collect wrong debt

Complaint

0
lilian meyers
Country: United States
To Whom It May Concern
Since April,2008 I've been sending a lot's of complaints concerning Unlawfull Repo.     The Mission Federal Credit Union send some agent to repo the (2000 Chevy Cavalier) on the grounds that they did not received any payments since January of 2008, Feb, and March of 2008.   I told them to check with the bank because I have 2 receipts one in feb,10.08 for 2 payments and another one in april 2008 also payment of 2 monthd.   they stated that I am lying and who come it did not show payment on their records.   Now I have a collecting agency demanding a payment of ($4,797,59) the contract of the car was for 5 years since Feb,2006 every month was paid until they repo the car From April08 I did not make any payment (I don;t have the car)
If you can't help me with this issue, please direct me to the righ place who can help me??

thank you

lilian meyers
lelo_meyers@yahoo.com
619-749-3415  cell
610-749-6883  office

Comments

  • 0
    Jrod
    Go to www.whatliesinyourdebt.com and find out how to sue this company and companies like them for violations of the Fair Debt Collection Practices Act and Rosenthal Act. You can really hit them where it hurts, in the wallet. good luck.
  • +1
    Jrod
    You can also sue them for violations of the Telephone Consumers Protection Act for calling you on a cell phone or home phone using an auto dialing service. Also on www.whatliesinyourdebt.com.
  • 0
    turbo1114
    This company always breaks the rules by saying things that are illegal.  Just because you lose your job or cant pay does not give them the right to break the law.  Yes paying your bills is best but if you find yourself in this situation, there are still laws to protect the consumer as well as the creditor.  They are just horrible horrible humans, thats all.
  • 0
    Dilberto
    | 3 replies
    MCT Group has a terrible reputation of resorting to lowball, personal attacks, in order to "intimidate" debts to be paid. In 1994 - they repossessed my 1987 BMW and to this day....is still placing derogatory credit inquiries on my Experian file. Yes, I threatened to firebomb their boiler-room "office" many times. But, what can you expect when they use military-style, mental deconstruction tactics, to instill fear among the less fortunate who simply fall on hard times and cannot pay? All the names the collectors use are aliases - so their fragile identities are protected. The only way to find out where they are is know somebody at the Torrance, CA Post Office, because they send a young, teenage girl to empty their PO box daily....directly from the Postal desk.
    • +1
      KK replies to Dilberto
      | 2 replies
      MCT Group Inc - Business address 2309 W 190th St, Redondo Beach, CA 90278 is the same as 2309 W 190th St, Torrance, CA (google map) sneaky shameless business. In fact, the address if you look careful points to near where, but to Cresta Mobile Homes. I can NOT locate MCT Group Inc in the nearby businesses. According to California Code 17538.5 - any business in the state must...not use a P.O. Box address, a private mailbox, or a street address representing a street used for business... This business uses several false (FAKE) business address but keeps the contact number (310)372-7025. The contact number is associated to PO Box 7748
      Torrance, CA. Again this is a violation, illegal practice. (17538.5)
      Dan Matthews and Chris Peter are the ONLY employee, I think everyone is fake, pretending, random people off the street. Just look at the address ALL the address. There first Attorney Susnow unfair debt collection act in 2008 in a "sister state" was deemed illegal and a judgement was placed against MCT Group & Susnow for practicing debt collection without a license in another state. According to California law 1710.20 .."a judgement in 2008, entered by a in sister state shall be enforced and files in California Superior Court." Attorney Peter Warren Singer has been using a different address 1762 Hotel Cirle, Ste 315, San Diego, CA 92108 - contact: (619) 299-8234. Has anyone been notified of all these changes. Anyhow Attorney Susnow, deceased in 2011.  MCT Group has been representing there address illegally by providing you with a P.O. Box address. There former attorney Susnow was the actual owner of MCT Group until his death. MCT Group according to their online profile started their business in 2005, but how is that they have been filing lawsuits since 1999 with Attorney Susnow, who also uses different alias. That address that Susnow had on his forms was to a P.O. Box address in Beverly Hills, Ca.
      FILE A CLAIM with FTC PLEASE, a class action suit will be conducted!
      • -1
        Jack Tate replies to KK
        Boy, KK is really stupid and wrong!  I had a car repossessed by my credit union and they used MCT Group to try to collect the deficiency balance from me.  I've had other collection agencies come after me and this is the only time in my life that a collection group treated me fairly, and even returned to me some of the money they garnished from my bank account -- because I was sick and out of work. Their attorney, Singer, was caring and understanding and offered me a fair payment plan (that I am still paying). He explained that he didn'ty want me to get into a plan where I'd fail. As for 17538.5, I looked it up and it only applies to companies selling things; not apply to a collection agency or law firm. Don't lump these guys with unscrupulous collectors. I was honest with them and they treated me just fine.
      • 0
        DG replies to KK
        I just received a notice from MCT group and they tried to attach a garnishment to my bank accounts got .86 for they say 13,000 and this was interest on 3000.00 that ex husband already paid in 2001, how can I get on this lawsuit class action? Who is FTC?
  • 0
    I feel ya!
    | 1 reply
    I have been dealing with these guys since 2000, and they have always been dirty jerks.  I want to know if anyone has news regarding any lawsuits againts them.  Reason I am asking is because they had garnished my wages starting in 2009 and I got a notice from the L.A County clerks office that they have stopped the collection as of 4/20/12.The debt they claimed is no where near paid, and I am not complaining, but I also know they play dirty and don't want any surprises. I tried calling the phone number listed for Peter Singer, but have heard nothing as of yet. Thanks for any insight.
    • 0
      I can't believe this is happening! replies to I feel ya!
      Peter Singer is an attorney/real estate broker. He works out of his home and uses the local fed-ex store PO Box as his office address. One would not know this unless you try to find his office. They know him real well there!
      Neither MCT nor Peter Singer is willing to work with you unless you pay off the bill. Going to court doesn’t look any better. How does a single mother figure this out? Are there any good attorneys willing to help out without charging such a high fee?
  • 0
    ken
    | 2 replies
    I am starting class action lawsuit today with Wickman and Wickman in San Diego against MCT.
    • 0
      Sam replies to ken
      Any luck with the lawsuit?
    • 0
      also a victim of mct replies to ken
      did you end up filing a lawsuit?
  • 0
    same boat
    found this:

    Cappos v. MCT Group, Inc. et al
    Filed: January 9, 2012 as 3:2012cv00067
    Plaintiff: Mark Cappos
    Defendants: MCT Group, Inc., Law Offices of Peter W. Singer and Peter W. Singer
    Cause Of Action: Fair Debt Collection Act
    Court: Ninth Circuit > California > Southern District Court
    Type: Other Statutes > Other Statutory Actions

    http://dockets.justia.com/docket/california/casdce/3:2012cv00067/373548/

    dont think you can access though
  • 0
    American Express
    Why would AE sick this group on me AFTER I paid them? I never received ANY court papers saying that I'm being sued.
    Is this how MCT does business (are they blood suckers or ambulance chasers looking to make money) before a person is really served?
  • 0
    Be careful to fight them i lost
    I tried fighting them in court on a couple bills i had with a cred union but their not a debt buyer like everyone here was saying.  They didn't buy their debts for pennies-- they work directly for the credit unions on a commission. Thats why they have such a big incentive to sue people who fall behind on their bills.  There lawyer is good and thad all of their ducks in a row and I lost big time, they had all of my documents, signatures, statements, and even someone from the branch to testify at the trial.  Luckily I was able to work out something with the person who was handling my case after I lost and I was able to avoid paying just about all of the interest and court fees, and i had them put the settlement IN WRITING.

    My attorney told me later after he looked into them more that they and their attorney do a lot of homework before suing you and seem to fight back anyone who fights them and rarely lose. They wont reveal how much information they have on you until its way too late. Unless you got a lot of proof to show you don't owe the money and they did something wrong, you're better off settling or filing bankrupt.  I don't like that I had to pay for a car i don't even have anymore, but I got off lucky because I got a tax return around the same time to end things quick.  I would have owed 8K with court fees and interests but settled for 4.  I originally owed around 3200.  I hope I never run into them again, they don't mess around.
  • 0
    Anonymous
    | 2 replies
    I have recently been served with a levy on my bank acct from MTC Group for a case that happened back in 2007 (which I was conveniently NOT invited to) Didn't even know I'd been sued until like a year later when I saw the judgment on my credit report. I cannot find any information on who the original creditor was and why I owe them this money. And I feel like I have a right to know. Additionally this case happened in California and I now live in Washington can they really do this to from  another state?
    • 0
      also a victim replies to Anonymous
      | 1 reply
      they never served me with court papers.. the guys name is supposedly Chris Peters at the collection agency. They have a judgement against me and have added a ton of fees and interest on top of what the judgement was for. They are ripoff artists!!
      • 0
        If they're really collecting.. replies to also a victim
        on a court judgement, then amounts added to the judgement, such as interest, would be set by the rate allowed by state law.
        Run this by an attorney.  You can find a consumer attorney in your state through www.naca.net

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