trying to collect for a payday loan
Complaint
Jackie Stewart
Country: United States
I am being harrassed continuouly from 347-927-0838 and 347-287-6498. They say they are a law firm are trying to collect money for a payday loan I owe, yet they are not providing me with any proof that I owe this. One person told me it was USCash, I called them and they told me these people are scam artists and they receive numerous call everyday. These people are foreign and I can't hardly understand them, they are rude and I am not going to pay something I have no proof of.
Comments
You do NOT owe them ANY "debt", even if you might owe some payday loan.
They are not "attorneys", "a law firm", "prosecutors", "investigators", "law enforcement" of any kind, etc.
They are just criminals trying to con people, making up ridiculous claims and making outragous threats. The names of their "organizations" are laughable, and their legal gibberish is equally so.
have a merry christmas an again thank you !!!
They are apparently getting access to credit report or skip-trace information, which they use to harass or fake phony "debts". Harassment at work is commonly reported in connection with this type of scam.
"That I owe a pay-day loan. "
You don't. Even if you did, you wouldn't owe it to these losers.
"She told me to make sure that your Human Resources knows that it is a scam. "
This is important. They aren't targeting you because of anything you did. They just got some information on you, including your employer, and they use it to extort through harassment. Other employees could be similarly targeted, and your employer should make all employees aware of this scam and be sure that receptionists are trained how to handle this.
"I was also told that thy are from other countries."]
That is generally the case with this type of scam, particularly if they have thick accents, or claim to be with strange "law enforcement" agencies you never heard of, or use strange ridiculous legal gibberish.
They can't carry out their threats.
They've called me this morning already 3 times from numbers that you can't even call back like: 240-787-1342, 530-328-0104 and from a number that looks like this - +052928512.
What can I/we do about this?? Anybody! SOMEBODY HELP!! THEY HAVE MY INFORMATION!
There is no "payday loan". It's all fake. Even if you had some payday loan you owed, you wouldn't owe it to these crooks. It's a con, a scam, an extortion racket, nothing more. The threats are all fake, too. They aren't "attorneys", law enforcement, "court officials", "investigators", or anything else, just crooks, probably calling from overseas, most likely India. If you pay them once, you can count on them coming back for more.
I have yet to see reports of them using their information for anything but this extortion racket, but you might put a fraud alert on your credit reports.
Although some complaints indicate they may be getting some of this information from applications on phony on-line "payday loan" sites, many other similar complaints suggest that these scams may actually have access to credit reports or skip-trace services.
Some of this started with a chain of payday lenders and debt collectors out of Florida several years ago. One of them in the Jacksonville area, Ellis Crosby, was shut down by the Florida Attorney General for abusive and threatening debt collection, but they also had an Indian call center.
You might try pulling your credit reports to see if there is some recent credit inquiry that might point to a phony company pulling reports.