debt collections
Complaint
Joe
Country: United States
contacted by a company called in-house solutions. 612 254 1548 regarding a credit card from 2009, statue in ga is 6 years. I've passed the statue by over 3 years. they call my mother my brother, threats of lawsuits. I called my lawyer she called them. they refuse to give out an address and hung up on her. used profanity over the phone after I said I would record them. in ga one person can approve recording. after that, they stopped calling. 2 days later someone in Columbus ga calls. 706 341 0219 doesn't call me calls my brother and once again tells him why. I call them back and they hang up. refuse to answer questions. of course no address once again. i'm very sick due to an accident in 2014 i suffer from neuropathy and severe panic disorder. they cannot sue and collect on a time-barred debt and they know it. i'm reaching a breaking point
Comments
Also, after 30min In House called back saying the would lower the cost to $600 or allow me to get on a payment plan.
What I would suggest is creating an account with Equifax and other major credit bureau and look into freezing/alerting possible fraud.
When I called to get their information like company name, address, and licensing number, they hung up on me. They just want to sue. I have turned in a complaint about this before and I’m tired of the harassment. I do not owe this debt.
I called this company back and tried a second time to clear this matter and according to the lady who wouldn’t give her name, said she would remove my records and all numbers because I told her I had already paid this and had the paid in full letter. I had all my ducks in a row and she was stunned. Then I told her I had turned them over to FTC and CFPD. The trouble is they change their numbers so often, it’s hard to catch them. They’ve been trying this crap with me since September 2018. I’ve done all my research and knew exactly what to say today. I didn’t give them a chance to try to trick me or scare me. The lady knew I knew she was a fraud when I had all the information to prove the debt was paid. Hopefully, she will remove all my information and stop calling me. It’s embarrassing when they start calling friends and family about matters that have already been handled.
I filed complaints with FTC, CFPD, and GA Attorney General’s Office. I’m so sick of these calls.
Did you get any names or do you have any information on senior management?