Complaint

+1
paige
Country: United States
I am being sued by Mary Jane Elliott in Novi, MI for a Washington Mutual credit card that I have never had.  I asked for verification of debt at which they laughed and said they would sue me.  Sure enough, I have received the summons and complaint.
I called JP Morgan/Chase who purchased Washington Mutual who said I do not now or have I ever had an account with Washington Mutual.  They also said that since Washington Mutual has very publicly went under, many unscrupulous collection agencies and low-level attorneys are using Washington Mutual's name and harassing people.  
If you search Mary Jane Elliott on the internet you will see that this pathetic agency is fraudulently suing many people!

Comments

123...4567...8Next
  • 0
    Me
    I have been doing a lot of reading on here & other websites. I also checked my credit report with annualcreditreport.com. I found out that the debt that they slimeballs are trying to sue me for shows on my credit report under a different bank, a different amount also. It also states that it was PURCHASED by another lender which means that they bought the debt cheap & are trying to sue for profit which is illegal. They cannot sue me for more than they paid for it. I have also disputed this on my credit report over a year ago and have received no answer. I also have the right to insist they show documentation that I signed agreeing to this debt & it has to be the original. When these slimeballs purchase these debts, they get vague info so I fully intend on requesting to see all of these documents.  I am also self employed so she is not going to be able to take my money but I have read about leins on homes, cars, etc. I fully intend on pressing criminal charges if this is tried. Because that is exactly was she is. The only way that they can legally put leins on or freeze anything is if you default and they have permission from the courts. I plan on sending a copy of my credit report with my answer as well. It states all of the necessary info including that I have disputed this. The slimy jerk that served papers to me sat in the parking lot across from my house until I went outside on a Sunday. It was raining and he tried to tell me he needed to show me the papers inside. I said no. He handed me the papers and told me that I was required to sign it. I told him I wasn't signing anything and walked in the house & slammed door in his face as he was saying that he would have to give an accurate description to the court. I do not think it will be too hard to get this dismissed since the info does not match. When it does get thrown out, I fully intend on suing them for mental anguish and loss of income and postage fees for the answers, mileage to the courthouse & whatever else I can think of. I am willing to play but they won't like the game!
  • 0
    BF
    I just received a letter from Mary Jane Elliott stating that they are collecting on a debt from a credit card I had several years back. after reading all of this plus more on other pages I am glad I googled her. When I felt it a little suspicious of it. I will be contacting the Michigan state attorney general and doing some more research. Thanks to people like you all who have helped me confirm that something isn't right here.
  • 0
    MK
    | 1 reply
    I already have a debt that I am paying off to her. is there anything I can do? it seems like everyone's consensus is that it's a scam and won't do me any good. need some advice on what to do.
    • 0
      miodick replies to MK
      Do not make any "deals" with her she is a con who will never stop collecting from you.  If you make a deal and miss one payment it goes back to the start and you still owe what you began with.  Repeat, do not make a payment deal with her!
  • 0
    H
    I had my wages garnished from this company...?  It was awful so I'm just paying them a little bit at a time. They took 450.00 from me at once all that I had in that account.  Left me with 0.00 I didn't think they were a legit company but I guess so if they have power to do that.  I owe them about 950.00 yet.
  • 0
    Kimberly Sego
    I got a court order on a credit card that I have not seen or heard from capital one. I had a sheriff drive up to my drive way and give me the court order I owed under 800 dollars I quess to capital one.  Fifiteen year later I get this court order for 2538.36.  My question if any one can help is it to late to fight this or do I have to pay this.  KIM
  • 0
    Richard Reimer
    Mary Jane Elliott reminds me of something that I found on my shoe after walking in my backyard, something that my dog left there.  DO NOT make any deal with her she will not abide by it and she can afford to stay after you when you don't have a chance.  She will screw you till you have no dignaty left.  DO NOT make any deal for payments, DO NOT!  She is scum like many other lawyers are, not ALL are bad but she is one if not THE worst.
  • 0
    Richard Reimer
    | 2 replies
    In Michigan there is a six year limit on collections.  If Mary Jane Elliott is after you do not make any payment deals with her she will screw you over like she does everybody else.  She will take your Mich. tax return FOREVER if you make a deal with her.
    • 0
      Kari replies to Richard Reimer
      | 1 reply
      I never made a deal with her, yet she is taking my state refund taxes, and it has been 8 years since the debt....not sure what my rights are? I missed the court date, can i request an appeal?

      Thanks!
      • 0
        Sandy replies to Kari
        Kari,
        First find what Court the judgement came from and go and tell them you want to appeal the garnishment.  If the debt is 8 years old the SOL has expired and they have to return it, if it is current and the debt is good the judge will not give the money back, just went to Court this morning on the same issue.  Good Luck!
  • 0
    Richard Reimer
    She's an ass, tell her so!  Do not make a deal with her without putting a limit of how much you will pay.  She will bleed you dry if you don't fight back, the courts are on her side.  The judge in Brighton is her good friend and she will agree with anything MJE says.  Brighton court hs to be one of the worst, it has to be corrupt.
  • 0
    Richard Reimer
    There is a six year limit to collect your dept, look it up under state lawson colections.  Mary Jane Elliott is scum and should be treated as such.
  • 0
    Richard Reimer
    Go to the SS website and you will find the answer there.  She cannot go after her SS but she can go after anything else that is in an account.  Get an account in your name ahd have her as the power of attorney, that will stop the money from being taken away from her.  You have to fight this scumbag Elliott because she has NO HEART she has collage tuituions to pay for and expensive cars, you wouldn't want her to have to live like the rest of us would you?  Just ask her, she is the chosen one, she is special and of course ALWAYS right.
  • 0
    Richard Reimer
    Never make a payment aggreement with this scum, she will screw you till you die.  In Mich. there is a six year limit if she sued you past that date then you have to go after her.  Good luck, she's an a--hole.
  • 0
    Richard Reimer
    You are one of the lucky ones who found out that the debt had expired.  This is what this scumbag does and I have found that the courts (Brighton) feed her need for greed and let her attack even old people that have nothing and frighten them to death thinking that they will be hurt somehow and then they cave in and the judge, Brennen I thek he r name is, looks the other way.  I have been in that court and saw hundreds of people being bullied by this scum Elliott and the judge let it happen.  I thiunk they are good friends because it seems that MJE can do no wrong while she is in that courtroom.  She is a greedy wicked person be glad that you have not been spawned by this evil thing.
  • 0
    Richard Reimer
    This is the MO of Mary Jane Elloitt, she grabs on to your throat and won't let go until the last drop of blodd is gone.  Never make a payment deal with her without a final agreement date or amount.  If you miss a payment even after a settlement deal she will go back to the original debt and start over again because YOU broke the aggreement, this is one of her favorite moves and the judge will more than likely let it happen.  Fight this evil beast as hard as you can because she is worse than the devil.  Reminder, she cannot touch your SS.  If she tries then file a lawsuit against her, do NOT ever believe this scumbag, she NEVER can be trusted.
  • 0
    Richard Reimer
    The bad part is you tried to work with her and this is what she does, scew you over.  DO NOT ever believe her, do not ever make a deal with her without completley understanding what is says and read the fine print over and over because there is something in there that gives her the advantage.  She will take your Mi refund FOREVER even after the debt has been paid, one of her favorite moves to further suck all the blood out of you.  She is scum and has to be treated as such.  Realize that she is a liar, a coward, and a cheat and never give in to her.
  • 0
    tj
    Several other complaints have reported being sued without being served a summons ("sewer service"), including some over unowed "debt".

    If you were never served a summons notifying you of a lawsuit, then that would be the basis for asking the court to throw out its decision.  Plaintiff might refile, but at least you would have your day in court, this time represented by an attorney, and if it's not your debt, or it's past SOL, you would have a defense.  You might be able to countersue for FDCPA violations, and possibly your attorney fees, particularly if you can show the affidavit of service was falsified.

    Contact an attorney.  You might try www.naca.net to find a consumer attorney in your state.
  • 0
    rab hate er
    | 1 reply
    oh my!!!  HELP! so her company is scum...they have a judgment against me for over $6,000. ( it was the whole scam thing and I tried to get the judgment set aside went to Court the judge said the decision stayed and would not set aside for another trial that i had no idea had happened)
    now what do I do??
    I wanted to call them with an offer in compromise (I sold my jewelry and got about 1,500 and was going to see if they would take that for a paid in full..but after reading all of this....what do i do i cannot have them attach my bank I have a young daughter and am going through a very bad divorce with no help from him...we are just barley hanging on...I am really afraid please some one tell me what i should do please and thank you in advance!can i leave my email on here or...?
    • 0
      andrea replies to rab hate er
      This Mary Jane Elliott

      Let me tell you this from experience with this low life.

      No phone calls to me, no letters to me.
      But on a Sunday afternoon I was “served” papers that Mary Jane Scum-Bucket was taking me to court for over $2400.00.

      I called the telephone number on the papers and it was a recording, when someone answered I was told the conversation was being recorded and did I want to set up payment options.

      @@@ You MUST say no!

      I asked what this was about and all I was told was that was an old credit card debt and that is all the information I would receive.  I was told to call Midland, who was the apparent debt holder.  I called Midland and was told the same thing, they would provide no information to me, BUT would set up a payment plan

      I said no.

      @@@ You must also say NO!

      I called a lawyer and was fortunate that they were really nice to me, I advised them I was unemployed and honestly didn’t know where this debt came from.

      The lawyer said Mary Jane Elliott buys OLD (years old) debt from collection agencies for pennies on the dollar. (So another word, of the credit card debt was $4000.00 Mary Jane bought for $10.00) and she goes after the original $4000.00 plus fees.

      I was told this is a VERY EASY case for me to win.  I didn’t need a lawyer.

      Step 1) NEVER says the debt is yours. NEVER
         
      Step 2) never sign ANYTHING

      Step 3) Go to court, don’t avoid it. You will sit down with a mediator at first.  They will try to have you and Mary Jane come to terms.   DON’T agree to anything.  Just say the bill or Debt is NOT YOURS.

      Step 4) you will now probably leave the meeting room at the city court house.  And then Mary Jane will serve you again, and this time you will go before either another mediator or a judge.  You will be asked to submit your side.  All you say, is you don’t recall this debt and would like to the ORIGINAL SIGNED CREDIT CARD APPLICATION.


      Step 5) YOU WIN!

      May Jane can’t produce the signed credit card application (even if you did sign one) because she was never the original debtor.

      You win!

      It may take a few trips to your local court house, but never admit to anything and just ask to see the signed application!


      I did it!  It worked for me. Don’t let her scare you.  She is the scum of the earth.
123...4567...8Next

Post a new comment