Demand for Payment for Unauthorized Yello Pages Listing

ComplaintsCollection AgenciesA. C. A. Revovery Inc

Complaint

0
Tony Cooper
Country: United States
Unuathorized listing in www.goyellowpages.com
No physical address listed on their web site
Reverse lookup of 866-967-8205 reveals a company www.gafachi.com

Demand for $574 for A. C. A. Recovery Inc., 38 E.Ridgewood Ave., Ridgewood,  New Jersey 07540 Phone 800 356 3713 on behalf of www.goyellowpages.com submitted with no proof whatsoever of the contract details.

Comments

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  • 0
    ATCS
    It looks like they are up to no good again.  I received a collection notice today 6/15/10.  Forwarding to BBB of New York.
  • 0
    tj
    File complaints with FTC, your state Attorney General, New Jersey Attorney General, the U.S. Postal Inspector, and www.ic3.gov.
  • 0
    Lois - Loveland, Co
    I responded to the A.C.A. Recovery letter that I received in the amount of $574.00 for the go yellow pages online ad in which we did not authorize. The irony is that while speaking to "Mr. Jones", I was looking my name up on his yellow pages. I told him my name was not even listed, then I printed it out that "Number of Businesses found: O" came up. Two hours later our name came up on the site! Also, not one name comes up for heating category or air conditioning category (in which we should have been categorized.) I called back three hours later to inquire why I had not received the requested fax copy of our billing. The girl said the administration department was closed when he filed the request. And of course, we are three to three and A HALF hours time difference! I'm still laughing over that one!
  • 0
    tj
    Now that's "service"!  You get the scam debt collection letter BEFORE the scam listing is even fabricated.  "Just in time" fraud.

    File complaints with FTC, your state Attorney General, New Jersey Attorney General, www.ic3.gov. and the U.S. Postal Inspector for mailing a fraudulant "invoice" through the U.S. Mail.
  • 0
    tj
    Complaint connecting ACA Recovery with BOTH fraudulent "business directory" invoicing, AND a fraudulently crammed "payday loan".  

    You would think you couldn't make money from cramming a deposit into someone's account and then claiming they "agreed" to borrow it, but if the interest rate is high enough, or you yank back your payoff with interest before the account is closed, maybe you can run this scam.

    Amazing.

    http://www.debtconsolidationcare.com/creditors-information/about14443-1.html

    "...
    stang210 Replied on 07-08-2010, 09:53 AM  

    Sub: #22
    We just got a call from "Linda Banks" here at my work, claiming we'd signed up for some Yellow Pages junk, and that we owe $1600 now. It's funny how "Linda Banks" sounded like someone of a foreign nationality, not an American like her name suggests.

    The next funny thing is this...a girl here at work has been receiving calls from some SSM company that claims she asked for a payday loan from them in the amount of $200. Payday loans are illegal here in NC, and she never asked for it either. Somehow, those people got her banking info and dropped $200 in her checking account. She called the bank and told them what happened; they withdrew the $200 that had been illegally deposited, and started her a new checking account.

    The real oddity here is that both these "cases" have the same "case number." Yet the amounts supposedly owed on each one are wildly different...they say that the girl who supposedly got the payday loan now owes $230, and our business owes $1600 for the Yellow Pages scam.

    How could these two "case numbers" match when they're two totally different things? I know it's all a huge scam, but that was way too easy to figure out.

    It's just getting extremely annoying, with these people calling our business all the time. I really wish someone could lock these idiots up.
    ..."
  • 0
    Marie
    | 1 reply
    I know 100% for a fact that this is all true. I worked for Jay Apsey and he is part owner of all these companies named.. and more! Like payless solutions, advantage... Not only is he scamming people, he was $30,000 in arrears on his child support. He had money seized by the FDA last year in the amount of 250 k plus and it states it was drug related. i was recently contacted to come on board this law suit, so  I hope I can help you people!
    • 0
      interested replies to Marie
      how did the law suit go? i would really appreciate some extra info here
  • 0
    tj
    Which companies does he have an ownership interest in?
  • 0
    interested
    is your name really Marie--
    Did you work for him at CNP AKAMA?
    Very interested party
    Is there a way to speak or communicate confidentiallt
  • 0
    alan
    None with any assets--all scams
  • 0
    tj
    Is this related?
    https://800notes.com/Phone.aspx/1-305-201-3760

    "I recieved a call from Payless Solutions on October 23, 2009. Said I was going to get a $5000 grant from the government that I didnt have to pay back. Said it would take 15 business days. Then I get a letter from my bank stating they tried to withdrawl $291.74 out of my account."
  • 0
    employer
    YES IT IS A SCAM...DO NOT PAY...HANG UP...CALL YOUR ATTORNEY GENERAL!
    IF YOU HAVE ALREADY PAID BY CC, CALL AND REVERSE PAYMENT.

    IF YOU ARE BEING HARASSED, CALL YOUR LOCAL POLICE WITH A COMPLAINT. THE LOCAL POLICE WILL CALL THESE GUYS.

    ACCREDITED COLLECTION AGENCY IS IN ON THE SCAM, THEY CAN DO NOTHING TO YOUR CREDIT.

    ALL MONEY MADE BY RYPO IS SENT BACK TO PAKISTAN TO FUEL THE AL-QAEDA.

    RYPO CONNECT (Written on Door) REGIONAL YELLOW PAGES ONLINE
    1425 Rene Leveques West*
    Montreal, Quebec Canada
    4th floor - Suite 402

    Calls made from Montreal* and Pakistan.
    *Building: http://www.imtl.org/montreal/building/Hotel-Ford.php
    -----------------------------------------------------------------------------------------------------------------------------------------------------

    Regional Yellow Pages Online - Script

    May I speak with the Office Manager please. . .

    Hi, my name is - -. I am calling with the Regional Yellow Pages. I am calling regarding your request that you made about three months ago, that you want to remove your listings from our database and cancel all your future listings. Is that correct?

    YES/NO

    Yes = Closer. No = Opener

    An opener means you do not want to cancel and will be charged the $479.95. This rarely happens so it will be mostly a Closer.

    Closer

    Alright - What I will do today is that l will close your account and provide you with a cancellation file # and also, we will send you a Letter of Closure stating that the account is permanently closed with us, which means that we will not be contacting you for any renewals or updates, and we will also put it on our do-not- call, do-not-renew list, OK.

    Since the listings were started in - - they will expire in - - and will be purged from our database.

    You will also receive the balance of the invoice, which is $ 479.95 and the invoice will be marked FINAL on it.

    Do you use purchase order numbers down there or should we just mail this invoice to your attention?

    Alright, and the address we have on file is - - OK and your name is- - ? And position - - . Are you authorized to approve and accept this Final Invoice for your Company? (Must be Yes)

    OK someone from my Quality Control Department will give you a call later on today and will confirm the mailing address and provide you with your file number.
    Anything else I can do for you today?

    Thanks for your time and business, and have a great day.

    ------------------------------------------------------------------------------------------------------------------------------------------------------

    AMERICAN COLLECTION COMPANY INVOLVED IN THE CROSS BORDER SCAM

    ACCREDITED COLLECTION AGENCY
    76 N MAPLE AVE STE 141
    RIDGEWOOD, NJ 07450-3212
    USA

    800 356 3713 fax: 201 670 8272

    http://www.acarecovery.com/

    1-800-356-3713

    rhascup@acarecovery.com
    accounts@acarecovery.com
  • 0
    cnk
    We also recieved the scam letter. However our business is closed & we have disconnected that phone number. I recieved the notice today & they don't even have our address just route 1. Should I respond to this or just ignore it. I don't want our credit ruined, but I don't want to give them anymore contact info either.
  • 0
    tj
    First send a dispute to the debt collector, ACA Recovery.  Send it certifed return receipt requested, for proof of delivery.  Indicate you never agreed to any such listing or charges, and that you are filing complaints with the authorities.

    In addition to filing complaints with FTC, you would be wise to also file complaints with:

    1)  Your state Attorney General, since Attorneys General often respond faster to systematic fraud attempts against their fellow citizens and state residents than FTC.

    2)  New Jersey Attorney General, since ACA Recovery is located in New Jersey.

    3)  The U.S. Postal Inspector, for investigation of mail fraud, since it appears that the debt collector is aware of the fraudulent nature of the "debt" for which they just sent a fraudulent "collection letter" through the U.S. Mail.

    4)  www.ic3.gov, site for reporting internet fraud.

    5)  You regional FBI White Collar Crime unit.  That has been the part of the federal government that has assisted in investigation of similar fraudulent telemarketing operations, and they should be made aware of "legitimate" companies who are assisting fraudulent ones.
  • 0
    tj
    It appears that FTC sued Thompson Publishing/Regional Yellow Pages and several of the principals, and obtained a permanent injunction against them in January 2010.  

    If you are having problems with this entity, including harassing or deceptive sales or collection calls, or attempts by ACA Recovery to collect on their bogus accounts, contact FTC.
  • 0
    tj
    Clarification:
    "FTC v. 6253547 CANADA, INC., No. 1:09-CV-01211 (N.D. Ohio)
    Parties: 6253547 Canada, Inc., d/b/a Thompson Hill Publishing, The Official
    Yellow Pages, and The Oyp Group
    Opus Media, Inc.
    Karl Garon
    Claude E. Berthiaume
    "
  • 0
    Pam H
    did this debt go against  your credit rating? The same thing is happening to me right now. If it will not go against my credit I will ignore it.
  • 0
    Shelley
    RE: ACA Recovery: We got the collections letter and I called. I talked to a man and he played the tape. It sounded to me like the man on the tape was the same person that I was talking to, that they do the initial contact and then months later they send a letter saying the matter has been referred to collections and they are the collections agency. I asked for contact information on the yellow page company and they wouldn't give it to me. Sounds like a Mom and Pop operation of a scam.
  • 0
    JC
    Also received this collection letter on 8/13/10. Called ACA immediately to see what they are up to. Upon talking to their customer service, I demanded back up documentation to be provided within one week either by fax or mail to satisfy proof of purchase. They refused to do so saying that it was "done over the phone." I restated my demand and told them to send me the information within one week so I can forward it to my lawyer to review. I further reminded them that failure to do so, this will be reported as a scam. They lady immediately hung up on me.. (how classy).
  • 0
    Sam
    Registrant:
    regional yellowpages inc
    304 Park Avenue South
    ny, NY 10010
    US

    Domain name: REGIONALYELLOWPAGESONLINE.COM

    info@RegionalYellowPagesOnline.com
    cs@RegionalYellowPagesOnline.com
    accounts@RegionalYellowPagesOnline.com Administrative Contact:
       yellowpages, regional  regionalyellowpagesonline@gmail.com
       304 Park Avenue South
       ny, NY 10010
       US
       +1.18666895084
    Technical Contact:
       yellowpages, regional  regionalyellowpagesonline@gmail.com
       304 Park Avenue South
       ny, NY 10010
       US
       +1.18666895084


    Registration Service Provider:
       Ecommerce, Inc., registrars@ecommerce.com
       800-861-9394
       http://ecommerce.com
       UNLIMITED Storage Space, 3 TERRABYTES of Monthly Transfer & up-to 16
       domains, starting at $3.95!
       
       LIFETIME FREE DOMAIN REGISTRATION + FREE FEATURES INCLUDED. ONLY AT
       ECOMMERCE.COM


    Registrar of Record: TUCOWS, INC.
    Record last updated on 04-Jun-2010.
    Record expires on 04-Jan-2012.
    Record created on 04-Jan-2008.

    Registrar Domain Name Help Center:
       http://tucowsdomains.com

    Domain servers in listed order:
       NS1.REGIONALYELLOWPAGESONLINE.COM   208.82.121.210
       NS2.REGIONALYELLOWPAGESONLINE.COM   208.82.121.210


    Domain status: clientTransferProhibited
                   clientUpdateProhibited

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