Dont be scamed by these people!!!
Complaint
Linda
Country: United States
I was called & severely harassed by the so-called LLC Law Firm in New York 646-873-6094 ! These East Indian people called today basicity yelling at me about a loan from Advance America, telling me that I am in trouble & will go to jail for fraud if I don't pay them $730 immediately! The names of the people who i spoke to where, Nick Stevens, Paul Simmons & a John Waydam! They also told me that he hope I had already had an attorney ready to go! So of course I'm freaking out at that point so I told them I had to call them back & I called Advance America & told them everything that had happened & I was informed that my load had been sold to a collection company not affiliated with this LLC Law Firm & I'm not ganna be going to jail for not paying my loan (which I will be now lol) Anyways, I decided to call them back & act like I wanted to pay them to get more information to give to Advance America & they refused to give me the whole name of the Law office or even the name of the lawyer that was ganna take me to court! In closing, Advance America told me that there has been complaints like this going around lately! So please, if anything happens to you, investigate it first because a real law office has to give you that basic information!
Good Luck~ LInda
Good Luck~ LInda
Comments
ALLEN PRUDENTE, FRED MCNAMEE AND DEBORAH MALONEY ALL FROM FORT ERIE, ONTARIO CANADA!!! 36 COURTWRIGHT STREET., FORT ERIE, ONTARIO CANADA - SUE THESE F***ING SCUMBAGS - CALL THE POLICE.
ALLEN PRUDENTE, FRED MCNAMEE AND DEBORAH MALONEY ALL FROM FORT ERIE, ONTARIO CANADA!!! 36 COURTWRIGHT STREET., FORT ERIE, ONTARIO CANADA - SUE THESE F***ING SCUMBAGS - CALL THE POLICE.
There are also numerous scam collectors operating out of the Buffalo area.
The New York Attorney General shut down a bunch a couple years back, but recent complaints show that area is still very active.
"threatening me about getting sued and felony charges against me. Also, they spoke about getting my Driver License suspended."
That type of illegal threats, of a "lawsuit" or "prosecution", are pretty typical of fake "payday loan debt collection" scams. The Indian scammers haven't tried the "suspended drivers license" act yet, but the Buffalo ones reportedly have.
When they are making up cr*p and throwing it at you, it suggests the goal is to extort money without any proof you owe them. They are violating FDCPA with every sentence, yet the shakedowns depend on 2 things:
1) making threats to coerce immediate payment before the victim can find out it's a scam,
2) hiding their location so it's not worth going after them. They typically use mail drops (UPS Store or similar), and may even change their names periodically, or use several.
The combination suggests fraud rather than collection of any actual debt owed to them. There have even been cases of Buffalo area debt collector employees selling consumer data out the back door to other scam "debt collectors", for another round of shakedowns. Several were convicted on federal charges a couple years ago, and sentenced to prison.
Only safe response is to insist on documented proof from ACE. FDCPA gives you the right to dispute alleged debts, and demand that the debt collector obtain validation (proof) from the original creditor and send it to you. If that matches your own records, you might owe them. If they throw BS and threats at you instead, they are probably crooks running a con.
I took down all of their information and went to my local pd. The officer I spoke to actually called these numbers, got three different business names, and informed them that they were scammers and it was a violation of the law to impersonate a law enforcment official, especially FBI. Then I filed a complaint with the FBI.
So far, they are still calling me - all with thick Indian dialects - and I tell them I know they are scammers. I even had one caller who wanted to know how many children I had, how many times I had been married. When I asked what that had to do with anything, he became very explicit in wanting to know about my sex life. I was completely dumbfounded - for about three seconds.
Now when they call, I just let them talk, take their info & update my FBI complaint. Then I have some fun! I actually started having idiotic conversations and override everthing they say.
If you can't beat 'em, irritate the s**t out of 'em!!!
A BOWL OF CURY......
I told my boss about it, and the last time they called my office, he informed them that I was no longer employed there, so hopefully they will quit calling there.
http://maps.google.com/maps?hl=en&gs_upl=1277 ... ved=0CCMQ8gEwAA
The message would say "This message is for...(then not leave a name)....refer to file#...(then not leave a file number)
about an item that was returned from your bank"
I don't have any returned checks from my bank. So I called the number and had to leave a message saying: "Someone from this number called and did not leave a name of who you are contacting or file number. My number is ....., if you feel someone at this number owes you money then send all documentation in the mail and we'll review it." I did not leave a name or address, They should already have that info if it's legit. I doubt it is, but I'll keep you posted.
Fast forward exactly one month later, he's calling me at work and on my cell, so I call him back "Mark Green" (same indian accent) from 202-715-6645 stating there have been 3 allegations against my social security # and he is going to take legal action and I owe this company "Cash Advance" $719.00 that I borrowed from them. He didn't have a date when I borrowed it but he had all my person info full name, address, phone #'s, email, last 4 digits of my social and bank name. I told him to fax me something, which he never did. I called the Federal Trade Commission (I reported a claim against him) 877-382-4357 and they told me to call him and verify the debt in writing. I called him and he said he would and never did. TOTAL SCAM!!! He really scared me for a minute, but I'm pretty smart. He said he was a Federal Marshall working with some FBRB FBI federal government bureau, sorry the FBI has better [***] to do than collect debts fo $719.00. I called the Cash Advance company #513-442-0008 he gave me, and when I called it said leave a message. I googled Cash Advance and they didn't have any info on me I even called VA IDR#877-827-3501 and they don't have any outstanding loans on file for me.
CONTACT THE NIAGARA REGIONAL POLICE AT 905-871-2300 TO MAKE A POLICE COMPLAINT SO THEIR IS A PROPER INVESTIGATION AND ALSO CONTACT THE FBI BUFFALO FIELD OFFICE AT 716-856-7800 TO ALSO MAKE A COMPLAINT.
ALLAN PRUDENTE AND DEBORAH MALONEY USUALLY CROSS THE FORT ERIE/BUFFALO PEACE BRIDGE INTO BUFFALO, NEW YORK WHERE THEY CAN BE APPREHENDED FOR THEIR FRAUDULENT SCHEME.