owing money to advance cash services
Complaint
nonbeliever
Country: United States
I received an email from a Matt Williams of ACS Legal Group claiming I owe Advance Cash Services $529.00. I know this is bogus because I never got a loan with advance. It has threatened me with a lawsuit if not paid within 2 days. I do have pdls with other companies and am working with a debt solution company to pay them off. These scumbags need to be caught thrown in jail and the key thrown away. They prey on innocent people and need to be punished severly.
Comments
LOAN INFORMATION
Due Amount- $1224.98
Loan Company- Advance Cash America
You are going to be legally prosecuted within a couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and left us with no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house then you have to bear the entire cost for this law suit $4871.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and these steps are unnecessary.
NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL.
ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
Copyright © 2013 ACS | Privacy | Terms of use
PAST DUE AMOUNT - $1320 .00
CREDITOR - ACS INC.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
Your line of credit is over 60 days past due, but it is not too late to restore your good standing!
We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.
If you believe you are unable afford the payment options we have offered, contact us right away through email and we will do our best to accommodate an amount you can commit to.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department through Email between 9:30 to 6:30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL ( BETWEEN WORKING HOURS).
Thanks & Regards.
William Brown
Sr.Legal Representative
ACS Law Group.
UNITED STATES OF ATTORNEY
Copyright © 2006 ACE | Privacy | Terms of use
ADVANCE CASH SERVICES
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I have taken out a payday loan but it is paid in full and I know it. The email was not even signed, lol! See below:
________________
Attention,
If you are not willing to work with us, then very soon the case file will be downloaded against your name and social as after giving several notifications, we did not get any response from your side. We will consider that you are ignoring this matter and you want to dispute.
If we do not receive any response from your side by today, then this case file will be downloaded automatically against your name and social. After that we are unable to help you and you will receive court summons at your door steps.
Do update us with your intention that you want to resolve this case or you want to dispute.
Regards,
________________
That was it, no details or anything. Since reading this blog and details about other people, I am sure that it is from this ACS group and I will block them and I don't think I have received any calls. What a nightmare for some of these other people. Thank you for starting this for others to know and to be educated.
Case File No: GM-06/92520
Balance Amount: $970.85
Creditor: Payday Loan Services
Case File Transferred to ACE: - July 2016
Subject: Notice of Legal Proceedings against fraud activity.
Dear Customer,
This is ACS (Ace cash services), it is a parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $970.85.
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 50-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
We don't appreciate your negligence on this account and if you do not want to make resolution on this account with us regards your case file then we do apologies.
Should further action be taken, We will file suit against you for defamation of credit; relief under the FDCPA, breach of signed agreement and request payment of our attorney fees and costs and statutory penalties.
Your prior correspondence, emails, etc. were not in compliance with the FDCPA. As you know, FDCPA permits statutory penalties consisting of $4,000.00 per violation;
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) DEFAMATION OF CHARACTER
I wholly contest this debt and request a full accounting of the debt along with court resolution fee of $95000.00 after the judgment in the courthouse which is totally impose upon you.
By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.
To resolve this issue ASAP,
Collections & Legal Department
ACS Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy
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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.
To whom it may concern:
You have neglected to provide me with a written validation notice (through the USPS), which must include the amount of the debt, the name of the creditor owed, (which I hereby refute and state empathically I do not owe nor have ever owed) written verification of the debt and any contract/agreement bearing my signature and my rights under the FDCPA. Subsequently, you have failed to provide a valid street address to which I can respond in writing to tell you to STOP contacting me and again reiterate that no such debt is owed. This "form" of correspondence in and of itself negates the email you have sent. This action confirms that this "email" is not legitimate nor is it legal. Additionally, attorney Brook please provide me your bar license number and State of authority in which to act as an attorney; as it is ILLEGAL to represent oneself as such.
Further, pursuant to the FTC you are in violation of
§ 807. False or misleading representations
§ 808. Unfair practices
And
§ 809. Validation of debts
As such my legal representative will start the process available under the FTC pursuant to § 813. Civil liability; against you and your client.
Lastly, please be advised that my legal representative will not only be contacting the FTC, but also the Consumer Financial Protection Bureau and the Attorney General of Michigan providing them any and all information necessary for sanctions and/or criminal/civil action to be taken against you and your client.
Regards,
This is the Legal Proceedings issued on you Docket #: 3219 with ACS (Advance Cash Services). The Company in order to notify you because we can't hold your case file so the accounts department of ACS has decided to mark this case file as a fault refusal and press legal charges against your name and SSN.
Case File #: ACS USA / EJ - 178123
Balance Due: $964.52
Already we have sent you several notification but you failed to respond on time. Now it's high time, if you failed to respond in next 48 HOURS we will register this case in court. Consider this as a final warning and we will be Emailing/Fax this issue to your current employer to make sure they take strict action against you. Your salary and all your wages confiscated.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you. If you want to stop it now you must take immediate action.
We will be forced to proceed legally against you and once it is proceed the creditor has entire rights to inform your employer and your references regarding this issue and lawsuit will be the next step which will be amounting to $2873.81 and will be totally levied upon you and that would be excluding your attorney charges.
The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $964.52.
If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Kindly let us know your clear intention by Today onwards so we can hold the case file else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note: This notice is provided to you on behalf of Cash Advance Incorporation and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as ''Cash Advance Related Companies," "we," " our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade name Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash Money tree, Egg loans, Check cash Loan, Quickly Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, Fast Cash, Cash Net USA, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owner Mr. Payroll locations. "You" or "Your" means you as a participant in or as user of the products and/or services offered by Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS, LATE PAYMENTS, MISSED PAYMENTS, OR ORTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED YOUR CREDIT REPORT.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement Today or we would be proceeding legally against you.
ATTENTION: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department
ACS Inc © 2016 | | Terms of Use | Careers | Complaints | Privacy Policy
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