Fake process server calls
Complaint
Quintin L King
Country: United States
I have received numerous calls from this "company", all of which start with a request for address verification for Process serving. Intimations that a law suit has been filed (the Company, to the best of my knowledge is in Florida, I live and own a business in Illinois). What process server doesn't have an address? These people call constantly and wont reveal the name of the entity for which they are collecting unless you "confirm" your address and last four of social. I am formally filing a complaint with the FTC and the Florida Dept of Financial Regulation, but wondered if anyone has had experience with these people?
Comments
What a misleading post. You use the same rhetoric and techniques as a standard debt collector.
If your account has been charged off and sent to a collection agency then you've already taken the hit to your credit. Paying a CA after the SOL is expired serves no point but to put money in the pockets of the CA -- and if you send even a partial payment it will reset the clock on the SOL.
Don't listen to this cr@p, folks.
All you are "reporting" runs counter to normal debt collection practice.
Making them appear "legitimate", suggesting that consumers are supposed to check with the alleged creditor, rather than exercise their FDCPA validation rights, and that consumers should ignore SOL, appear to be the goals of your post.
That says you are a shill.
It has become a common fraudulent scam to pretend to be a "debt collector", and call relatives or neighbors pretending to be a "process server" to threaten and con people into paying fake "debt".
Legitimate debt collectors send FDPCA "g" letters, and follow FDCPA in handling of disputes and validation requests, to ensure that they don't collect money that is not owed. All practices that attempt to evade FDCPA compliance suggest fraud.
due accounts anywhere. O just bought a new car on 9/5/11 and I received my first. Call on 9/6/11. Hmmm??? I work for the government and know the right people to report this to. They better hold on for a wild ride!
They are usually reported to first call employers or relatives, pretending to be a "process server", and acting like you have been "sued", but they don't actually "serve" this "summons". Instead, they leave a number to call to "settle the debt", something no real process server would do.
This act is part of setting up the victim to be both embaressed in front of relatives, employers, or coworkers, and to be afraid of this "lawsuit" enough that they will pay out money with no proof any debt is even owed.
Often, they are reported to be getting old account information from pulling credit reports. They find some old account there, and use the limited, even partially inaccurate, information they find to pretend that is a "debt" you owe them. They make up or trump up the amount, adding "court and attorney fees", for example, to make you afraid that if you don't immediately "settle", you will have to pay a lot more.
Check your credit reports, and you will usually find their recent credit inquiry, often a couple days before the first harassing calls started.
As for having the first 5 digits of your SSN, that means nothing. ANY customer of Accuring (and probably other skip-trace services), even those with the lowest security clearances, can find out the first 5 digits of ANYONE'S SSN, just by looking up their name. Give them the last 4, and they can verify through Accurint that all 9 match the target.
Having your identity information, even SSN or DOB information, is no proof that you owe anyone anything. Anyone claiming to be a debt collector could get it, just by becoming a customer of the credit reporting agencies or search firms.
The criminals have discovered they can get credit report and identity information, and no one will do anything if they use it in a con.
Contact FTC, your state Attorney General, and the Florida AG, to report this fake "debt" extortion racket scam.
This is a hoax and an extortion racket.
What "Bank" did they claim was "suing" you?
It is all part of the act, which is how you know that it IS an act.
You know you have no debt, so you know this is just a scam.
Report to FTC, your state Attorney General, and the Florida AG.
http://www2.fdic.gov/idasp/confirmation_outside.asp?inCert1=33209
http://banks.com-directory.org/Georgia/33209.asp
First North American National Bank
225 Chastain Meadows Court
Kennesaw,GA 30144
Nice "safe" name to use in a scam. Unlikely anyone would take the trouble to prove the "debt" is being faked, once they find the bank is long busted and there is no one to check with. Plausible deniability, they can just claim they can't "verify" if challenged.
Similar defunct bank names have shown up used in connection with similar fake "debt" scams.
It's all a bogus phone script anyway.
Or are they just trying to BS you with a name you never heard of, depending totally on their threats?
Are they guessing, using a defunct GA bank against an intended GA victim?