collect wrong debt

ComplaintsCollection AgenciesMCT group INC.

Complaint

0
lilian meyers
Country: United States
To Whom It May Concern
Since April,2008 I've been sending a lot's of complaints concerning Unlawfull Repo.     The Mission Federal Credit Union send some agent to repo the (2000 Chevy Cavalier) on the grounds that they did not received any payments since January of 2008, Feb, and March of 2008.   I told them to check with the bank because I have 2 receipts one in feb,10.08 for 2 payments and another one in april 2008 also payment of 2 monthd.   they stated that I am lying and who come it did not show payment on their records.   Now I have a collecting agency demanding a payment of ($4,797,59) the contract of the car was for 5 years since Feb,2006 every month was paid until they repo the car From April08 I did not make any payment (I don;t have the car)
If you can't help me with this issue, please direct me to the righ place who can help me??

thank you

lilian meyers
lelo_meyers@yahoo.com
619-749-3415  cell
610-749-6883  office

Comments

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  • 0
    THOMAS C
    | 1 reply
    ok, i'm going out on a limb here and suggest that mabey if you all paid your bills on time as you agreed to then you wouldn't be in this mess. essentially everyone of you has created a your own quagmire and instead of dealing with it you have decided to blame a "jason russell". i have delt w/agencys before, i am FAR from perfect, but it's amazing how the quality of life can change once you accept personal responsibility for your actions and actually clean up your personal mess.
    • 0
      Laura replies to THOMAS C
      Do you know sometimes people's situations change??  Maybe you should stop judging people esp people that are doing everything they can to rectify and settle their debts!  Did you even read how this started??  The person states they have receipts showing payments made and they repossessed his car anyway!!
  • 0
    Sarah
    I am  having the same problem- with Chris Peters. He does not care and just thinks he knows everything. He told me well did you just call my office to insult the process or did you actually call to make arrangements on the payment! I told him I cannot pay and he was just a total jerk! What can I do?
  • 0
    Uninterested
    Company information:
    Mission Federal Credit Union
    San Diego, California
    United States
    calemonlawblog.com

    Repo Notice Class Action Certified
    The Auto Fraud Legal Center recently had a class action certified in San Diego County. The case is Arben Selimi v. Mission Federal Credit Union, Case No. 37-2009-00086697-CU-CO-CTL. The case alleges that the notices that Mission Federal sends to consumers after their vehicles are repossessed do not comply with California law, specifically the Automobile Sales Finance Act. The notices, Selimi alleges, overstated the amount that consumers had to pay in order to get their vehicles back after they were repossessed. In addition, the notices did not provide an address to either mail or deliver the request for an extension of the time period before the vehicles were sold after they were repossessed. Superior Court Judge John Meyer certified the case as a class action. The time period of the class is June 1, 2007 to the present. No ruling has been made on the merits of the case. However, the remedy that Selimi is seeking for these improper notices is the waiver of any deficiencies that existed after the sale of the vehicles.
  • 0
    Devil
    Company information:
    Mission Federal Credit Union
    San Diego, California
    United States
    calemonlawblog.com

    Repo Notice Class Action Certified
    The Auto Fraud Legal Center recently had a class action certified in San Diego County. The case is Arben Selimi v. Mission Federal Credit Union, Case No. 37-2009-00086697-CU-CO-CTL. The case alleges that the notices that Mission Federal sends to consumers after their vehicles are repossessed do not comply with California law, specifically the Automobile Sales Finance Act. The notices, Selimi alleges, overstated the amount that consumers had to pay in order to get their vehicles back after they were repossessed. In addition, the notices did not provide an address to either mail or deliver the request for an extension of the time period before the vehicles were sold after they were repossessed. Superior Court Judge John Meyer certified the case as a class action. The time period of the class is June 1, 2007 to the present. No ruling has been made on the merits of the case. However, the remedy that Selimi is seeking for these improper notices is the waiver of any deficiencies that existed after the sale of the vehicles.
  • 0
    Someone who knows
    This is simply NOT true.  Have you not heard of substituted service or service by publication?  Perhaps you should know a little something about what you're espousing before you try to present yourself as all-knowing.
  • 0
    Someone who knows
    What do you expect when you: 1) borrow money with a promise to re-pay,  2) stop paying,  3) return your car that is certainly not worth what you paid for it?  If you have money in a 401K, don't you think you have an obligation to draw from that account to pay your debt?  Where the hell did this feeling of entitlement in this country come from?  Sounds like they offered you a fair deal.  You do sound like a deadbeat.
  • 0
    Someone who knows
    Are you their CUSTOMER?
  • 0
    billi
    i pulled my credit a few months back and noticed that they have been pulling my credit for a while...i sent them a validation letter and next thing i knew they had dropped off my credit. Today i see that they have a Abstract Of Judgment Issued against me???????? i dont get it. AT LEAST I KNOW THAT THEY NEVER SERVED ME AND MY ADDRESS IS AND ALWAYS WAS CURRINT IN MY CREDIT REPORT. I AM SOOOOO GOING TO GET THEM....JASON CALLED ME ONCE AND I LET HIM HAVE IT. HE THINKS HE CAN DO WHATEVER AND SAY WHATEVER HE WANTS. WHY DOESNT EVERYONE GET TOGETHER AND FILE A LAWSUIT AGAINST THEM? THEY ARE OBVIOUSLY DOING SOMETHING WRONG WHEN THEY ARE PUTTING EVERYONE DOWN!!!THEY DO NOT HAVE THE RIGHT TO PUT ANYONE DOWN OR TALK ABOUT ANYONES MARRAIGE. THEY ARE SIMPLY A THIRD PARTY DEBT COLLECTOR....THEY MOST LIKLY DONT HAVE THE CORRECT PAPERWORK EITHER SINCE THEY NEVER SENT MY VALIDATION BACK.
  • 0
    F***k mission fed & chris peters of mct
    So I do a volunteer repot on a truck owed 8 k they auction it for 1,800 mission fed bills me the rest and of course I say f/u so then they turn it over to mct  and this d** k face chris peters starts calling me talking s**t over the phone so I tell him to go screw his mother then i get 25% of my check garnished until I get to court show my expenses and I still say I volunteer to pay 100 bucks every two weeks from my check the only good thing out of this is that the sheriffs dept send me back the difference from the garnishing but meanwhile mission fed dings my credit score every month that I'm late every month on the original payment from when I had the car even though I'm paying mct and will do so until I'm done paying and of course I have no money for a lawyer to try to fight this so then they stop taking money from my check all of a sudden for about 2 months with no phone calls or letters and recently put a judgement out the blue and garnish my bank account for my last 400 bucks and I live paycheck by paycheck so I have 0 money for 1 whole week so now I'm waiting for a court date what do u think about my story? So f***k mission fed and chris peters of mct and his mother for having him.
  • 0
    San Diego Jorge
    I have been delinquent on several accounts, as I lost my job at the end of 2009.  I am harrassed by collectors from about 4 different places. To be honest, I owe the money like most of you probally do. To tell you the truth, mct group is the only one that has treated me fairly. They sued me and when I went to court, their lawyer and the guy from mct was friendly and they set me up on a payment plan that fit my buget.
  • 0
    James
    You're a hater.
  • 0
    Apathetic
    Repo Notice Class Action Certified
    The Auto Fraud Legal Center recently had a class action certified in San Diego County. The case is Arben Selimi v. Mission Federal Credit Union, Case No. 37-2009-00086697-CU-CO-CTL. The case alleges that the notices that Mission Federal sends to consumers after their vehicles are repossessed do not comply with California law, specifically the Automobile Sales Finance Act. The notices, Selimi alleges, overstated the amount that consumers had to pay in order to get their vehicles back after they were repossessed. In addition, the notices did not provide an address to either mail or deliver the request for an extension of the time period before the vehicles were sold after they were repossessed. Superior Court Judge John Meyer certified the case as a class action. The time period of the class is June 1, 2007 to the present. No ruling has been made on the merits of the case. However, the remedy that Selimi is seeking for these improper notices is the waiver of any deficiencies that existed after the sale of the vehicles.
  • 0
    Apathetic
    Mission Federal Credit Union now missionfed.com!
    Cannot access banking information (once again). This issue, at least, is the fault of the credit union since they've moved from : https://www.missionfcu.org/ to : https://www.missionfed.com/ I'm just hoping that this is a simple and quick fix...
     I’m frustrated
  • 0
    Apathetic
    Manzano et al v. Mission Federal Credit Union et al
    Share | Plaintiffs: Mauricio Manzano  and Nel T. Manzano  
    Defendants: Mission Federal Credit Union , First American Title Company, T.D. Service Company and DOES
     
    Case Number: 3:2010cv02681
    Filed: December 29, 2010
     
    Court: California Southern District Court
    Office: San Diego         Office
    County: San Diego
    Presiding Judge: Janis L. Sammartino
    Referring Judge: William V. Gallo
     
    Nature of Suit: Contract - Negotiable Instrument
    Cause: 28:1331
    Jurisdiction: Federal Question        
    Jury Demanded By: Plaintiff        
     

    Available Case Documents
    The following documents for this case are available for you to view or download.
    Date Filed # Document Text
    December 29, 2010 5  ORDER: (1) denying 2 Plaintiff's Ex Parte Motion for TRO and (2) Setting Hearing for Preliminary Injunction: To have their request for a preliminary injunction set for hearing, Plaintiffs must serve Defendants with all documents by 1/10/11. Pl aintiffs must electronically file proof of service by 1/14/11. If Plaintiffs timely serve and file all documents, the request for a preliminary injunction will be set for hearing on 3/11/2011 at 03:00 PM in Courtroom 06 before Judge Janis L. Sammartino. Signed by Judge Janis L. Sammartino on 12/29/10. (lmt)
  • 0
    Harrassed too by Jason Russell
    How do they garnish your wages with no court date.  I just got the papers to from them and live pay check to paycheck..  They have been harassing me for 2 years...
  • 0
    Bank Levied
    They just took all my money out of my bank account.  I would rather file BK than give them another dime.  And, whoever it is that is telling us to PAY OUR BILLS, you lose your job for 2 years and try to keep up with your bills and car payments!!  Don't make a nasty comment if you don't know the whole story!
  • 0
    1dragon1
    Has anyone had thier Mission Federal info deleted from thier credit report yet? According to the judgement Selimi Vs Mission Federal It should have been deleted as of yesterday...August 17, 2011.
  • 0
    Laura Miles
    There is a right way to approach people when collecting debt and a wrong way. Denegrating them, berating them, bullying them ... these tactics are unethical. How about picking up a file for $4000 and then filing a complaint for 4 - 5 times the amount you paid for it? I think that is opportunistic. Typically, people who have gotten behind on debt are behind because they lost a job, couldn't afford to pay, divorce situation, etc. I'm relatively sure not EVERYONE who falls short intends to default on debt. Some do ... most don't. To treat these people, who likely already feel horrible about the situation they are in, as sub-humans is despicable. I don't think people shouldn't be asked to pay their debt. I DO think that when people are being asked to pay their debt that the person on the other end of the line shouldn't behave like an [***] in the process!
  • 0
    Anonymous
    They "served" papers to my mother-in-law for my husband. She wasn't asked to sign anything, nor was she asked to provide proof she was who she said she was. He doesn't live at that address. I thought, by law, they had to serve the defendant ... not a relative. Maybe that's what happened in your case. Maybe they just had their server drop it off to some random person.
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