Fake process server calls

ComplaintsCollection AgenciesThurston and Associates

Complaint

0
Quintin L King
Country: United States
I have received numerous calls from this "company", all of which start with a request for address verification for Process serving. Intimations that a law suit has been filed (the Company, to the best of my knowledge is in Florida, I live and own a business in Illinois). What process server doesn't have an address? These people call constantly and wont reveal the name of the entity for which they are collecting unless you "confirm" your address and last four of social. I am formally filing a complaint with the FTC and the Florida Dept of Financial Regulation, but wondered if anyone has had experience with these people?

Comments

  • 0
    Rstorm
    Whether the alleged debt is real or not, the debt collector has to follow the laws that are detailed in the FDCPA (Federal Debt Collection Practices Act.) On this thread, there have been several violations of these laws outlined as committed by the criminal organization called Thurston & Associcates.

    Among these violations are implying that a lawsuit has been, or will be filed if the company alleging this either has no intention or no right to do so.

    I do find it interesting how this particular shill calls trying to get Thurston to follow the law, "abusing the law."  No, my all caps typing friend, the abuse of the law are the practices your criminal organization are employing to extort money from people.
  • 0
    tj
    Contact FTC and the Florida Attorney General.

    Their con depends on creating the pretense of legitimacy.
    Revoke their license.
  • 0
    tj
    Why don't you contact the Florida Bar and ask them about this "attorney Steven Richards"?
  • 0
    tj
    This type of scam often uses old account information from illegally pulling consumer credit reports to fake their "debts".  

    Some of these scams have practically no legal existence and no licenses, while this one has gone to the trouble of getting licensed as a debt collector in Florida even though complaints of the standard "process server" scam calls started within a month of their licensing.  One possible reason may have been to get access to credit reports by becoming a client of one of the credit reporting agencies.  Although the CRAs are pretty lax in their vetting of clients, they might require licensing in those states that require it.

    Check your credit reports to see if they recently pulled one.  Look for a recent inquiry, possibly under this "Thurston" name, but maybe under another alias.  

    It may or may not be listed as a collections inquiry, depending on what type of business they are claiming they are.  The inquiry would probably be within a couple weeks, and most likely a couple days, of your first call.  Check both hard and soft inquiries, and even promotional inquiries which might be used to get sucker lists.  Look for any recent names you don't recognize as a legitimate creditor, bank, or other lender.
  • 0
    tj
    And if there is no "Steven Richards" licensed in Florida, include that little deception in your Florida AG complaint.

    If there is, why don't you give him a call?
    Wanna bet he doesn't know whose using his name?

    Call their bluff, and make it cost them.
  • 0
    Smarter Than Felecia
    It was the same 512-430-1135 that was mentioned earlier. I didn't get the name because it was the EXACT same call we had 2-3 months ago with the same dialogue. I just got the phone number and "case number" and went straight to this site to find out that it was the same SCAM!! I don't have bad credit either. Don't get all freaked out over these guys, Scoop. Just don't give them ANY information.
  • 0
    tj
    And if you have caught them pulling your credit report to use in trying to con you into paying a faked "debt", then you have evidence they have committed a felony.
  • 0
    scoop
    In regards to Steven Richards of Thurston and Associates...I called the Florida Bar this AM...no record of Steven Richards...however I was told that Richards was the director and not an attorney.  RStorm, if you were told that he was an attorney call the FlaBar and place a complaint at no cost.  The lady said that claiming to be an attorney is a felony.  Let's get these crooks...Thanks
    w7h8
  • 0
    HAHAHA
    Wow! Sounds like someone is feeling the heat.  It's just a matter of time.  This sounds like it came right from the mouth of the ghetto [***] that answers the phones at Thurston.  How many baby daddies do you have?  Does the scamming help feed your multiples of [***] or your drug habit, hoe?
  • 0
    Bullet9828
    Thurston & Associates kept on harrassing my sister with calls looking for me and saying that officers are looking for me and I'm supposed to be in court this Thursday! First of all, my credit is clean and intend to keep it that way. Second, when I called them back, they wouldn't give me any info unless I give them the last 4 digits of my SS number. When I said I would like to record our conversation, that "Ashley" who refuses to give me her last name, immediately hung up without saying anything. This is a scam people! I just filed a report to the Florida Attorney General about this company as they caused my family grief by claiming debt that doesn't exist, scare tactics, and fraudulent activity overall.
  • 0
    Shill Similarity
    TJ is right about the "Shill" postings.  Even if you don't think they are the same look at the posting from, "Thurston is legit" and "Stop crying".  The person who wrote both of those uses an odd writing style... called illiterate.  They use dash (-) instead of periods to end their sentences.  So while "Steve Richards" is harassing you on the phone, "Sofia Terres" is trolling the complaint boards.  Its a modern day Bonnie and Clyde minus the cool factor and intelligence.
  • 0
    Bullet0928
    Tj and Scoop... thank you for the advice! These people must pay for what they're doing!
  • 0
    tj
    This has become a common scam pattern.

    The Indian fake "debt collectors" are pretty well known due to news reports, and easily identifiable by their thick accents and ridiculous "agency" names.

    U.S. criminals have stepped up to fill the gap, with scam profiles often very similar to this one.  Their main barrier to success is that people now Google any strange caller, find other similar complaints.  

    The scammers have fooled the CRAs to obtain accurate old account information from pulling credit reports to make the deception more believeable, and use a mix of extreme threats to get panicked payments before the victims can think to check them out.  Shill posts are used to try to counter the consumer complaints that quickly show up.
  • 0
    Johnny
    Do I need permission to record the call when I call the 888# ?  I know businesses have to record all calls but I am not sure about recording laws in OH, any help will be appreciated. I do not want to do something that can be used against me if I need to get a lawyer involved. I went negative on a PayPal credit card.  Only debt I owe besides a few medical bills and I think that may be the reason why they are contacting me.
  • 0
    be careful
    Hi Johnny,

    Just google your state laws about recording phone conversations.  Most states you need permission from both parties to record a conversation for it to be submissable in court, but there are states that only require one party consent (your own) to be able to use in court.
    Secondly, check the statue of Limitations on your Paypal credit card debit.  Companies like Thurston are either a scam or a company that buys something called, "Zombie" debt.  If it is a scam, listen to TJ on this listing.  If it is the latter, Google Zombie debt.  
    http://articles.moneycentral.msn.com/Savingan ... HardToKill.aspx
    Basically, what that means is that companies buy expiring debts for PENNIES on the dollar from the original collector and then try to collect.  Most of these debts are past the statue of limitations, so don't pay anything.  If you do, it brings the debt current and they can continue to collect and you have no wiggle room.  Also, this company does not follow Debt Laws, so know your rights there.  Go to the Federal Trade Commission website to learn your rights.
  • 0
    WARNING TO SHILL AND THURSTON AND ASSOCI
    I found this on MSN Money about zombie debt which is what you're pedaling:

    "In 2005, the FTC won a $10.2 million judgment against National Check Control for, among other violations, threatening consumers with lawsuits and jail for purported debts. In many cases, the consumer didn't owe the debt, or the amount had been vastly inflated."

    You know you're not serving papers and that the amounts you're stating are inflated.  Beware the consumer who knows their rights and where you live.
  • 0
    DEAN Q
    | 1 reply
    SHUT UP PAY YOUR BILLS I THOUGHT THE SAME THING I HUNG UP 3 DAYS LATER I GOT PAPERS AND NOW HAVE TO PAY 2700 MORE. STOP WASTING YOUR TIME ACTING LIKE U DO NOT OWE MONEY. IF U WORKED AS HARD AS TALKED U MIGHT BE ABLE TO PAY YOUR BILLS
    • 0
      Wow replies to DEAN Q
      That one isn't obvious at all...
  • 0
    RODMAN
    A FOOL AND HIS/HER MONEY ARE EASILY SEPERATED. I BET YOU WORK FOR THEM.
  • 0
    Johnny
    My debt is still within statue of limitations, now owned by Thurston & Associates.  I gave them a call, called GE Money Bank just to see what they would say, and pulled my credit report.  It does not show any odd nor random inquires. GE Money Bank confirmed also that it is still within statue of limitations but they no longer own chain of title on this, its been sold off to the collection agency.  Unfortunately OH stat is 15 years. I'm screwed,  I told them give me another day to "review my finances". Should I even bother paying them. So much negative stuff on here, but then again so much negative stuff about all collection agencies on the internet.  I've tried to handle this with NCO Financials when they owned chain of title on this and I did not pay them because I found nothing but negative stuff online.  I do not know what to do.

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