owing money to advance cash services
Complaint
nonbeliever
Country: United States
I received an email from a Matt Williams of ACS Legal Group claiming I owe Advance Cash Services $529.00. I know this is bogus because I never got a loan with advance. It has threatened me with a lawsuit if not paid within 2 days. I do have pdls with other companies and am working with a debt solution company to pay them off. These scumbags need to be caught thrown in jail and the key thrown away. They prey on innocent people and need to be punished severly.
Comments
LOAN INFORMATION
Due Amount- $786.00
Loan Company- Advance Cash America
You are going to be legally prosecuted within a couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and left us with no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and these steps are unnecessary. We merely require you to contact our recovery asset location department at (239) 494-3300.
NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON (239) 494-3300.
ACS Legal Group
(239) 494-3300
I called the number (239)494-3300 and some indian sounding guy answered saying his name wass Matt Williams. Definitely a scam. Maybe someday these people will actually get that no one's falling for it and stop harrassing.
Yesterday you confirmed to pay the debt amount as agreed on the Settlement, and suddenly you come up with this as you want the proof, it is just a matter of fact you are not willing to pay it off. We would be glad to work with you and provide you the requested documents in the next 48 hours along with the full and final receipt for the payment, only once you are able to make the payment on this account.
Best Regards.
LOAN/DEBT INFORMATION
CASE FILE#: R-6058
DUE AMOUNT-$926.52
LOAN COMPANY/LENDER - ACS INC.
We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services.
At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
It is quick and easy:
Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.
Contact us on 1-239-247-5600 from 09:30 AM to 06:30 PM (EST).
If you do not take immediate action:
We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $2274.16 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.
Thanks for being our customer,
Regards,
ACS INC.
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i am so glad to see that this is a scam. i received a phone call last year from someone on the phone that sounded indian i couldnt understand him very well and he was very rude. i asked for proof of the debt and they didnt send me anything. i will be reporting them as well to BBB and the FBI. they need to be shut down!!
Who can help? Maybe if we find out where they are located, we may be able to call their local police department and report the scam.
I did receive a phone call, purportedly from the IRS. The IRS doesn't make phone calls. I work with taxes for major corporations and the IRS is hard to contact. They do not have phone numbers of individuals. They respond only from the Department of Treasury by mail. When you call them, an agent takes care of the matter. Don't be taken in by anybody using company logos, company names, government names.
Dear Debtor,
Kindly verify your mailing address, as we are going to send you important documents, so we wanted to confirm the mailing address before we send any of those papers.
Just to remind you, this is regarding the e-mail we sent you earlier and we did not receive any prompt response from your end to set up the payment and to avoid the charges.
For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can either e-mail us back or call us on the phone number given below. We work from 9 AM EST to 6 PM EST.
Thank You
Matt Williams,
Sr. Investigation Officer
NCS Law Group
Email:
Dear Debtor,
The case will be downloaded tomorrow and you will be soon served with the court papers. If you want to avoid these legal consequences we merely require you to get back to us with the payment.
You were supposed to pay $470.00 in order to close the account, we have still not received any response from you. So the company decided to write it as bad-debt and produce charges against you.
If you want to avoid the situation you have to come up with $350.00 by today so that we can dismiss the case and mark the account as paid in full. Let us know ASAP.
Best Regards.
SO I looked up what the BBB had to say about them. This is the alert they have against this "company"
BBB has seen a major increase in collection agencies starting business in the Upstate New York area over the past several years. In an effort to keep consumers informed about which collection agencies are operating in accordance with federal and state law, we have asked for specific information from all collection agencies located in our service area, including proof of licensing, bonding, and or registration required by NY state or other governments where the business is located, as well as proof of licensing required by any state in which the business operates. This collection agency is making repeated phone calls to consumers asking them to call back or email. The business does not give its address. BBB has no information on this business at this time. BBB suggests consumers file a complaint at bbb.org if they have received phone calls from this business. New York States law prohibiting any collection agency from collecting on Payday loans in the State of New York. The Fair Debt Collection Practices Act (FDCPA) outlines prohibited behavior when attempting to collect a debt, and outlines specific rights for consumers. There are penalties for agencies found in violation of the Act. BBB advises consumers to become familiar with their rights under the Act, which can be found at the link below: http://upstateny.bbb.org/storage/75/documents/debtcollection.html To file a complaint with BBB click the link below: https://www.bbb.org/consumer-complaints/file-a-complaint/get-started