Complaint

+1
paige
Country: United States
I am being sued by Mary Jane Elliott in Novi, MI for a Washington Mutual credit card that I have never had.  I asked for verification of debt at which they laughed and said they would sue me.  Sure enough, I have received the summons and complaint.
I called JP Morgan/Chase who purchased Washington Mutual who said I do not now or have I ever had an account with Washington Mutual.  They also said that since Washington Mutual has very publicly went under, many unscrupulous collection agencies and low-level attorneys are using Washington Mutual's name and harassing people.  
If you search Mary Jane Elliott on the internet you will see that this pathetic agency is fraudulently suing many people!

Comments

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  • 0
    Lisa
    | 4 replies
    Send a letter to the AG and the Bar Association......this firm is in violation of FDCPA laws and MANY ethical violations.  I wish to begin a class action suit.  If I have to go to the media; I will....
    • 0
      Kelly replies to Lisa
      | 3 replies
      OMG.. I never read these things about her before I started making payments on my debt. I'm pretty young, and when I got the summons I was really scared so I just ended up calling her and started paying it back. I've been paying $50 a month since January of this year.. Is there anything I can still do? :(
      • 0
        Kelly replies to Kelly
        | 2 replies
        Also, when I was told to access their payment website, they told me NOT to google it.. maybe they didn't want me to see this??
        • 0
          Anthony replies to Kelly
          | 1 reply
          You might be stuck paying this bloodsucker. I would check with a real lawyer. When you started to pay her, you "reopened" the debt and the time on it. Collection agencies must follow the law and are only allowed 6 yrs in Michigan to collect from the date the debt went into collection. Even a $1 payment will make that debt valid again. Some collectors will even make a payment on your account JUST for this reason. Run a credit report on yourself and see what it says. The law allows one free report each year from each of the 3 major credit reporting agencies. https://www.annualcreditreport.com This lowlife sued me and I did not even know it until I filed bankruptcy and got a letter from the court telling me the suit was dismissed because of the bankruptcy. I demanded a validation of the debt 6 months ago and she sent me a typed sheet of paper with totals on it and the name of the original creditor which she got when she bought the debt for pennies on the dollar. I asked for a signed copy of the original contract from the credit card company and did not get any valid proof from her so I would have won in court if I had even known there was a lawsuit. Collectors do not want you to show up so they can win by default. Evidently she forged my name on any papers stating I had accepted the papers and knew of the suit. You can stop paying her and if she sues you, she needs to win in court to get an order of garnishment to get any more money out of you. I would change banks if you paid her by check just to be safe. I made that mistake years ago when I got sued and lost and was paying the collectors by check and they emptied my bank account plus seized my tax refund. They ended up getting more money out of me than the original debt and I did not have the money to hire a lawyer and sue them back. I was not aware of all the scams these collectors pull and how to fight them. Thanks to sites like this, I now know how to fight back.
          • 0
            tj replies to Anthony
            They have been showing a pattern of complaints consistent with "sewer service".
  • 0
    gary mitchell
    | 3 replies
    to all that has a issue with this attorney id suggest you file a grievance with the mich attorney grievance!!!!!!!!!!!!!!!!!!!
    • 0
      gary mitchell replies to gary mitchell
      | 2 replies
      why dont we all get together and file a 30,000,000 suit against this lady and midland funding lets quit wining and get that ass if you need call me 7343947211
      • 0
        Mq replies to gary mitchell
        | 1 reply
        I've had good luck with dealing with this scumbag at her home. She dropped everything if I'd stop coming to her house and calling her @3am.

        248-471-3668

        24979 Reeds Pointe Dr
        Novi, Mi
        • 0
          harleymon replies to Mq
          gary
          thank you so much i guess i could have looked her up  but  you have saved me that time  just left her a message  and I like the 3: 00 am thing I am a disabled person and I have been woke up by this call more times than i can beleive are reasonable this has gone on way to long  I do not owe a dime yet they have been calling  my home for months and hanging up when i answer  looks like its time to return the favor I checked the numbers good  
          again thanks
  • 0
    rc
    we were nice enough to pay a bill to this mary jane elliott for my wifes ex. just a 200 dollar payment. they turned around and took 200 more out of our bank now we are overdrawn
  • 0
    cindy
    I agreed to make payments of 35.00 a month for an old credit card. I missed a payment and yesterday my bank called and told me they had to comply with a garnishment from MJ Elliott and wiped out my entire checking account. They told me to never pay with a check as that is how they got into my acct.
    How can this be legal....taking money out of a checking account????
  • 0
    GrandmaHeidi
    I have made a couple payments to MJ Elliott, and my next installment is a few says overdue. My husband and I are both disabled; we collect Soc Sec disability, I get long term disability, and my husband gets a pension from the Air Force. In a couple of the previous comments, I read that she cannot garnish an account associated with disability income - Is that true??? Can we stop making payments without fear of her being able to take money from our account(s)??
  • 0
    harleymon
    MAry jane ewel thats what has come up on my caller id every time i answered they would hang up on me  thisa had been going on for months  and months I tried calling them back and was treated very poorly they would not tel me why they were calling  I continued to call them back  give them back what they have been giving me  after bouncing me to voice mails i finally spoke to people  alysha  not so nice   i then got amber iread her some excerpts from this page  she said you cant believe what people put on the internet   she seemed decent but lied to me as she told me attorney was in court  typical lawyer office lie  so i called back had a convesation with peggy who told me attorney was on vacation and when i corrected her explaining i was just told she was in court. bottom line from peggy was that i would not be able to speak to her even if she was available  i read some of this text to her she also said you cannot believe what people put on the internet i explained that i do not understand why they would continually call  and harass me then hang up when i answer? peggy then tried to help me understand the auto dial system and told me i could find more info on the internet LOL  ( cant believe what you read on the internet) these people have been harassing the wrong person i am disabled and making to the phone can be a challenge the calls were not even for me. unfortunately it took several calls to get this understood. my experience is typical I am sure  and yup  in  my book mary jane (ewel)elliot is a bottom feeder making money off the victims of predatory lending and they do not even invest the time to make sure they are contacting the right person   shame on the attorney and all of her staff what a pitiful excuse for an occupation and waste of a law degree
  • 0
    Nickki
    Mary Jane Elliott is fradulantly trying to enter a Writ of Garnishment against me stating I failed to comply with the Judgment  of $50.00 per month - which I have complied with and Chase bank has provided me proof that the monies were sent to her office via online bill payment and they were never returned to the bank so she received the payments and is now claiming payment was never received.
  • 0
    owl
    Can Social Security survivor's benefit be garnished by this [***]-from-hell?   Would it be protected from her grasp if it was  direct deposited every month into a third-party's bank account?  Is there an honorable attorney reading this post who has the answer please?
  • 0
    srose
    I received no previous letters from Maryjane Elliott and associates, but just a copy from my employer, request of garnishment.  Stating I owe monies from an HSBC credit card, but I have no idea when I had this credit card or how long ago this was.  Her company already did a garnishment of wages from me once before over a year ago. I still work for the same company, but transferred out of state,  and she was still able to contact the office of the company I work for.  And do this again to me.  Is there anything I can do, since I received no previous letters from here, that is because she has no information on my new address.   She just has the main corporate office number and address of my place of employment, can she just do this?  what can I do?
  • 0
    Kelly
    this mary jane sent me a garnishment in the in and i am divoce sent 2007 i had to call the courts and they said it was from. back to 2008 but they could. not tell me went the was take out please help
  • -1
    Sam
    I had a process server come to my door and pound on it like he was going to break it down, only to be handed a court summons indicating that I was being sued by MJ Elliott law firm for an old credit card debt.  I admit I owe the debt and want to pay it off - but reading all the complaints about this company has me worried about dealing with them.  I've read that they charge exorbitant (and illegal) interest rates, that they make it almost impossible to make payments or they charge more than is actually due.  My first payment is due tomorrow and I was hoping to talk to someone at the company to make an alternate arrangement of paying weekly instead of 2 monthly payments to pay it off, but can't reach anyone - and to top it off, there's no "file number" anywhere on the paperwork I was given (a court summons and photocopied affadavit showing the debt was sold to MJ Elliott by Midland Funding back in February) - so I can't even make a payment by the due date, because I don't have the file number, which is required by both their phone system and their online payment system in order to make a payment.

    Now I'm worried that this is going to cause my first payment to be missed and trigger them to take further action.  I wish I wasn't in this predicament, but I am and have to deal with it, unfortunately.  It's just worrisome that I can't reach anyone at all and don't have the information I need to make my payment.  All I can do now is wait until Monday and call first thing in the morning.

    If you are at all able to, pay your bills, folks, before you end up dealing with people like this.  The situation I've been in for the past few years has made it difficult to keep up with my bills - this was one of them - but now that I'm out of that situation, I'm trying to take care of things.  I just wish I didn't have to deal with this sort of "agency" that hides behind an attorney's name to scare people into paying.  I'm more than willing to pay, but worried that I'm going to get slammed with interest or they're going to pull something shady like I've seen reports of online.
  • 0
    Anonymous person
    | 1 reply
    I was in court today because of her and they are attempting to garnish my tax refund, however i dont believe i even had a credit card with my name on it it might be similar but not me. However i asked to see original contract. They said the judgement is too old, thats BS however i know my credit card was paid off just dont have records. Its been 20 years plus. The judge sided with her. Today is 8-31-18 im now 47 yrs old.
    • 0
      Also Frustrated replies to Anonymous person
      Today is 10-30-2019 / My original debt was last payment made to an alleged Master Card 10-26-2001 / 18 year old debt.
      I had never heard of Mary Jane Elliot until my husband went to deposit into an account and was advised the account had been frozen. It took us 4 hours to locate the reason from a garnishment of a judgement originally issued in Jan 2007 which I did not know existed and was renewed after 10 years in January 2017 neither have ever appeared on a credit report. Apparently the original went to a home I had not lived in since mid 2006 and the renewal went to a home I had moved from 2 years previously. I have spent 18 years rebuilding my credit from a loss of job and home after 9/11 2001. I have been successful and have cleared debts I was properly made aware of. This came from out of the blue, not even 100% sure it is my debt as it had been bought and sold several times from 2001 through 2006. I filed a request to reverse the judgement and request to deny the garnish. The visiting judge who heard the case was ridiculously old and on several occasions with mine and other cases in court admitted he was confused on "these civil litigation" cases. He was advised of my basic concern but ruled against me on both counts. Each time I tried to speak he interrupted me. When I offered to pay the original amount without interest, if it was indeed my debt, he asked the attorney for Mary Jane Elliot if she would except and she made a lame excuse that she would need to check with her client. The judge then gave 30 days to continue to hold my funds. The amount they are stating is the original is over $1800.00. The current judgement is now over $5000.00 for a debt I am not even certain is mine and have not been previously advised of. I believe this company purposely stays one step behind your address in their "advisement" practices as when they supposedly sent the last "request to renew judgement" I had been at a new address for 2 years. If a laymen can google someones correct address, certainly an "attorney" laugh laugh can locate my proper address. If they can garnish a bank account they can certainly locate my correct address. HELP!!!! I'm thinking of filing an appeal.
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