that complaints of using the name "FBI" in connection with frauds has been rising. Some of that may be due to these scammers, since a recent trend visible in complaints has been for them to shift from the earlier bogus but unbelievable names they were using to names of actual government agencies, including "FBI".
California Central District Court, "Nature of Suit: Other", not "Fair Debt Collection", "No "LLC" or "Inc." in the name as would be expected.
Who are these people, and where did they find them.
http://dockets.justia.com/docket/court-cacdce ... case_id-472788/
These people just know how to get under your skin but dont be tricked if you have any doubt start with your bank and go from there. Im pretty sure they will keep calling but there really isnt anything I can do about it but either listen and then hang up
Stay strong
https://complaintwire.org/Complaint.aspx/IDDUf49WgwDukQjMvFILqA
They are just overseas criminal con artists and extortionists, who have gotten access to some old payday loan data and possibly consumer credit report data, and are using it to con people.
"The persons name that called me was Mark Brown"
They make up America sounding names.
"he stated that he was a lawyer "
He is not a lawyer. He is a scammer.
"he stated that I had gotten a payday loan and didnt pay it back in Dec 2009 and my credit union returned it and I now owed $443.00 the original amount of the loan was $300 and the rest was charges that I needed to pay immediately."
Whether or not you owe some payday loan, you don't owe it to these criminals. Many complaints against them include that people know they have never even had a payday loan. It's all fake.
"He gave me a case number and he knew personal bits and pieces of information about me like just the last 4 # off my ssn#,the credit union name but not the account,the month and year the loan was supposedly been taken out but not the actual day. "
The "case number" is all BS. The rest is often reported in other complaints against them, indicating that they have gotten access to some old payday loan data and possibly consumer credit report data.
"he dictated a letter to me that I was to write and fax over to him @ 206 457-1971 along with a copy of my drivers license and a copy of the card used to make the payment. "
He is trying to sound all "legal". All BS.
"Whenever I questioned him about any of this he would get irritated and start yelling and telling me that I must listen to him and do what he said and when he said -if I didnt want to do it I needed to get an lawyer when I said that I had one and I gave him the number to the court house we hung up. "
They are looking for people to intimidate with threats. They feel safe, calling from overseas, so they have no fear of making ANY threat. Some of their own bogus addresses, as seen in their BBB reports, are also county court houses.
"I needed to tell Mark Brown that I was sorry because I hurt him "
A "lawyer" with a thin skin, calling making threats? Poor guy.
"He called 25 times after that and I just let the phone ring."
Good.
"I filled in a report online for the FBI and called my local secret service agency and spoke with someone there and they took a report."
That, and publicize the scam, is about all they can do.
"just make sure that I didnt have any returns from any payday loan company I called my credit union there is nothing there it never happend."
With these jokers, there never is any debt owed to them. They are just criminals.