owing money to advance cash services

Complaint

0
nonbeliever
Country: United States
I received an email from a Matt Williams of ACS Legal Group claiming I owe Advance Cash Services $529.00. I know this is bogus because I never got a loan with advance. It has threatened me with a lawsuit if not paid within 2 days. I do have pdls with other companies and am working with a debt solution company to pay them off. These scumbags need to be caught thrown in jail and the key thrown away. They prey on innocent people and need to be punished severly.

Comments

  • 0
    Hailey
    | 1 reply
    I got this message from a "Matt William." I even called and it just rings and rings!


    Accounts - ACS Legal Group collection_manager@acslegalgroup.com
    8:00 AM (1 hour ago)

    to bcc: me
    Your delinquent account with ACE Cash Express has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $540.98.

    I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

    The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

    You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

    As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

    You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (954) 762 7500.




    Sincerely,

    Matt Williams,
    Collections Manager
    (954) 762 7500


    *THIS IS WACK. I WILL REPORT!
    • 0
      shelanater replies to Hailey
      I just got the same email however in reading some blogs the missing peice is you said Ace Cash Express  well I did use them and then they just started taking paymehts off my bankcard and even got money from my x-hubsand that i paid him I was told to file a claim for the 750.00 they got from my bankcard but that did not include 450.00 from my x or a 50.00 payment they put infor out of my bank that was in processing so 500.00 was not even included in claim .I was told by my bank if they dont respond by August 11th then the claim is final. It has been a nite mare I just called the same number you all got from this guy which was same as mine and your right it just rings and rings.Please
  • 0
    Krystal
    I just received  the same email but the amount wad for $700.00. This is crazy. This person has also called my phone saying I need to take care of this matter and threating me by saying I will go to jail of not resolved. I do not have a pay day loan with hem of any other company. These people need to be stopped.
  • 0
    ed
    Yea I got the same for 629 I told them I would like to take it to court
  • 0
    shayna
    my boyfriend gets these emails all the time his says the exact same thing only advance cash experts but its matt williams. unfortuately we have been taken in the past for a little over 600 from another scam artist but i wised up a google them from now on.
  • 0
    sandy
    I have received the same e-mail as well being bcc on my e-mail from this matt williams, but he had a 404 area code.  He thinks I am going to send what I owe but I told him I never had any thing with advance cash experts - never even heard of them.  So he said for my inconvenience he'd lower what I owed.  Red flag went up!  I am glad I decided to check into this!
    Here it is:

    Your account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $592.99.

    I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.

    The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

    You are hereby further advised that if payment is not received within 2 business days of the date of this issue, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

    As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

    You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (404) 382-0054.




    Sincerely,

    Matt Williams,
    Collections Manager
    Legal Group USA
    (404) 382-0054
  • 0
    Anonym
    I just got the same email and have no loans out with this group. I am going to report them to the FTC. The Federal Trade Commission governs something called the Fair Debt Collection Practices Act. This act was instituted in 1977 to protect people like us from unfair debt collection practices and economic blackmail. To check it out just type Federal Trade Commission or Fair Debt Collection Practices Act. If you can get an attorney you can even sue them for breaching the act.
  • 0
    Bj
    Mine doesn't even tell me what its for:
    And I have heard from the Matt and know this one and to this day they have not told me what for:

    This is in reference to your Account number ACS-8594545 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.



    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $1,489.56



    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.



    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.



    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



    It is quick and easy:



    Call us or e-mail us right now in order to make a payment and freeze down this case.

    Contact us on 1-650.282.4491



    If you do not take immediate action:



    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $986.45



    Thanks for being our customer,



    ACS Legal Group



    --------------------------------------------------------------------------------



    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to whom it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.


    They didn't even put a name on this so I really don't know who they are.
  • 0
    howdy dudet
    Okay, this has been going on for over 5 years for me when I started to take out a payday loan.  I have friends who have never taken out one and this does not happen to them.  When your in trouble and no where to turn that is when you fill out those easy to get you sites.  Payday one is the best payday company they are honest and secured.  If ever I need to get one again paydayone.com.  other then that I am so sick of these SCAMs.  Now that I won't take the calls it is emails. I so confused that they can't be tracked.  But spoof and all that other stuff I guess the crooks are there.  They probably make millions.  Boy I am honest working low income AMERICAN and they make millions on scaring people.  I think now that I am so done with paydays and I moved changed jobs I should change my email and phone number because without that how will these scumbags find me.
  • 0
    Screwball
    This guy emailed the wrong person, that's all I can say.  Wait until I bait him into providing information so I can get him the money he is expecting, then it's evidence of extortion to the fullest.  He will most likely read this blog so I will keep it simple until all is followed through, then provide details.  We'll see who wins this battle!
  • 0
    Melody
    Got the same exact email today, word for word, except a different phone number (404) 382 0054.
    What a joke. I have learned over the years to google any phone call or email you get, and this has a lot of red flags as a scam. Thanks for all the helpful comments. Sites like this really do help others who are not sure who is calling or emailing them. :)
    I myslef am sick of these things, I used to get half a dozen calls a day from indians demanding money. Finally they stopped, but I assume they will start up again! They always do! This has gone on for years! Sure, in the past I was stupid and got some loans, but they are paid off! And have been paid off for years!!
  • 0
    Olivia
    I filed a FTC complaint, we all need to band together to stop them. This is crazy, ACS appears to have been harassing people for years. I found complaints online about them dated from 2009. They sent me an anonymous email too, to my job. Doesn't what type of debt or my name! Called the number 240-397-6800 for Matt Williams and goes straight to vm. This is such a sham.
  • 0
    Donna
    I Received this today 8/27/2012 From ACS Legal Group...Your delinquent account with Advance Cash Experts has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $608.56.

    I have been instructed to bring legal action against you as may be necessary, which may result in Judgement.

    The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

    You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

    As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

    You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (404) 382 0054.

    Sincerely,

    Matt Williams,
    Collections Manager
    (404) 382 0054

    ACS Legal Group

    In return to Matt, I'm going to file a couple of complaints with Federal Trade commission & the Attorney General's office today ...
  • 0
    audrey0661
    I got it too!

    This is in reference to your Account number ACS-16485 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $500

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    It is quick and easy:

    Call us or e-mail us right now in order to make a payment and freeze down this case.
    Contact us on 1-650.282.4491

    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $545.67

    Thanks for being our customer,

    ACS Legal Group
  • 0
    Carol
    I got the same email. I responded by asking for discovery, proof of the loan. I also told him that I had searched the internet before replying and told him what is all over the internet about him and his scam.
    I then told him I forwarded his messages to the local sheriff's office and to my attorney's office.
    I have filed a complaint with local law enforcement and every time these  creeps try to contact me, I just  give the information to the officer I am friends with. I hope someday these jerks get caught. They should not be able to harass people the way they do with no consequences.
  • 0
    Mr.T
    Same email from Mike Jones (231)354-2500. $684.89. Never heard of Advance Cash Experts.
  • 0
    Becka
    I just got a email from them as well I wish they would get arrested here is  what I got "

    This e-mail is in reference to your account with Advance Cash Expert. This account has been referred to my office for collection action. We are a Legal Attorney based in Michigan and New York. As per the client you are currently several payments behind on this pay-day loan account. The total outstanding amount on this account is $786.11.


    I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.

    The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

    You are hereby further advised that if payment is not set up within 2 business days of the date of this issue, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred for suit in municipal court.

    As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.

    You can avoid the unnecessary actions and further expenses of a lawsuit by making immediate reply to us. For any queries feel free to call us on (231) 354-2500.




    Sincerely,


    Mike Jones,
    Legal Consultant

    ACS Legal Group
    (231) 354-2500
  • 0
    JEAN LATORRACA
    I too have had 2 e-mail saying I owed money to a Advance Cash I never ask or rec'd any from them, I have called the BBB and filed a complaint also call the Consumers Fraud Agency and filed a complaint I am sick and tired of people trying to rip me off.
  • 0
    MV
    | 1 reply
    I'm in the same exactly situation: Here is a emil from them to me trying to collect money from me that I never knew I owe them anything. They also threaten me that they have my sss# and my account number and that I will get lock up soon. we need to stop the bull [***] of this scammmer.


    This is in reference to your Account number ACS-0496585 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to mark this case as a flat refusal and press charges against you.

    Your account with ACS is in Final Collections. According to our records, your outstanding balance is $500.00

    Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

    As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

    It is quick and easy:

    Call us or e-mail us right now in order to make a payment and freeze down this case.
    Contact us on 1-650.282.4491



    How stupid can these people be???

    If you do not take immediate action:

    We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a law suit which will be amounting to $4515.85 and will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $754.67

    Thanks for being our customer,

    ACS Legal Group
    • 0
      Dr. Brains replies to MV
      First of all, if these scum bags are going to try to pull a scam, they need to learn to write.  Such as in this case: lawsuite, Account, are not capitalize. There so called "IC3"  should be called ICC3. These con artists need to hire a secretary that can write. What a bunch of fools. DO NOT SEND A DIME.

Post a new comment