Complaint

+1
paige
Country: United States
I am being sued by Mary Jane Elliott in Novi, MI for a Washington Mutual credit card that I have never had.  I asked for verification of debt at which they laughed and said they would sue me.  Sure enough, I have received the summons and complaint.
I called JP Morgan/Chase who purchased Washington Mutual who said I do not now or have I ever had an account with Washington Mutual.  They also said that since Washington Mutual has very publicly went under, many unscrupulous collection agencies and low-level attorneys are using Washington Mutual's name and harassing people.  
If you search Mary Jane Elliott on the internet you will see that this pathetic agency is fraudulently suing many people!

Comments

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  • 0
    ann
    | 5 replies
    I did owe the debt,i tried making arangements but fhey wanted more than i could afford to pay
    i had lost my job, but they could care less she said she was getting her money with interest.
    she filed a judgement and won.
    • 0
      Lisa replies to ann
      | 1 reply
      They are NOT allowed to collect interest on your debt, or "make" money on your debt. This includes you having to pay back more than you owe.  I cannot see how she "won" a judgment with so many violations.  Contact the news.  Channel 2 Hall of Shame!
      • 0
        Unamed replies to Lisa
        You are wrong. Credit Cards are a contract that carry and interest on the debt. If you don't pay on time it gains interest.
    • 0
      Lost My Job replies to ann
      The same thing happened to me Ann, I was making payments of $40.00 a month, lost my job, called to talke to someone about my payments and was basically told "it wasn't thier problem", I missed one payment and they took every penny I had out of my checking account.  I was livid, called them back up and was told if I didn't pay $100.00 a month from there on out they'd keep emptying my bank account.  So now I scrape to get the monthy payment to them.  Just received another notice from them about some credit card that they say I had, I have no recollection of this credit card but I'm scared to death to call them, for all I know they'll empty my bank account again.........
    • 0
      Lost My Job replies to ann
      | 1 reply
      The same thing happened to me Ann, I was making payments of $40.00 a month, lost my job, called to talke to someone about my payments and was basically told "it wasn't thier problem", I missed one payment and they took every penny I had out of my checking account.  I was livid, called them back up and was told if I didn't pay $100.00 a month from there on out they'd keep emptying my bank account.  So now I scrape to get the monthy payment to them.  Just received another notice from them about some credit card that they say I had, I have no recollection of this credit card but I'm scared to death to call them, for all I know they'll empty my bank account again.........
      • 0
        carram41 replies to Lost My Job
        Wow, I wished I had did my research on this collection agency.  I too am a victim. They started harrassing me in May, went to court in June/July and I finally settled for monthly payments(against my better judgement).  I too asked for a copy of my signed documents, but of course they never produced it.  They are suing me over a credit card (which I do not recall applying to) from Great Seneca Financial Corp.  They also garnished my payroll of over $200 per pay..this is why I ended up going to court, they also threatened to garnish my bank accounts.Is there anything that can be done to stop this nonsense.  Things/money is too tight to just give away or have taken away from your hard earned dollars.  Please lets stop this madness and Mary Jane Elliott.
  • 0
    Lisa
    | 4 replies
    Send a letter to the AG and the Bar Association......this firm is in violation of FDCPA laws and MANY ethical violations.  I wish to begin a class action suit.  If I have to go to the media; I will....
    • 0
      Kelly replies to Lisa
      | 3 replies
      OMG.. I never read these things about her before I started making payments on my debt. I'm pretty young, and when I got the summons I was really scared so I just ended up calling her and started paying it back. I've been paying $50 a month since January of this year.. Is there anything I can still do? :(
      • 0
        Kelly replies to Kelly
        | 2 replies
        Also, when I was told to access their payment website, they told me NOT to google it.. maybe they didn't want me to see this??
        • 0
          Anthony replies to Kelly
          | 1 reply
          You might be stuck paying this bloodsucker. I would check with a real lawyer. When you started to pay her, you "reopened" the debt and the time on it. Collection agencies must follow the law and are only allowed 6 yrs in Michigan to collect from the date the debt went into collection. Even a $1 payment will make that debt valid again. Some collectors will even make a payment on your account JUST for this reason. Run a credit report on yourself and see what it says. The law allows one free report each year from each of the 3 major credit reporting agencies. https://www.annualcreditreport.com This lowlife sued me and I did not even know it until I filed bankruptcy and got a letter from the court telling me the suit was dismissed because of the bankruptcy. I demanded a validation of the debt 6 months ago and she sent me a typed sheet of paper with totals on it and the name of the original creditor which she got when she bought the debt for pennies on the dollar. I asked for a signed copy of the original contract from the credit card company and did not get any valid proof from her so I would have won in court if I had even known there was a lawsuit. Collectors do not want you to show up so they can win by default. Evidently she forged my name on any papers stating I had accepted the papers and knew of the suit. You can stop paying her and if she sues you, she needs to win in court to get an order of garnishment to get any more money out of you. I would change banks if you paid her by check just to be safe. I made that mistake years ago when I got sued and lost and was paying the collectors by check and they emptied my bank account plus seized my tax refund. They ended up getting more money out of me than the original debt and I did not have the money to hire a lawyer and sue them back. I was not aware of all the scams these collectors pull and how to fight them. Thanks to sites like this, I now know how to fight back.
          • 0
            tj replies to Anthony
            They have been showing a pattern of complaints consistent with "sewer service".
  • 0
    gary mitchell
    | 3 replies
    to all that has a issue with this attorney id suggest you file a grievance with the mich attorney grievance!!!!!!!!!!!!!!!!!!!
    • 0
      gary mitchell replies to gary mitchell
      | 2 replies
      why dont we all get together and file a 30,000,000 suit against this lady and midland funding lets quit wining and get that ass if you need call me 7343947211
      • 0
        Mq replies to gary mitchell
        | 1 reply
        I've had good luck with dealing with this scumbag at her home. She dropped everything if I'd stop coming to her house and calling her @3am.

        248-471-3668

        24979 Reeds Pointe Dr
        Novi, Mi
        • 0
          harleymon replies to Mq
          gary
          thank you so much i guess i could have looked her up  but  you have saved me that time  just left her a message  and I like the 3: 00 am thing I am a disabled person and I have been woke up by this call more times than i can beleive are reasonable this has gone on way to long  I do not owe a dime yet they have been calling  my home for months and hanging up when i answer  looks like its time to return the favor I checked the numbers good  
          again thanks
  • 0
    rc
    we were nice enough to pay a bill to this mary jane elliott for my wifes ex. just a 200 dollar payment. they turned around and took 200 more out of our bank now we are overdrawn
  • 0
    cindy
    I agreed to make payments of 35.00 a month for an old credit card. I missed a payment and yesterday my bank called and told me they had to comply with a garnishment from MJ Elliott and wiped out my entire checking account. They told me to never pay with a check as that is how they got into my acct.
    How can this be legal....taking money out of a checking account????
  • 0
    GrandmaHeidi
    I have made a couple payments to MJ Elliott, and my next installment is a few says overdue. My husband and I are both disabled; we collect Soc Sec disability, I get long term disability, and my husband gets a pension from the Air Force. In a couple of the previous comments, I read that she cannot garnish an account associated with disability income - Is that true??? Can we stop making payments without fear of her being able to take money from our account(s)??
  • 0
    harleymon
    MAry jane ewel thats what has come up on my caller id every time i answered they would hang up on me  thisa had been going on for months  and months I tried calling them back and was treated very poorly they would not tel me why they were calling  I continued to call them back  give them back what they have been giving me  after bouncing me to voice mails i finally spoke to people  alysha  not so nice   i then got amber iread her some excerpts from this page  she said you cant believe what people put on the internet   she seemed decent but lied to me as she told me attorney was in court  typical lawyer office lie  so i called back had a convesation with peggy who told me attorney was on vacation and when i corrected her explaining i was just told she was in court. bottom line from peggy was that i would not be able to speak to her even if she was available  i read some of this text to her she also said you cannot believe what people put on the internet i explained that i do not understand why they would continually call  and harass me then hang up when i answer? peggy then tried to help me understand the auto dial system and told me i could find more info on the internet LOL  ( cant believe what you read on the internet) these people have been harassing the wrong person i am disabled and making to the phone can be a challenge the calls were not even for me. unfortunately it took several calls to get this understood. my experience is typical I am sure  and yup  in  my book mary jane (ewel)elliot is a bottom feeder making money off the victims of predatory lending and they do not even invest the time to make sure they are contacting the right person   shame on the attorney and all of her staff what a pitiful excuse for an occupation and waste of a law degree
  • 0
    Nickki
    Mary Jane Elliott is fradulantly trying to enter a Writ of Garnishment against me stating I failed to comply with the Judgment  of $50.00 per month - which I have complied with and Chase bank has provided me proof that the monies were sent to her office via online bill payment and they were never returned to the bank so she received the payments and is now claiming payment was never received.
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