Dont be scamed by these people!!!
Complaint
Linda
Country: United States
I was called & severely harassed by the so-called LLC Law Firm in New York 646-873-6094 ! These East Indian people called today basicity yelling at me about a loan from Advance America, telling me that I am in trouble & will go to jail for fraud if I don't pay them $730 immediately! The names of the people who i spoke to where, Nick Stevens, Paul Simmons & a John Waydam! They also told me that he hope I had already had an attorney ready to go! So of course I'm freaking out at that point so I told them I had to call them back & I called Advance America & told them everything that had happened & I was informed that my load had been sold to a collection company not affiliated with this LLC Law Firm & I'm not ganna be going to jail for not paying my loan (which I will be now lol) Anyways, I decided to call them back & act like I wanted to pay them to get more information to give to Advance America & they refused to give me the whole name of the Law office or even the name of the lawyer that was ganna take me to court! In closing, Advance America told me that there has been complaints like this going around lately! So please, if anything happens to you, investigate it first because a real law office has to give you that basic information!
Good Luck~ LInda
Good Luck~ LInda
Comments
Debt is generally a civil, not criminal matter, but it is a common pattern for debt collectors attempting to collect on payday loans in particular to threaten arrest or prosecution, falsely claiming the signed check provided up front in a payday loan makes failing to pay the same as passing a bad check.
Did you have an outstanding loan with Advance America?
Did the "information" used by the phony debt collectors accurately match information on your loan, indicating access to records on the debt?
Or did they only appear to have your name and the payday lender?
https://complaintwire.org/Complaint.aspx/kBftIIqR-QAJ_wjMpvkYrw
https://800notes.com/Phone.aspx/1-718-873-9112
Pretty typical of this scam.
"wayne
9 Jun 2010I got a call from them, they had info on me about a cash advance loan(which I payed back earlier this year, in full) and told me they we charging me w/ fraud and that I needed to pay over 5000 to take care of it...."
Claiming to be a "law office", as well as a "police officer". These scammers are neither. Calls may originate from Pakistan.
"Jon
11 Jun 2010the guy says his name is alex warner and fron some law office.two weeks ago he said he was a police officer wanting info on me.both times the call back number is from somewhere in new york.the calls are from pakistan and re-routed to new york and sometimes through arizona.i just laugh at him an ask him how is the weather in pakistan,and then he laughs and calls me a '''''m..f''er. big scam but ag.cant do anything cause he out of our country."
"Kansas Attorney General Warns of Debt Collection Scam
Fraudsters pose as cops to extort money
January 29, 2010
Kansas Attorney General Steve Six is warning consumers about a debt collection scam in which apparent fake debt collectors are impersonating law enforcement officers in an effort to extort money. He's urging consumers not to make payments to these scamsters.
The scammers most often claim they are attempting to collect a debt related to an Internet payday loan obtained by the consumer, but which the consumer never repaid. Consumers say they have never obtained such a loan or paid off the loan years ago.
The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names. It appears the phone numbers used by the scammers are "spoofed" numbers, so that the number appearing on a consumer's caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.
When questioned, the individual calling refuses to disclose the full name or address of the collection agency he claims to represent. These scammers have been able to provide consumers with identifying information, such as the consumer's social security number, home address, e-mail address, names of family members and the consumer's computer IP address.
Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.
If the initial debt collection scam is unsuccessful, the scamsters keep at it, often calling back months later posing as law enforcement officers or officers of the court. Typically, they threaten the consumer with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.
The phony cops try to frighten and confuse consumers into compliance by using legal sounding terms such as "We're filing an affidavit against you" or by stating a lawsuit has been or is in the process of being filed against the consumer.
A hallmark of each scam has been calling consumers repeatedly at their place of employment. This scam hit home when an employee of the Kansas Attorney General's Office was repeatedly called both on her cell phone and at work.
Despite the employee's repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an "officer".
"I denied owing the debt and refused to pay without being provided validation of the debt," said the employee. "I was then told, 'If that's the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming.'"
"It is important for consumers to know their rights under the law," Six said. "If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately."
..."
Company od America deposited in my bank account cash advance, I never deal with that company.. They a real scammers and have like oriental accent in their voice, dont be scam, the goverment can't stop them?
They are not attorneys, and are not collecting on any real debt you might owe. They are criminal phone thugs, engaged in extortion trying to panic U.S. consumers into paying money for a phony alleged "payday loan".
They may have access to old payday loan data from a defunct payday lender, and are reported to have access to credit and skip trace data, including name, address, SSN, DOB, relatives and employers, which they use in their fraudulent scheme to fabricate the appearance of an old "loan", or to harass consumers and their relatives or employers.
Common characteristics, in additional to the above, include reports of thick east Indian, Pakistani,or middle eastern accents, phony "American" sounding names, threats of arrest or lawsuits, demands to be contacted by your attorney, and the phrases "Good luck" or "May god help you" when you refuse them.
You can find warnings on similar scams from BBB, ABC News, and the West Verginia and Kansas Attorneys General. One of them tried to scam an employee of the Kansas AG.
Reports are FBI has received a lot of complaints regarding them. They may be located overseas.