collect wrong debt

ComplaintsCollection AgenciesMCT group INC.

Complaint

0
lilian meyers
Country: United States
To Whom It May Concern
Since April,2008 I've been sending a lot's of complaints concerning Unlawfull Repo.     The Mission Federal Credit Union send some agent to repo the (2000 Chevy Cavalier) on the grounds that they did not received any payments since January of 2008, Feb, and March of 2008.   I told them to check with the bank because I have 2 receipts one in feb,10.08 for 2 payments and another one in april 2008 also payment of 2 monthd.   they stated that I am lying and who come it did not show payment on their records.   Now I have a collecting agency demanding a payment of ($4,797,59) the contract of the car was for 5 years since Feb,2006 every month was paid until they repo the car From April08 I did not make any payment (I don;t have the car)
If you can't help me with this issue, please direct me to the righ place who can help me??

thank you

lilian meyers
lelo_meyers@yahoo.com
619-749-3415  cell
610-749-6883  office

Comments

12345
  • 0
    Profiler
    | 2 replies
    If you look at the various posts here, there are two patterns:

    1)  short reports of various illegal collection tactics, including lawsuits won by "sewer service".  Where details are posted, one tactic reportedly used appears to be to "serve" extended relatives rather than the party sued.  This would effectively produce a legal advantage in a lawsuit and any following collection of judgement, through deniable "embarassment" as a collection tactic, while delaying or denying effective notice of the lawsuit to the party sued, which is consistent with the reports of "sewer service".  All "plausibly deniable" and easily accomplished by just looking up and deliberately (but "accidentally") serving a relative.

    2)  lengthy "detailed" reports on "losing lawsuits", "getting garnished", and "reaching settlements".  The style of the "good shill"/"bad shill" posts appears similar, so someone is working hard, over a period of years, to work these postings to an advantage.
    • 0
      VICTIM OF MCT GROUP replies to Profiler
      | 1 reply
      notice they all involve credit unions? this company is targeting those accts..purchasing them for pennies on the dollar and then using an attorney to back them and file a levy against the borrower. then they garnish their wages.
      very smart on their part, but cheisty and they are rude and have a don't give sh*t attitude.
      problem is that they do not send the court pprwkr to the borrower or they somehow mess up on something so the person never gets it, hence, the court order goes through and they move forward with filing the levy and garnishing your wages!
      scam artists!!
      • 0
        Another victim replies to VICTIM OF MCT GROUP
        They dont purchase the accounts. They work only with credit unions and most of what they collecy went back to my creditunion. the manager their told me that MTC only gets a small commission.
  • 0
    Anonymous
    | 2 replies
    I don't know if anyone has any information about these people that isn't merely blowing off steam or one persons opinion. I would like facts, I would like to know how many people have been wrongfully sued by them, not just where you legitimately owe money and simply can't afford to pay it yet. Has anyone had this MCT group sue them with no explanation of who the original debt is owed to or how much it is or where it came from? Just like randomly reviving a letter in the mail with no warning whatsoever (You have been sued and lost pay MCT group ($ insert ridiculous amount here) or we will levy your bank account. ??   I was apparently sued back in 2007 over an in known amount of debt from an unknown source that I am not even sure I legitimately owe and was not even invited to the court to defend myself and am just finding out about this now. and received a writ of execution from a sheriff in LA County, I do not even live in California. Can they really legally do this? and if not, will they still anyways, regardless of what the law says?  From what I have read so far in my research of this I believe they will not hesitate to break the law. Can anyone else back me up on experiencing this kind of behavior from them?  Not opinions, not just (they were rude to me) actions, facts, anything that may help us to incriminate these people or at least discredit them.
    • 0
      Check with an attorney in your state... replies to Anonymous
      They may have to domesticate the CA judgement to collect in the state where you actually live.
      That might give you a day in court before a judge in your own state.

      There are enough reports consistent with "sewer service" to suggest it's not accidental.
    • 0
      deb b replies to Anonymous
      My bank accounts have been frozen since this morning and just came home from the bank to find in my mail a letter of levy on all accounts. Can't get thru to talk to this Peter W.Singer. I'm a single mother of two...and need to find a away to resolve this quickly. I don't even know what this debt is for. Yes I do owe some outstanding debts but not no $15K! Wth HELP!
  • 0
    MCT Sucks- Go to the BBB
    I am so glad I am not the only one. I had such issues with them that my husband and I just said F*** it and let it go to judgement. They levied our bank accounts and garnished my wages- knew that was coming and did not try to fight it. We owed money, tried to work with MCT over the years, and got no where. We were harrassed, bullied, and "rude" would be a nice way to describe their attitude. In no way did we try to run from our debt, but there was no working with these people. We recently decided to sell our house and knew that MCT would be paid- which is what we wanted (moved to be closer to work for both of us). They were going to be paid through escrow, every dime. All they had to do was give a payoff number to escrow. Even our realtor and escrow people had trouble with them.

    I left a nasty review on the BBB website with their company about how "awful" they are.

    Today I called to find out some info about the account. Conversation basically went how everyone else's went trying to get information. Ended with MCT saying "We are an awful company right? So why would an awful company want to help you? Do you know what I am referring to Ma'am?"

    I responded with "Ohhhhh yes. I am well aware of what you are referring to!!!"

    These people got every dime they wanted and are still incredibly rude, intimidating, and relentless.

    My suggestion to you all is go to their page on the BBB and let them have it.
  • 0
    S.E.M.O.
    I understand I owe a debt and due to a job loss I was unfortunate to have to deal with MCT group. I had a loan with a credit union and I was disputing the amount owed. I tried to collect my account information numerous times with MCT group and asked for documentation of the discrepancies I saw on my account. They failed to provide me with documentation and instead reverted to threats for litigation and intimidation. I worked with a Jason Russell (not his real name) from the MCT group and he would never listen or respond to my requests for documentation. While I understand I owe a debt, I think anyone would want to confirm the amount they owe is legitimate and why I requested for proof of all the details, charges and facts of my account. Jason Russell would often hang up on me, laugh at me and relayed he would take my home or sue me further. I went to litigation and I proved in court that many of the fees added to my accounts were not legitimate and that I was not provided with the information to confirm my account details. I ended up with a judgement owing only a fraction of the original amount they were attempting to collect.  If Jason Russell would have maintained professionalism and followed through on the information request the situation may have been solved amicably. I know debt collection is a tough job, but at the end I still think people should be treated civilly. There are many situations that leads to account default and showing some professionalism goes a long way. MCT group please take head and start treating people with the courtesy of how you would want to be treated and build a Company with a strong work ethic and reputation.
  • 0
    I beat MCT Group
    I too had fallen on hard times and had a voluntary repossession with Mission Federal credit Union.  Mission assigned the debt to MCT.  MCT wanted over $18k. I offered 20%. Of the debt. Two weeks later I got a summons that I was being sued.  Long story short,  my attorney was able to get the lawsuit dismissed as MCT was 2 months past the statue of limitations. So,  Dan Mathews if you're reading this... Go phuck yourself!
  • 0
    Corruption
    They sued me over a 3 year old 2000 dollar credit card charge off and  I tried to offer them $400 to settle and they told me my offer was insulting to the credit union and refused to work with me.  They wound up garnishing my wages, trying to get the maximum amount.   I have never felt more humiliated in my life.
  • 0
    Wes
    Bankruptcy baby..they will never get the full amount from me..they may get a couple hundred bucks but that's it..
  • 0
    Ford repo 2011
    These guys are a problem I understand what I owed on the truck when hit was in reposition back in 2011 (6000.00) never paid it so yesterday I received a wage garnishment from my employer stating they have an order for me to have my wages garnished and that I owe 11,500 dollars nice this is just great trust me I will not allow them to garnish my wages as I am trying to hire a lawyer to help stop these people....to top it off I called them back in 2013 and asked if they would settle for 5000 cash and they laughed and said I was a cheap unresponsible person that doesn't know anything about nothing ........
  • 0
    PAID DEBT
    | 1 reply
    I just received a call from these people about a debt from 2008 that I paid off years ago and they are telling me that if I cant produce proof they will hit my credit and start the collection process again, sounds like a scam to me, fortunately I still have the pay off letter. I think they are pulling up this old stuff in the hopes that people haven't kept the receipt. Total [***]!!!!!
    • +2
      You may want to contact an attorney.. replies to PAID DEBT
      They have a history of complaints of filing lawsuits and obtaining default judgements through what appears to be "sewer service".
      You may want to run this by a attorney, in case you may need to sue for FDCPA violations.  You can find a consumer attorney in your state through www.naca.net, and many take FDCPA cases on contingency and will review your situation for free.
  • +2
    John P.
    | 2 replies
    If you have a complaint about unfair action by MCT Group, especially about their getting a judgement against you without service you properly, please contact me with details: jpaval@hotmail.com   MCT got a default judgment against me without serving me notice, and I have recently gotten it overturned.  Now I will be asking the court for sanctions against MCT for deliberately failing to serve me at my known address.  It will strengthen my case if I have statements from other people whom MCT has (mis)treated this way.  If you contact me with details, I can draw up a declaration for you to sign which I can then filed with the court...   this is your chance to fight back!  John
    • -2
      rrj replies to John P.
      | 1 reply
      Pay yo bills.  They are legit...unfortunately people do not want to settle debits.  What is wrong with you people?
      • +1
        fu2 replies to rrj
        Prove they owe the bills.
12345

Post a new comment