Deceptive calls from- 800-814-6580
Complaint
Terminator ThemNow
Country: United States
The number is from a corporation [NRA] listed in the Pennsylvania State Dept. and in other State's Dept. web pages as a collection agency owned by JILL E. M. and STEVEN C. KUSIC and Shell S. Sharma their home address is: [removed]
These parasites have been in the business for a long time and they collect information and harass people at home or at work and they violate all the legal requirements for collection agencies. Beware they will call pretending to be someone else or some other company to get info. They are Jews without morals or principles. Let's put them out of business and Terminate them now. Find their pictures here: http://www.nationalrecovery.com/files/2007PatriotNewsNetwork.pdf
These parasites have been in the business for a long time and they collect information and harass people at home or at work and they violate all the legal requirements for collection agencies. Beware they will call pretending to be someone else or some other company to get info. They are Jews without morals or principles. Let's put them out of business and Terminate them now. Find their pictures here: http://www.nationalrecovery.com/files/2007PatriotNewsNetwork.pdf
Comments
Wrong Shell S. Sharma?
Director of Operations and Chief Operating Officer
Phone:(800) 814-6580 ext. ****
Email:s***@***.com
Local Address: Harrisburg, Pennsylvania, United States
National Recovery Agency
NRA - Mechanicsburg Office 3 Crossgate Drive
Mechanicsburg, Pennsylvania 17055
United States
Company Description: Formed in 1976 and incorporated three years later in the Commonwealth of Pennsylvania, National Recovery Agency, ("NRA") is a fully bonded collection agency. NRA's
1) Your daughter might have signed up for some scammy record club, and NRA is collecting on the account.
2) They may be harassing your daughter because her name is similar to someone else, and your daughter's information has been collected by some skip-trace database.
If (1), as a minor, she cannot agree to such a contract, and as her parent/guardian, you can demand that it be nullified due to your daughter not being an adult. You can step in and they must deal with you if you demand it, and you can demand that they cease harassing your minor daughter.
If (2), then they are erroneously harassing your minor daughter.
Eithr way, contact your local District Attorney, state Attorney General, and the Pennsylvania Attorney General for assistance.
If they are getting your daughter's information from skip-tracing sources, then there is also probably an issue of information on a minor being illegally collected and sold. Contact FTC, as they have been cracking down on trading in personal information on minors, particularly when they are under 13.
Fraud indicators:
1) yelling, abuse
2) evading validation (proof) of the alleged "debt"
3) Saying they "can't" or "don't have to" provide proof, or anything in writing
(violates FDCPA prohibitions against deceptive collection, requirements for "g" letter, and requirements for validation)
4) Calling your demand for proof a "refusal to pay". This is a common sleazy debt collection tactic, used to intimidate and belittle you, basically treating you as a "child" who needs to be told what to do ("pay us"). It has been repeatedly reported in connection with NRA, so we may assume they are trained in it. It's also illegal and deceptive. You are, in fact, refusing to pay an alleged debt they've refused to prove you owe, but that is your right. If in fact they acted in accordance with FDCPA to your "refusal to pay", they should cease all further communications other than notifying you of any action they intend to take. On an "account" from 2002, about all they can legally do is go away, but they are deceptively trying to imply that you have somehow done something "wrong" by doing so. Abusive and deceptive collection, in violation of FDCPA.
They have a history of complaints of collecting on bogus or fraudulent Columbia House / BMG "music club accounts" using such tactics. The original music club engaged in fraudulent "negative option" order cramming, fabricating "orders" and then adding "termination fees" to trump up "debts" before they sold off old accounts to bozo collection agencies like this. That's where a lot of these really old "debts" come from, and since they know that accounts from 2002 are both too old to legally post on credit reports, and past SOL for suing in nearly all states, they use this beligerent intimidation to try to coerce payment, coerce some "verbal admission" or otherwise bully you into paying some "debt" they're not even sure is owed or owed by you.
Send notice by certified mail that you dispute any alleged debt and demand proof from the original creditor that it's owed. Also include that it is "inconvenient" for you to receive their calls. If they continue to harass you for some "debt" they refuse to prove, or they damage your credit on a "debt" older than 7.5 years, get an attorney and sue them. Their violations may include abusive and deceptive collection, continued collection after notified of dispute and validation request, damage to credit (FCRA violation), etc. You can find a consumer attorney in your state through www.naca.net
http://www.consumeraffairs.com/debt_counsel/national_recovery_agency.html
https://www.ftccomplaintassistant.gov/
www.consumerfinance.gov